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Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 3 minutes ago·570 offers from 88 institutions

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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 8 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
3.75%
8 years fixed
since 14 Sep 2026
Your return on €100,000
€3,750
per year, annualised · €34,247 total over 8 years
Deposit guarantee
€100,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 8 years: €34,247.
Interest built up over 8 years
€ 0€ 20kstart3 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up3.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
9 Sep 2026
Access
8 years fixed · no early withdrawal
Term
8 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€100,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

3.25%3.50%3.75%4.00%2 Sep 202610 Sep 2026now3.75%3.60% from 2 Sep 2026 until 14 Sep 20263.75% from 14 Sep 2026 until now
3.25%3.50%3.75%4.00%2 Sep 202610 Sep 2026now3.75%3.60% from 2 Sep 2026 until 14 Sep 20263.75% from 14 Sep 2026 until now

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin10 years · 3.75% · Raisin
€34,247After 1 month: €312.50 rate · balance €100,312.50After 2 months: €625 rate · balance €100,625After 3 months: €937.50 rate · balance €100,937.50After 4 months: €1,250 rate · balance €101,250After 5 months: €1,562.50 rate · balance €101,562.50After 6 months: €1,875 rate · balance €101,875After 7 months: €2,187.50 rate · balance €102,187.50After 8 months: €2,500 rate · balance €102,500After 9 months: €2,812.50 rate · balance €102,812.50After 10 months: €3,125 rate · balance €103,125After 11 months: €3,437.50 rate · balance €103,437.50After 12 months: €3,750 rate · balance €103,750After 13 months: €4,074.22 rate · balance €104,074.22After 14 months: €4,398.44 rate · balance €104,398.44After 15 months: €4,722.66 rate · balance €104,722.66After 16 months: €5,046.88 rate · balance €105,046.88After 17 months: €5,371.09 rate · balance €105,371.09After 18 months: €5,695.31 rate · balance €105,695.31After 19 months: €6,019.53 rate · balance €106,019.53After 20 months: €6,343.75 rate · balance €106,343.75After 21 months: €6,667.97 rate · balance €106,667.97After 22 months: €6,992.19 rate · balance €106,992.19After 23 months: €7,316.41 rate · balance €107,316.41After 24 months: €7,640.63 rate · balance €107,640.63After 25 months: €7,977.00 rate · balance €107,977.00After 26 months: €8,313.38 rate · balance €108,313.38After 27 months: €8,649.76 rate · balance €108,649.76After 28 months: €8,986.13 rate · balance €108,986.13After 29 months: €9,322.51 rate · balance €109,322.51After 30 months: €9,658.89 rate · balance €109,658.89After 31 months: €9,995.26 rate · balance €109,995.26After 32 months: €10,331.64 rate · balance €110,331.64After 33 months: €10,668.02 rate · balance €110,668.02After 34 months: €11,004.40 rate · balance €111,004.40After 35 months: €11,340.77 rate · balance €111,340.77After 36 months: €11,677.15 rate · balance €111,677.15After 37 months: €12,026.14 rate · balance €112,026.14After 38 months: €12,375.13 rate · balance €112,375.13After 39 months: €12,724.12 rate · balance €112,724.12After 40 months: €13,073.11 rate · balance €113,073.11After 41 months: €13,422.11 rate · balance €113,422.11After 42 months: €13,771.10 rate · balance €113,771.10After 43 months: €14,120.09 rate · balance €114,120.09After 44 months: €14,469.08 rate · balance €114,469.08After 45 months: €14,818.07 rate · balance €114,818.07After 46 months: €15,167.06 rate · balance €115,167.06After 47 months: €15,516.05 rate · balance €115,516.05After 48 months: €15,865.04 rate · balance €115,865.04After 49 months: €16,227.12 rate · balance €116,227.12After 50 months: €16,589.20 rate · balance €116,589.20After 51 months: €16,951.28 rate · balance €116,951.28After 52 months: €17,313.36 rate · balance €117,313.36After 53 months: €17,675.43 rate · balance €117,675.43After 54 months: €18,037.51 rate · balance €118,037.51After 55 months: €18,399.59 rate · balance €118,399.59After 56 months: €18,761.67 rate · balance €118,761.67After 57 months: €19,123.75 rate · balance €119,123.75After 58 months: €19,485.83 rate · balance €119,485.83After 59 months: €19,847.90 rate · balance €119,847.90After 60 months: €20,209.98 rate · balance €120,209.98After 61 months: €20,585.64 rate · balance €120,585.64After 62 months: €20,961.29 rate · balance €120,961.29After 63 months: €21,336.95 rate · balance €121,336.95After 64 months: €21,712.61 rate · balance €121,712.61After 65 months: €22,088.26 rate · balance €122,088.26After 66 months: €22,463.92 rate · balance €122,463.92After 67 months: €22,839.58 rate · balance €122,839.58After 68 months: €23,215.23 rate · balance €123,215.23After 69 months: €23,590.89 rate · balance €123,590.89After 70 months: €23,966.54 rate · balance €123,966.54After 71 months: €24,342.20 rate · balance €124,342.20After 72 months: €24,717.86 rate · balance €124,717.86After 73 months: €25,107.60 rate · balance €125,107.60After 74 months: €25,497.34 rate · balance €125,497.34After 75 months: €25,887.09 rate · balance €125,887.09After 76 months: €26,276.83 rate · balance €126,276.83After 77 months: €26,666.57 rate · balance €126,666.57After 78 months: €27,056.32 rate · balance €127,056.32After 79 months: €27,446.06 rate · balance €127,446.06After 80 months: €27,835.80 rate · balance €127,835.80After 81 months: €28,225.55 rate · balance €128,225.55After 82 months: €28,615.29 rate · balance €128,615.29After 83 months: €29,005.03 rate · balance €129,005.03After 84 months: €29,394.78 rate · balance €129,394.78After 85 months: €29,799.14 rate · balance €129,799.14After 86 months: €30,203.49 rate · balance €130,203.49After 87 months: €30,607.85 rate · balance €130,607.85After 88 months: €31,012.21 rate · balance €131,012.21After 89 months: €31,416.57 rate · balance €131,416.57After 90 months: €31,820.93 rate · balance €131,820.93After 91 months: €32,225.29 rate · balance €132,225.29After 92 months: €32,629.65 rate · balance €132,629.65After 93 months: €33,034.00 rate · balance €133,034.00After 94 months: €33,438.36 rate · balance €133,438.36After 95 months: €33,842.72 rate · balance €133,842.72After 96 months: €34,247.08 rate · balance €134,247.08
€ 0€ 20kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs€34,247After 1 month: €312.50 rate · balance €100,312.50After 2 months: €625 rate · balance €100,625After 3 months: €937.50 rate · balance €100,937.50After 4 months: €1,250 rate · balance €101,250After 5 months: €1,562.50 rate · balance €101,562.50After 6 months: €1,875 rate · balance €101,875After 7 months: €2,187.50 rate · balance €102,187.50After 8 months: €2,500 rate · balance €102,500After 9 months: €2,812.50 rate · balance €102,812.50After 10 months: €3,125 rate · balance €103,125After 11 months: €3,437.50 rate · balance €103,437.50After 12 months: €3,750 rate · balance €103,750After 13 months: €4,074.22 rate · balance €104,074.22After 14 months: €4,398.44 rate · balance €104,398.44After 15 months: €4,722.66 rate · balance €104,722.66After 16 months: €5,046.88 rate · balance €105,046.88After 17 months: €5,371.09 rate · balance €105,371.09After 18 months: €5,695.31 rate · balance €105,695.31After 19 months: €6,019.53 rate · balance €106,019.53After 20 months: €6,343.75 rate · balance €106,343.75After 21 months: €6,667.97 rate · balance €106,667.97After 22 months: €6,992.19 rate · balance €106,992.19After 23 months: €7,316.41 rate · balance €107,316.41After 24 months: €7,640.63 rate · balance €107,640.63After 25 months: €7,977.00 rate · balance €107,977.00After 26 months: €8,313.38 rate · balance €108,313.38After 27 months: €8,649.76 rate · balance €108,649.76After 28 months: €8,986.13 rate · balance €108,986.13After 29 months: €9,322.51 rate · balance €109,322.51After 30 months: €9,658.89 rate · balance €109,658.89After 31 months: €9,995.26 rate · balance €109,995.26After 32 months: €10,331.64 rate · balance €110,331.64After 33 months: €10,668.02 rate · balance €110,668.02After 34 months: €11,004.40 rate · balance €111,004.40After 35 months: €11,340.77 rate · balance €111,340.77After 36 months: €11,677.15 rate · balance €111,677.15After 37 months: €12,026.14 rate · balance €112,026.14After 38 months: €12,375.13 rate · balance €112,375.13After 39 months: €12,724.12 rate · balance €112,724.12After 40 months: €13,073.11 rate · balance €113,073.11After 41 months: €13,422.11 rate · balance €113,422.11After 42 months: €13,771.10 rate · balance €113,771.10After 43 months: €14,120.09 rate · balance €114,120.09After 44 months: €14,469.08 rate · balance €114,469.08After 45 months: €14,818.07 rate · balance €114,818.07After 46 months: €15,167.06 rate · balance €115,167.06After 47 months: €15,516.05 rate · balance €115,516.05After 48 months: €15,865.04 rate · balance €115,865.04After 49 months: €16,227.12 rate · balance €116,227.12After 50 months: €16,589.20 rate · balance €116,589.20After 51 months: €16,951.28 rate · balance €116,951.28After 52 months: €17,313.36 rate · balance €117,313.36After 53 months: €17,675.43 rate · balance €117,675.43After 54 months: €18,037.51 rate · balance €118,037.51After 55 months: €18,399.59 rate · balance €118,399.59After 56 months: €18,761.67 rate · balance €118,761.67After 57 months: €19,123.75 rate · balance €119,123.75After 58 months: €19,485.83 rate · balance €119,485.83After 59 months: €19,847.90 rate · balance €119,847.90After 60 months: €20,209.98 rate · balance €120,209.98After 61 months: €20,585.64 rate · balance €120,585.64After 62 months: €20,961.29 rate · balance €120,961.29After 63 months: €21,336.95 rate · balance €121,336.95After 64 months: €21,712.61 rate · balance €121,712.61After 65 months: €22,088.26 rate · balance €122,088.26After 66 months: €22,463.92 rate · balance €122,463.92After 67 months: €22,839.58 rate · balance €122,839.58After 68 months: €23,215.23 rate · balance €123,215.23After 69 months: €23,590.89 rate · balance €123,590.89After 70 months: €23,966.54 rate · balance €123,966.54After 71 months: €24,342.20 rate · balance €124,342.20After 72 months: €24,717.86 rate · balance €124,717.86After 73 months: €25,107.60 rate · balance €125,107.60After 74 months: €25,497.34 rate · balance €125,497.34After 75 months: €25,887.09 rate · balance €125,887.09After 76 months: €26,276.83 rate · balance €126,276.83After 77 months: €26,666.57 rate · balance €126,666.57After 78 months: €27,056.32 rate · balance €127,056.32After 79 months: €27,446.06 rate · balance €127,446.06After 80 months: €27,835.80 rate · balance €127,835.80After 81 months: €28,225.55 rate · balance €128,225.55After 82 months: €28,615.29 rate · balance €128,615.29After 83 months: €29,005.03 rate · balance €129,005.03After 84 months: €29,394.78 rate · balance €129,394.78After 85 months: €29,799.14 rate · balance €129,799.14After 86 months: €30,203.49 rate · balance €130,203.49After 87 months: €30,607.85 rate · balance €130,607.85After 88 months: €31,012.21 rate · balance €131,012.21After 89 months: €31,416.57 rate · balance €131,416.57After 90 months: €31,820.93 rate · balance €131,820.93After 91 months: €32,225.29 rate · balance €132,225.29After 92 months: €32,629.65 rate · balance €132,629.65After 93 months: €33,034.00 rate · balance €133,034.00After 94 months: €33,438.36 rate · balance €133,438.36After 95 months: €33,842.72 rate · balance €133,842.72After 96 months: €34,247.08 rate · balance €134,247.08
Per year
AfterInterest up to thenBalance
1 year€3,750€103,750
2 years€7,641€107,641
3 years€11,677€111,677
4 years€15,865€115,865
5 years€20,210€120,210
6 years€24,718€124,718
7 years€29,395€129,395
8 years€34,247€134,247

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
14 Sep 20263.75%current
2 Sep 20263.60%14 Sep 2026

All historic rates of BankB →All savings products of BankB →

  • 14 Sep 2026BankB – Termijndeposito (96 mo): 3.60% → 3.75%
  • 2 Sep 2026New: BankB – Termijndeposito (96 mo) 3.60%

Rate checked on 18 Sep 2026.