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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 10 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
3.75%
10 years fixed
since 14 Sep 2026
Your return on €16,600
€623
per year, annualised · €7,388 total over 10 years
Deposit guarantee
€16,600 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 10 years: €7,388.
Interest built up over 10 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
9 Sep 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,600 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

2.00%2.50%3.00%3.50%4.00%2 Sep 202610 Sep 2026now3.75%2.50% from 2 Sep 2026 until 14 Sep 20263.75% from 14 Sep 2026 until now
2.00%2.50%3.00%3.50%4.00%2 Sep 202610 Sep 2026now3.75%2.50% from 2 Sep 2026 until 14 Sep 2026

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin
€7,388After 1 month: €51.88 rate · balance €16,651.88After 2 months: €103.75 rate · balance €16,703.75After 3 months: €155.63 rate · balance €16,755.63After 4 months: €207.50 rate · balance €16,807.50After 5 months: €259.38 rate · balance €16,859.38After 6 months: €311.25 rate · balance €16,911.25After 7 months: €363.13 rate · balance €16,963.13After 8 months: €415 rate · balance €17,015After 9 months: €466.88 rate · balance €17,066.88After 10 months: €518.75 rate · balance €17,118.75After 11 months: €570.63 rate · balance €17,170.63After 12 months: €622.50 rate · balance €17,222.50After 13 months: €676.32 rate · balance €17,276.32After 14 months: €730.14 rate · balance €17,330.14After 15 months: €783.96 rate · balance €17,383.96After 16 months: €837.78 rate · balance €17,437.78After 17 months: €891.60 rate · balance €17,491.60After 18 months: €945.42 rate · balance €17,545.42After 19 months: €999.24 rate · balance €17,599.24After 20 months: €1,053.06 rate · balance €17,653.06After 21 months: €1,106.88 rate · balance €17,706.88After 22 months: €1,160.70 rate · balance €17,760.70After 23 months: €1,214.52 rate · balance €17,814.52After 24 months: €1,268.34 rate · balance €17,868.34After 25 months: €1,324.18 rate · balance €17,924.18After 26 months: €1,380.02 rate · balance €17,980.02After 27 months: €1,435.86 rate · balance €18,035.86After 28 months: €1,491.70 rate · balance €18,091.70After 29 months: €1,547.54 rate · balance €18,147.54After 30 months: €1,603.38 rate · balance €18,203.38After 31 months: €1,659.21 rate · balance €18,259.21After 32 months: €1,715.05 rate · balance €18,315.05After 33 months: €1,770.89 rate · balance €18,370.89After 34 months: €1,826.73 rate · balance €18,426.73After 35 months: €1,882.57 rate · balance €18,482.57After 36 months: €1,938.41 rate · balance €18,538.41After 37 months: €1,996.34 rate · balance €18,596.34After 38 months: €2,054.27 rate · balance €18,654.27After 39 months: €2,112.20 rate · balance €18,712.20After 40 months: €2,170.14 rate · balance €18,770.14After 41 months: €2,228.07 rate · balance €18,828.07After 42 months: €2,286.00 rate · balance €18,886.00After 43 months: €2,343.93 rate · balance €18,943.93After 44 months: €2,401.87 rate · balance €19,001.87After 45 months: €2,459.80 rate · balance €19,059.80After 46 months: €2,517.73 rate · balance €19,117.73After 47 months: €2,575.66 rate · balance €19,175.66After 48 months: €2,633.60 rate · balance €19,233.60After 49 months: €2,693.70 rate · balance €19,293.70After 50 months: €2,753.81 rate · balance €19,353.81After 51 months: €2,813.91 rate · balance €19,413.91After 52 months: €2,874.02 rate · balance €19,474.02After 53 months: €2,934.12 rate · balance €19,534.12After 54 months: €2,994.23 rate · balance €19,594.23After 55 months: €3,054.33 rate · balance €19,654.33After 56 months: €3,114.44 rate · balance €19,714.44After 57 months: €3,174.54 rate · balance €19,774.54After 58 months: €3,234.65 rate · balance €19,834.65After 59 months: €3,294.75 rate · balance €19,894.75After 60 months: €3,354.86 rate · balance €19,954.86After 61 months: €3,417.22 rate · balance €20,017.22After 62 months: €3,479.57 rate · balance €20,079.57After 63 months: €3,541.93 rate · balance €20,141.93After 64 months: €3,604.29 rate · balance €20,204.29After 65 months: €3,666.65 rate · balance €20,266.65After 66 months: €3,729.01 rate · balance €20,329.01After 67 months: €3,791.37 rate · balance €20,391.37After 68 months: €3,853.73 rate · balance €20,453.73After 69 months: €3,916.09 rate · balance €20,516.09After 70 months: €3,978.45 rate · balance €20,578.45After 71 months: €4,040.80 rate · balance €20,640.80After 72 months: €4,103.16 rate · balance €20,703.16After 73 months: €4,167.86 rate · balance €20,767.86After 74 months: €4,232.56 rate · balance €20,832.56After 75 months: €4,297.26 rate · balance €20,897.26After 76 months: €4,361.95 rate · balance €20,961.95After 77 months: €4,426.65 rate · balance €21,026.65After 78 months: €4,491.35 rate · balance €21,091.35After 79 months: €4,556.05 rate · balance €21,156.05After 80 months: €4,620.74 rate · balance €21,220.74After 81 months: €4,685.44 rate · balance €21,285.44After 82 months: €4,750.14 rate · balance €21,350.14After 83 months: €4,814.84 rate · balance €21,414.84After 84 months: €4,879.53 rate · balance €21,479.53After 85 months: €4,946.66 rate · balance €21,546.66After 86 months: €5,013.78 rate · balance €21,613.78After 87 months: €5,080.90 rate · balance €21,680.90After 88 months: €5,148.03 rate · balance €21,748.03After 89 months: €5,215.15 rate · balance €21,815.15After 90 months: €5,282.27 rate · balance €21,882.27After 91 months: €5,349.40 rate · balance €21,949.40After 92 months: €5,416.52 rate · balance €22,016.52After 93 months: €5,483.64 rate · balance €22,083.64After 94 months: €5,550.77 rate · balance €22,150.77After 95 months: €5,617.89 rate · balance €22,217.89After 96 months: €5,685.01 rate · balance €22,285.01After 97 months: €5,754.66 rate · balance €22,354.66After 98 months: €5,824.30 rate · balance €22,424.30After 99 months: €5,893.94 rate · balance €22,493.94After 100 months: €5,963.58 rate · balance €22,563.58After 101 months: €6,033.22 rate · balance €22,633.22After 102 months: €6,102.86 rate · balance €22,702.86After 103 months: €6,172.50 rate · balance €22,772.50After 104 months: €6,242.14 rate · balance €22,842.14After 105 months: €6,311.78 rate · balance €22,911.78After 106 months: €6,381.42 rate · balance €22,981.42After 107 months: €6,451.06 rate · balance €23,051.06After 108 months: €6,520.70 rate · balance €23,120.70After 109 months: €6,592.95 rate · balance €23,192.95After 110 months: €6,665.21 rate · balance €23,265.21After 111 months: €6,737.46 rate · balance €23,337.46After 112 months: €6,809.71 rate · balance €23,409.71After 113 months: €6,881.96 rate · balance €23,481.96After 114 months: €6,954.22 rate · balance €23,554.22After 115 months: €7,026.47 rate · balance €23,626.47After 116 months: €7,098.72 rate · balance €23,698.72After 117 months: €7,170.97 rate · balance €23,770.97After 118 months: €7,243.22 rate · balance €23,843.22After 119 months: €7,315.48 rate · balance €23,915.48After 120 months: €7,387.73 rate · balance €23,987.73
€ 0€ 2,5k€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€7,388After 1 month: €51.88 rate · balance €16,651.88After 2 months: €103.75 rate · balance €16,703.75After 3 months: €155.63 rate · balance €16,755.63After 4 months: €207.50 rate · balance €16,807.50After 5 months: €259.38 rate · balance €16,859.38After 6 months: €311.25 rate · balance €16,911.25After 7 months: €363.13 rate · balance €16,963.13After 8 months: €415 rate · balance €17,015After 9 months: €466.88 rate · balance €17,066.88After 10 months: €518.75 rate · balance €17,118.75After 11 months: €570.63 rate · balance €17,170.63After 12 months: €622.50 rate · balance €17,222.50After 13 months: €676.32 rate · balance €17,276.32After 14 months: €730.14 rate · balance €17,330.14After 15 months: €783.96 rate · balance €17,383.96After 16 months: €837.78 rate · balance €17,437.78After 17 months: €891.60 rate · balance €17,491.60After 18 months: €945.42 rate · balance €17,545.42After 19 months: €999.24 rate · balance €17,599.24After 20 months: €1,053.06 rate · balance €17,653.06After 21 months: €1,106.88 rate · balance €17,706.88After 22 months: €1,160.70 rate · balance €17,760.70After 23 months: €1,214.52 rate · balance €17,814.52After 24 months: €1,268.34 rate · balance €17,868.34After 25 months: €1,324.18 rate · balance €17,924.18After 26 months: €1,380.02 rate · balance €17,980.02After 27 months: €1,435.86 rate · balance €18,035.86After 28 months: €1,491.70 rate · balance €18,091.70After 29 months: €1,547.54 rate · balance €18,147.54After 30 months: €1,603.38 rate · balance €18,203.38After 31 months: €1,659.21 rate · balance €18,259.21After 32 months: €1,715.05 rate · balance €18,315.05After 33 months: €1,770.89 rate · balance €18,370.89After 34 months: €1,826.73 rate · balance €18,426.73After 35 months: €1,882.57 rate · balance €18,482.57After 36 months: €1,938.41 rate · balance €18,538.41After 37 months: €1,996.34 rate · balance €18,596.34After 38 months: €2,054.27 rate · balance €18,654.27After 39 months: €2,112.20 rate · balance €18,712.20After 40 months: €2,170.14 rate · balance €18,770.14After 41 months: €2,228.07 rate · balance €18,828.07After 42 months: €2,286.00 rate · balance €18,886.00After 43 months: €2,343.93 rate · balance €18,943.93After 44 months: €2,401.87 rate · balance €19,001.87After 45 months: €2,459.80 rate · balance €19,059.80After 46 months: €2,517.73 rate · balance €19,117.73After 47 months: €2,575.66 rate · balance €19,175.66After 48 months: €2,633.60 rate · balance €19,233.60After 49 months: €2,693.70 rate · balance €19,293.70After 50 months: €2,753.81 rate · balance €19,353.81After 51 months: €2,813.91 rate · balance €19,413.91After 52 months: €2,874.02 rate · balance €19,474.02After 53 months: €2,934.12 rate · balance €19,534.12After 54 months: €2,994.23 rate · balance €19,594.23After 55 months: €3,054.33 rate · balance €19,654.33After 56 months: €3,114.44 rate · balance €19,714.44After 57 months: €3,174.54 rate · balance €19,774.54After 58 months: €3,234.65 rate · balance €19,834.65After 59 months: €3,294.75 rate · balance €19,894.75After 60 months: €3,354.86 rate · balance €19,954.86After 61 months: €3,417.22 rate · balance €20,017.22After 62 months: €3,479.57 rate · balance €20,079.57After 63 months: €3,541.93 rate · balance €20,141.93After 64 months: €3,604.29 rate · balance €20,204.29After 65 months: €3,666.65 rate · balance €20,266.65After 66 months: €3,729.01 rate · balance €20,329.01After 67 months: €3,791.37 rate · balance €20,391.37After 68 months: €3,853.73 rate · balance €20,453.73After 69 months: €3,916.09 rate · balance €20,516.09After 70 months: €3,978.45 rate · balance €20,578.45After 71 months: €4,040.80 rate · balance €20,640.80After 72 months: €4,103.16 rate · balance €20,703.16After 73 months: €4,167.86 rate · balance €20,767.86After 74 months: €4,232.56 rate · balance €20,832.56After 75 months: €4,297.26 rate · balance €20,897.26After 76 months: €4,361.95 rate · balance €20,961.95After 77 months: €4,426.65 rate · balance €21,026.65After 78 months: €4,491.35 rate · balance €21,091.35After 79 months: €4,556.05 rate · balance €21,156.05After 80 months: €4,620.74 rate · balance €21,220.74After 81 months: €4,685.44 rate · balance €21,285.44After 82 months: €4,750.14 rate · balance €21,350.14After 83 months: €4,814.84 rate · balance €21,414.84After 84 months: €4,879.53 rate · balance €21,479.53After 85 months: €4,946.66 rate · balance €21,546.66After 86 months: €5,013.78 rate · balance €21,613.78After 87 months: €5,080.90 rate · balance €21,680.90After 88 months: €5,148.03 rate · balance €21,748.03After 89 months: €5,215.15 rate · balance €21,815.15After 90 months: €5,282.27 rate · balance €21,882.27After 91 months: €5,349.40 rate · balance €21,949.40After 92 months: €5,416.52 rate · balance €22,016.52After 93 months: €5,483.64 rate · balance €22,083.64After 94 months: €5,550.77 rate · balance €22,150.77After 95 months: €5,617.89 rate · balance €22,217.89After 96 months: €5,685.01 rate · balance €22,285.01After 97 months: €5,754.66 rate · balance €22,354.66After 98 months: €5,824.30 rate · balance €22,424.30After 99 months: €5,893.94 rate · balance €22,493.94After 100 months: €5,963.58 rate · balance €22,563.58After 101 months: €6,033.22 rate · balance €22,633.22After 102 months: €6,102.86 rate · balance €22,702.86After 103 months: €6,172.50 rate · balance €22,772.50After 104 months: €6,242.14 rate · balance €22,842.14After 105 months: €6,311.78 rate · balance €22,911.78After 106 months: €6,381.42 rate · balance €22,981.42After 107 months: €6,451.06 rate · balance €23,051.06After 108 months: €6,520.70 rate · balance €23,120.70After 109 months: €6,592.95 rate · balance €23,192.95After 110 months: €6,665.21 rate · balance €23,265.21After 111 months: €6,737.46 rate · balance €23,337.46After 112 months: €6,809.71 rate · balance €23,409.71After 113 months: €6,881.96 rate · balance €23,481.96After 114 months: €6,954.22 rate · balance €23,554.22After 115 months: €7,026.47 rate · balance €23,626.47After 116 months: €7,098.72 rate · balance €23,698.72After 117 months: €7,170.97 rate · balance €23,770.97After 118 months: €7,243.22 rate · balance €23,843.22After 119 months: €7,315.48 rate · balance €23,915.48After 120 months: €7,387.73 rate · balance €23,987.73
Per year
AfterInterest up to thenBalance
1 year€623€17,223
2 years€1,268€17,868
3 years€1,938€18,538
4 years€2,634€19,234
5 years€3,355€19,955
6 years€4,103€20,703
7 years€4,880€21,480
8 years€5,685€22,285
9 years€6,521€23,121
10 years€7,388€23,988

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.75% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20263.75%current
2 Sep 20262.50%14 Sep 2026

All historic rates of BankB →All savings products of BankB →

  • 14 Sep 2026BankB – Termijndeposito (120 mo): 2.50% → 3.75%
  • 2 Sep 2026New: BankB – Termijndeposito (120 mo) 2.50%

Rate checked on 18 Sep 2026.