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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 10 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
3.75%
10 years fixed
since 14 Sep 2026
Your return on €16,800
€630
per year, annualised · €7,477 total over 10 years
Deposit guarantee
€16,800 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 10 years: €7,477.
Interest built up over 10 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
9 Sep 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,800 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

2.00%2.50%3.00%3.50%4.00%2 Sep 202610 Sep 2026now3.75%2.50% from 2 Sep 2026 until 14 Sep 20263.75% from 14 Sep 2026 until now
2.00%2.50%3.00%3.50%4.00%2 Sep 202610 Sep 2026now3.75%2.50% from 2 Sep 2026 until 14 Sep 2026

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin
€7,477After 1 month: €52.50 rate · balance €16,852.50After 2 months: €105 rate · balance €16,905After 3 months: €157.50 rate · balance €16,957.50After 4 months: €210 rate · balance €17,010After 5 months: €262.50 rate · balance €17,062.50After 6 months: €315 rate · balance €17,115After 7 months: €367.50 rate · balance €17,167.50After 8 months: €420 rate · balance €17,220After 9 months: €472.50 rate · balance €17,272.50After 10 months: €525 rate · balance €17,325After 11 months: €577.50 rate · balance €17,377.50After 12 months: €630 rate · balance €17,430After 13 months: €684.47 rate · balance €17,484.47After 14 months: €738.94 rate · balance €17,538.94After 15 months: €793.41 rate · balance €17,593.41After 16 months: €847.88 rate · balance €17,647.88After 17 months: €902.34 rate · balance €17,702.34After 18 months: €956.81 rate · balance €17,756.81After 19 months: €1,011.28 rate · balance €17,811.28After 20 months: €1,065.75 rate · balance €17,865.75After 21 months: €1,120.22 rate · balance €17,920.22After 22 months: €1,174.69 rate · balance €17,974.69After 23 months: €1,229.16 rate · balance €18,029.16After 24 months: €1,283.63 rate · balance €18,083.63After 25 months: €1,340.14 rate · balance €18,140.14After 26 months: €1,396.65 rate · balance €18,196.65After 27 months: €1,453.16 rate · balance €18,253.16After 28 months: €1,509.67 rate · balance €18,309.67After 29 months: €1,566.18 rate · balance €18,366.18After 30 months: €1,622.69 rate · balance €18,422.69After 31 months: €1,679.20 rate · balance €18,479.20After 32 months: €1,735.72 rate · balance €18,535.72After 33 months: €1,792.23 rate · balance €18,592.23After 34 months: €1,848.74 rate · balance €18,648.74After 35 months: €1,905.25 rate · balance €18,705.25After 36 months: €1,961.76 rate · balance €18,761.76After 37 months: €2,020.39 rate · balance €18,820.39After 38 months: €2,079.02 rate · balance €18,879.02After 39 months: €2,137.65 rate · balance €18,937.65After 40 months: €2,196.28 rate · balance €18,996.28After 41 months: €2,254.91 rate · balance €19,054.91After 42 months: €2,313.54 rate · balance €19,113.54After 43 months: €2,372.17 rate · balance €19,172.17After 44 months: €2,430.81 rate · balance €19,230.81After 45 months: €2,489.44 rate · balance €19,289.44After 46 months: €2,548.07 rate · balance €19,348.07After 47 months: €2,606.70 rate · balance €19,406.70After 48 months: €2,665.33 rate · balance €19,465.33After 49 months: €2,726.16 rate · balance €19,526.16After 50 months: €2,786.99 rate · balance €19,586.99After 51 months: €2,847.81 rate · balance €19,647.81After 52 months: €2,908.64 rate · balance €19,708.64After 53 months: €2,969.47 rate · balance €19,769.47After 54 months: €3,030.30 rate · balance €19,830.30After 55 months: €3,091.13 rate · balance €19,891.13After 56 months: €3,151.96 rate · balance €19,951.96After 57 months: €3,212.79 rate · balance €20,012.79After 58 months: €3,273.62 rate · balance €20,073.62After 59 months: €3,334.45 rate · balance €20,134.45After 60 months: €3,395.28 rate · balance €20,195.28After 61 months: €3,458.39 rate · balance €20,258.39After 62 months: €3,521.50 rate · balance €20,321.50After 63 months: €3,584.61 rate · balance €20,384.61After 64 months: €3,647.72 rate · balance €20,447.72After 65 months: €3,710.83 rate · balance €20,510.83After 66 months: €3,773.94 rate · balance €20,573.94After 67 months: €3,837.05 rate · balance €20,637.05After 68 months: €3,900.16 rate · balance €20,700.16After 69 months: €3,963.27 rate · balance €20,763.27After 70 months: €4,026.38 rate · balance €20,826.38After 71 months: €4,089.49 rate · balance €20,889.49After 72 months: €4,152.60 rate · balance €20,952.60After 73 months: €4,218.08 rate · balance €21,018.08After 74 months: €4,283.55 rate · balance €21,083.55After 75 months: €4,349.03 rate · balance €21,149.03After 76 months: €4,414.51 rate · balance €21,214.51After 77 months: €4,479.98 rate · balance €21,279.98After 78 months: €4,545.46 rate · balance €21,345.46After 79 months: €4,610.94 rate · balance €21,410.94After 80 months: €4,676.41 rate · balance €21,476.41After 81 months: €4,741.89 rate · balance €21,541.89After 82 months: €4,807.37 rate · balance €21,607.37After 83 months: €4,872.84 rate · balance €21,672.84After 84 months: €4,938.32 rate · balance €21,738.32After 85 months: €5,006.25 rate · balance €21,806.25After 86 months: €5,074.19 rate · balance €21,874.19After 87 months: €5,142.12 rate · balance €21,942.12After 88 months: €5,210.05 rate · balance €22,010.05After 89 months: €5,277.98 rate · balance €22,077.98After 90 months: €5,345.92 rate · balance €22,145.92After 91 months: €5,413.85 rate · balance €22,213.85After 92 months: €5,481.78 rate · balance €22,281.78After 93 months: €5,549.71 rate · balance €22,349.71After 94 months: €5,617.64 rate · balance €22,417.64After 95 months: €5,685.58 rate · balance €22,485.58After 96 months: €5,753.51 rate · balance €22,553.51After 97 months: €5,823.99 rate · balance €22,623.99After 98 months: €5,894.47 rate · balance €22,694.47After 99 months: €5,964.95 rate · balance €22,764.95After 100 months: €6,035.43 rate · balance €22,835.43After 101 months: €6,105.91 rate · balance €22,905.91After 102 months: €6,176.39 rate · balance €22,976.39After 103 months: €6,246.87 rate · balance €23,046.87After 104 months: €6,317.35 rate · balance €23,117.35After 105 months: €6,387.83 rate · balance €23,187.83After 106 months: €6,458.31 rate · balance €23,258.31After 107 months: €6,528.79 rate · balance €23,328.79After 108 months: €6,599.27 rate · balance €23,399.27After 109 months: €6,672.39 rate · balance €23,472.39After 110 months: €6,745.51 rate · balance €23,545.51After 111 months: €6,818.63 rate · balance €23,618.63After 112 months: €6,891.76 rate · balance €23,691.76After 113 months: €6,964.88 rate · balance €23,764.88After 114 months: €7,038.00 rate · balance €23,838.00After 115 months: €7,111.12 rate · balance €23,911.12After 116 months: €7,184.25 rate · balance €23,984.25After 117 months: €7,257.37 rate · balance €24,057.37After 118 months: €7,330.49 rate · balance €24,130.49After 119 months: €7,403.62 rate · balance €24,203.62After 120 months: €7,476.74 rate · balance €24,276.74
€ 0€ 2,5k€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€7,477After 1 month: €52.50 rate · balance €16,852.50After 2 months: €105 rate · balance €16,905After 3 months: €157.50 rate · balance €16,957.50After 4 months: €210 rate · balance €17,010After 5 months: €262.50 rate · balance €17,062.50After 6 months: €315 rate · balance €17,115After 7 months: €367.50 rate · balance €17,167.50After 8 months: €420 rate · balance €17,220After 9 months: €472.50 rate · balance €17,272.50After 10 months: €525 rate · balance €17,325After 11 months: €577.50 rate · balance €17,377.50After 12 months: €630 rate · balance €17,430After 13 months: €684.47 rate · balance €17,484.47After 14 months: €738.94 rate · balance €17,538.94After 15 months: €793.41 rate · balance €17,593.41After 16 months: €847.88 rate · balance €17,647.88After 17 months: €902.34 rate · balance €17,702.34After 18 months: €956.81 rate · balance €17,756.81After 19 months: €1,011.28 rate · balance €17,811.28After 20 months: €1,065.75 rate · balance €17,865.75After 21 months: €1,120.22 rate · balance €17,920.22After 22 months: €1,174.69 rate · balance €17,974.69After 23 months: €1,229.16 rate · balance €18,029.16After 24 months: €1,283.63 rate · balance €18,083.63After 25 months: €1,340.14 rate · balance €18,140.14After 26 months: €1,396.65 rate · balance €18,196.65After 27 months: €1,453.16 rate · balance €18,253.16After 28 months: €1,509.67 rate · balance €18,309.67After 29 months: €1,566.18 rate · balance €18,366.18After 30 months: €1,622.69 rate · balance €18,422.69After 31 months: €1,679.20 rate · balance €18,479.20After 32 months: €1,735.72 rate · balance €18,535.72After 33 months: €1,792.23 rate · balance €18,592.23After 34 months: €1,848.74 rate · balance €18,648.74After 35 months: €1,905.25 rate · balance €18,705.25After 36 months: €1,961.76 rate · balance €18,761.76After 37 months: €2,020.39 rate · balance €18,820.39After 38 months: €2,079.02 rate · balance €18,879.02After 39 months: €2,137.65 rate · balance €18,937.65After 40 months: €2,196.28 rate · balance €18,996.28After 41 months: €2,254.91 rate · balance €19,054.91After 42 months: €2,313.54 rate · balance €19,113.54After 43 months: €2,372.17 rate · balance €19,172.17After 44 months: €2,430.81 rate · balance €19,230.81After 45 months: €2,489.44 rate · balance €19,289.44After 46 months: €2,548.07 rate · balance €19,348.07After 47 months: €2,606.70 rate · balance €19,406.70After 48 months: €2,665.33 rate · balance €19,465.33After 49 months: €2,726.16 rate · balance €19,526.16After 50 months: €2,786.99 rate · balance €19,586.99After 51 months: €2,847.81 rate · balance €19,647.81After 52 months: €2,908.64 rate · balance €19,708.64After 53 months: €2,969.47 rate · balance €19,769.47After 54 months: €3,030.30 rate · balance €19,830.30After 55 months: €3,091.13 rate · balance €19,891.13After 56 months: €3,151.96 rate · balance €19,951.96After 57 months: €3,212.79 rate · balance €20,012.79After 58 months: €3,273.62 rate · balance €20,073.62After 59 months: €3,334.45 rate · balance €20,134.45After 60 months: €3,395.28 rate · balance €20,195.28After 61 months: €3,458.39 rate · balance €20,258.39After 62 months: €3,521.50 rate · balance €20,321.50After 63 months: €3,584.61 rate · balance €20,384.61After 64 months: €3,647.72 rate · balance €20,447.72After 65 months: €3,710.83 rate · balance €20,510.83After 66 months: €3,773.94 rate · balance €20,573.94After 67 months: €3,837.05 rate · balance €20,637.05After 68 months: €3,900.16 rate · balance €20,700.16After 69 months: €3,963.27 rate · balance €20,763.27After 70 months: €4,026.38 rate · balance €20,826.38After 71 months: €4,089.49 rate · balance €20,889.49After 72 months: €4,152.60 rate · balance €20,952.60After 73 months: €4,218.08 rate · balance €21,018.08After 74 months: €4,283.55 rate · balance €21,083.55After 75 months: €4,349.03 rate · balance €21,149.03After 76 months: €4,414.51 rate · balance €21,214.51After 77 months: €4,479.98 rate · balance €21,279.98After 78 months: €4,545.46 rate · balance €21,345.46After 79 months: €4,610.94 rate · balance €21,410.94After 80 months: €4,676.41 rate · balance €21,476.41After 81 months: €4,741.89 rate · balance €21,541.89After 82 months: €4,807.37 rate · balance €21,607.37After 83 months: €4,872.84 rate · balance €21,672.84After 84 months: €4,938.32 rate · balance €21,738.32After 85 months: €5,006.25 rate · balance €21,806.25After 86 months: €5,074.19 rate · balance €21,874.19After 87 months: €5,142.12 rate · balance €21,942.12After 88 months: €5,210.05 rate · balance €22,010.05After 89 months: €5,277.98 rate · balance €22,077.98After 90 months: €5,345.92 rate · balance €22,145.92After 91 months: €5,413.85 rate · balance €22,213.85After 92 months: €5,481.78 rate · balance €22,281.78After 93 months: €5,549.71 rate · balance €22,349.71After 94 months: €5,617.64 rate · balance €22,417.64After 95 months: €5,685.58 rate · balance €22,485.58After 96 months: €5,753.51 rate · balance €22,553.51After 97 months: €5,823.99 rate · balance €22,623.99After 98 months: €5,894.47 rate · balance €22,694.47After 99 months: €5,964.95 rate · balance €22,764.95After 100 months: €6,035.43 rate · balance €22,835.43After 101 months: €6,105.91 rate · balance €22,905.91After 102 months: €6,176.39 rate · balance €22,976.39After 103 months: €6,246.87 rate · balance €23,046.87After 104 months: €6,317.35 rate · balance €23,117.35After 105 months: €6,387.83 rate · balance €23,187.83After 106 months: €6,458.31 rate · balance €23,258.31After 107 months: €6,528.79 rate · balance €23,328.79After 108 months: €6,599.27 rate · balance €23,399.27After 109 months: €6,672.39 rate · balance €23,472.39After 110 months: €6,745.51 rate · balance €23,545.51After 111 months: €6,818.63 rate · balance €23,618.63After 112 months: €6,891.76 rate · balance €23,691.76After 113 months: €6,964.88 rate · balance €23,764.88After 114 months: €7,038.00 rate · balance €23,838.00After 115 months: €7,111.12 rate · balance €23,911.12After 116 months: €7,184.25 rate · balance €23,984.25After 117 months: €7,257.37 rate · balance €24,057.37After 118 months: €7,330.49 rate · balance €24,130.49After 119 months: €7,403.62 rate · balance €24,203.62After 120 months: €7,476.74 rate · balance €24,276.74
Per year
AfterInterest up to thenBalance
1 year€630€17,430
2 years€1,284€18,084
3 years€1,962€18,762
4 years€2,665€19,465
5 years€3,395€20,195
6 years€4,153€20,953
7 years€4,938€21,738
8 years€5,754€22,554
9 years€6,599€23,399
10 years€7,477€24,277

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.75% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20263.75%current
2 Sep 20262.50%14 Sep 2026

All historic rates of BankB →All savings products of BankB →

  • 14 Sep 2026BankB – Termijndeposito (120 mo): 2.50% → 3.75%
  • 2 Sep 2026New: BankB – Termijndeposito (120 mo) 2.50%

Rate checked on 18 Sep 2026.