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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 10 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
3.75%
10 years fixed
since 14 Sep 2026
Your return on €25,000
€938
per year, annualised · €11,126 total over 10 years
Deposit guarantee
€25,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 10 years: €11,126.
Interest built up over 10 years
€ 0€ 5k€ 10kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
9 Sep 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€25,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

2.00%2.50%3.00%3.50%4.00%2 Sep 202610 Sep 2026now3.75%2.50% from 2 Sep 2026 until 14 Sep 20263.75% from 14 Sep 2026 until now
2.00%2.50%3.00%3.50%4.00%2 Sep 202610 Sep 2026now3.75%2.50% from 2 Sep 2026 until 14 Sep 2026

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin
€11,126After 1 month: €78.13 rate · balance €25,078.13After 2 months: €156.25 rate · balance €25,156.25After 3 months: €234.38 rate · balance €25,234.38After 4 months: €312.50 rate · balance €25,312.50After 5 months: €390.63 rate · balance €25,390.63After 6 months: €468.75 rate · balance €25,468.75After 7 months: €546.88 rate · balance €25,546.88After 8 months: €625 rate · balance €25,625After 9 months: €703.13 rate · balance €25,703.13After 10 months: €781.25 rate · balance €25,781.25After 11 months: €859.38 rate · balance €25,859.38After 12 months: €937.50 rate · balance €25,937.50After 13 months: €1,018.55 rate · balance €26,018.55After 14 months: €1,099.61 rate · balance €26,099.61After 15 months: €1,180.66 rate · balance €26,180.66After 16 months: €1,261.72 rate · balance €26,261.72After 17 months: €1,342.77 rate · balance €26,342.77After 18 months: €1,423.83 rate · balance €26,423.83After 19 months: €1,504.88 rate · balance €26,504.88After 20 months: €1,585.94 rate · balance €26,585.94After 21 months: €1,666.99 rate · balance €26,666.99After 22 months: €1,748.05 rate · balance €26,748.05After 23 months: €1,829.10 rate · balance €26,829.10After 24 months: €1,910.16 rate · balance €26,910.16After 25 months: €1,994.25 rate · balance €26,994.25After 26 months: €2,078.34 rate · balance €27,078.34After 27 months: €2,162.44 rate · balance €27,162.44After 28 months: €2,246.53 rate · balance €27,246.53After 29 months: €2,330.63 rate · balance €27,330.63After 30 months: €2,414.72 rate · balance €27,414.72After 31 months: €2,498.82 rate · balance €27,498.82After 32 months: €2,582.91 rate · balance €27,582.91After 33 months: €2,667.00 rate · balance €27,667.00After 34 months: €2,751.10 rate · balance €27,751.10After 35 months: €2,835.19 rate · balance €27,835.19After 36 months: €2,919.29 rate · balance €27,919.29After 37 months: €3,006.53 rate · balance €28,006.53After 38 months: €3,093.78 rate · balance €28,093.78After 39 months: €3,181.03 rate · balance €28,181.03After 40 months: €3,268.28 rate · balance €28,268.28After 41 months: €3,355.53 rate · balance €28,355.53After 42 months: €3,442.77 rate · balance €28,442.77After 43 months: €3,530.02 rate · balance €28,530.02After 44 months: €3,617.27 rate · balance €28,617.27After 45 months: €3,704.52 rate · balance €28,704.52After 46 months: €3,791.76 rate · balance €28,791.76After 47 months: €3,879.01 rate · balance €28,879.01After 48 months: €3,966.26 rate · balance €28,966.26After 49 months: €4,056.78 rate · balance €29,056.78After 50 months: €4,147.30 rate · balance €29,147.30After 51 months: €4,237.82 rate · balance €29,237.82After 52 months: €4,328.34 rate · balance €29,328.34After 53 months: €4,418.86 rate · balance €29,418.86After 54 months: €4,509.38 rate · balance €29,509.38After 55 months: €4,599.90 rate · balance €29,599.90After 56 months: €4,690.42 rate · balance €29,690.42After 57 months: €4,780.94 rate · balance €29,780.94After 58 months: €4,871.46 rate · balance €29,871.46After 59 months: €4,961.98 rate · balance €29,961.98After 60 months: €5,052.50 rate · balance €30,052.50After 61 months: €5,146.41 rate · balance €30,146.41After 62 months: €5,240.32 rate · balance €30,240.32After 63 months: €5,334.24 rate · balance €30,334.24After 64 months: €5,428.15 rate · balance €30,428.15After 65 months: €5,522.07 rate · balance €30,522.07After 66 months: €5,615.98 rate · balance €30,615.98After 67 months: €5,709.89 rate · balance €30,709.89After 68 months: €5,803.81 rate · balance €30,803.81After 69 months: €5,897.72 rate · balance €30,897.72After 70 months: €5,991.64 rate · balance €30,991.64After 71 months: €6,085.55 rate · balance €31,085.55After 72 months: €6,179.46 rate · balance €31,179.46After 73 months: €6,276.90 rate · balance €31,276.90After 74 months: €6,374.34 rate · balance €31,374.34After 75 months: €6,471.77 rate · balance €31,471.77After 76 months: €6,569.21 rate · balance €31,569.21After 77 months: €6,666.64 rate · balance €31,666.64After 78 months: €6,764.08 rate · balance €31,764.08After 79 months: €6,861.51 rate · balance €31,861.51After 80 months: €6,958.95 rate · balance €31,958.95After 81 months: €7,056.39 rate · balance €32,056.39After 82 months: €7,153.82 rate · balance €32,153.82After 83 months: €7,251.26 rate · balance €32,251.26After 84 months: €7,348.69 rate · balance €32,348.69After 85 months: €7,449.78 rate · balance €32,449.78After 86 months: €7,550.87 rate · balance €32,550.87After 87 months: €7,651.96 rate · balance €32,651.96After 88 months: €7,753.05 rate · balance €32,753.05After 89 months: €7,854.14 rate · balance €32,854.14After 90 months: €7,955.23 rate · balance €32,955.23After 91 months: €8,056.32 rate · balance €33,056.32After 92 months: €8,157.41 rate · balance €33,157.41After 93 months: €8,258.50 rate · balance €33,258.50After 94 months: €8,359.59 rate · balance €33,359.59After 95 months: €8,460.68 rate · balance €33,460.68After 96 months: €8,561.77 rate · balance €33,561.77After 97 months: €8,666.65 rate · balance €33,666.65After 98 months: €8,771.53 rate · balance €33,771.53After 99 months: €8,876.41 rate · balance €33,876.41After 100 months: €8,981.29 rate · balance €33,981.29After 101 months: €9,086.17 rate · balance €34,086.17After 102 months: €9,191.05 rate · balance €34,191.05After 103 months: €9,295.93 rate · balance €34,295.93After 104 months: €9,400.81 rate · balance €34,400.81After 105 months: €9,505.69 rate · balance €34,505.69After 106 months: €9,610.57 rate · balance €34,610.57After 107 months: €9,715.46 rate · balance €34,715.46After 108 months: €9,820.34 rate · balance €34,820.34After 109 months: €9,929.15 rate · balance €34,929.15After 110 months: €10,037.96 rate · balance €35,037.96After 111 months: €10,146.78 rate · balance €35,146.78After 112 months: €10,255.59 rate · balance €35,255.59After 113 months: €10,364.40 rate · balance €35,364.40After 114 months: €10,473.22 rate · balance €35,473.22After 115 months: €10,582.03 rate · balance €35,582.03After 116 months: €10,690.84 rate · balance €35,690.84After 117 months: €10,799.66 rate · balance €35,799.66After 118 months: €10,908.47 rate · balance €35,908.47After 119 months: €11,017.28 rate · balance €36,017.28After 120 months: €11,126.10 rate · balance €36,126.10
€ 0€ 5k€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€11,126After 1 month: €78.13 rate · balance €25,078.13After 2 months: €156.25 rate · balance €25,156.25After 3 months: €234.38 rate · balance €25,234.38After 4 months: €312.50 rate · balance €25,312.50After 5 months: €390.63 rate · balance €25,390.63After 6 months: €468.75 rate · balance €25,468.75After 7 months: €546.88 rate · balance €25,546.88After 8 months: €625 rate · balance €25,625After 9 months: €703.13 rate · balance €25,703.13After 10 months: €781.25 rate · balance €25,781.25After 11 months: €859.38 rate · balance €25,859.38After 12 months: €937.50 rate · balance €25,937.50After 13 months: €1,018.55 rate · balance €26,018.55After 14 months: €1,099.61 rate · balance €26,099.61After 15 months: €1,180.66 rate · balance €26,180.66After 16 months: €1,261.72 rate · balance €26,261.72After 17 months: €1,342.77 rate · balance €26,342.77After 18 months: €1,423.83 rate · balance €26,423.83After 19 months: €1,504.88 rate · balance €26,504.88After 20 months: €1,585.94 rate · balance €26,585.94After 21 months: €1,666.99 rate · balance €26,666.99After 22 months: €1,748.05 rate · balance €26,748.05After 23 months: €1,829.10 rate · balance €26,829.10After 24 months: €1,910.16 rate · balance €26,910.16After 25 months: €1,994.25 rate · balance €26,994.25After 26 months: €2,078.34 rate · balance €27,078.34After 27 months: €2,162.44 rate · balance €27,162.44After 28 months: €2,246.53 rate · balance €27,246.53After 29 months: €2,330.63 rate · balance €27,330.63After 30 months: €2,414.72 rate · balance €27,414.72After 31 months: €2,498.82 rate · balance €27,498.82After 32 months: €2,582.91 rate · balance €27,582.91After 33 months: €2,667.00 rate · balance €27,667.00After 34 months: €2,751.10 rate · balance €27,751.10After 35 months: €2,835.19 rate · balance €27,835.19After 36 months: €2,919.29 rate · balance €27,919.29After 37 months: €3,006.53 rate · balance €28,006.53After 38 months: €3,093.78 rate · balance €28,093.78After 39 months: €3,181.03 rate · balance €28,181.03After 40 months: €3,268.28 rate · balance €28,268.28After 41 months: €3,355.53 rate · balance €28,355.53After 42 months: €3,442.77 rate · balance €28,442.77After 43 months: €3,530.02 rate · balance €28,530.02After 44 months: €3,617.27 rate · balance €28,617.27After 45 months: €3,704.52 rate · balance €28,704.52After 46 months: €3,791.76 rate · balance €28,791.76After 47 months: €3,879.01 rate · balance €28,879.01After 48 months: €3,966.26 rate · balance €28,966.26After 49 months: €4,056.78 rate · balance €29,056.78After 50 months: €4,147.30 rate · balance €29,147.30After 51 months: €4,237.82 rate · balance €29,237.82After 52 months: €4,328.34 rate · balance €29,328.34After 53 months: €4,418.86 rate · balance €29,418.86After 54 months: €4,509.38 rate · balance €29,509.38After 55 months: €4,599.90 rate · balance €29,599.90After 56 months: €4,690.42 rate · balance €29,690.42After 57 months: €4,780.94 rate · balance €29,780.94After 58 months: €4,871.46 rate · balance €29,871.46After 59 months: €4,961.98 rate · balance €29,961.98After 60 months: €5,052.50 rate · balance €30,052.50After 61 months: €5,146.41 rate · balance €30,146.41After 62 months: €5,240.32 rate · balance €30,240.32After 63 months: €5,334.24 rate · balance €30,334.24After 64 months: €5,428.15 rate · balance €30,428.15After 65 months: €5,522.07 rate · balance €30,522.07After 66 months: €5,615.98 rate · balance €30,615.98After 67 months: €5,709.89 rate · balance €30,709.89After 68 months: €5,803.81 rate · balance €30,803.81After 69 months: €5,897.72 rate · balance €30,897.72After 70 months: €5,991.64 rate · balance €30,991.64After 71 months: €6,085.55 rate · balance €31,085.55After 72 months: €6,179.46 rate · balance €31,179.46After 73 months: €6,276.90 rate · balance €31,276.90After 74 months: €6,374.34 rate · balance €31,374.34After 75 months: €6,471.77 rate · balance €31,471.77After 76 months: €6,569.21 rate · balance €31,569.21After 77 months: €6,666.64 rate · balance €31,666.64After 78 months: €6,764.08 rate · balance €31,764.08After 79 months: €6,861.51 rate · balance €31,861.51After 80 months: €6,958.95 rate · balance €31,958.95After 81 months: €7,056.39 rate · balance €32,056.39After 82 months: €7,153.82 rate · balance €32,153.82After 83 months: €7,251.26 rate · balance €32,251.26After 84 months: €7,348.69 rate · balance €32,348.69After 85 months: €7,449.78 rate · balance €32,449.78After 86 months: €7,550.87 rate · balance €32,550.87After 87 months: €7,651.96 rate · balance €32,651.96After 88 months: €7,753.05 rate · balance €32,753.05After 89 months: €7,854.14 rate · balance €32,854.14After 90 months: €7,955.23 rate · balance €32,955.23After 91 months: €8,056.32 rate · balance €33,056.32After 92 months: €8,157.41 rate · balance €33,157.41After 93 months: €8,258.50 rate · balance €33,258.50After 94 months: €8,359.59 rate · balance €33,359.59After 95 months: €8,460.68 rate · balance €33,460.68After 96 months: €8,561.77 rate · balance €33,561.77After 97 months: €8,666.65 rate · balance €33,666.65After 98 months: €8,771.53 rate · balance €33,771.53After 99 months: €8,876.41 rate · balance €33,876.41After 100 months: €8,981.29 rate · balance €33,981.29After 101 months: €9,086.17 rate · balance €34,086.17After 102 months: €9,191.05 rate · balance €34,191.05After 103 months: €9,295.93 rate · balance €34,295.93After 104 months: €9,400.81 rate · balance €34,400.81After 105 months: €9,505.69 rate · balance €34,505.69After 106 months: €9,610.57 rate · balance €34,610.57After 107 months: €9,715.46 rate · balance €34,715.46After 108 months: €9,820.34 rate · balance €34,820.34After 109 months: €9,929.15 rate · balance €34,929.15After 110 months: €10,037.96 rate · balance €35,037.96After 111 months: €10,146.78 rate · balance €35,146.78After 112 months: €10,255.59 rate · balance €35,255.59After 113 months: €10,364.40 rate · balance €35,364.40After 114 months: €10,473.22 rate · balance €35,473.22After 115 months: €10,582.03 rate · balance €35,582.03After 116 months: €10,690.84 rate · balance €35,690.84After 117 months: €10,799.66 rate · balance €35,799.66After 118 months: €10,908.47 rate · balance €35,908.47After 119 months: €11,017.28 rate · balance €36,017.28After 120 months: €11,126.10 rate · balance €36,126.10
Per year
AfterInterest up to thenBalance
1 year€938€25,938
2 years€1,910€26,910
3 years€2,919€27,919
4 years€3,966€28,966
5 years€5,052€30,052
6 years€6,179€31,179
7 years€7,349€32,349
8 years€8,562€33,562
9 years€9,820€34,820
10 years€11,126€36,126

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.75% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20263.75%current
2 Sep 20262.50%14 Sep 2026

All historic rates of BankB →All savings products of BankB →

  • 14 Sep 2026BankB – Termijndeposito (120 mo): 2.50% → 3.75%
  • 2 Sep 2026New: BankB – Termijndeposito (120 mo) 2.50%

Rate checked on 18 Sep 2026.