BankBSpaarrekening
Instant access · BankB N.V. · Belgium · via Raisin
- Rate
- 1.75%
- variable
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
- 1.76%
- for €50,000
- Your return on €50,000
- €882
- interest per year
- Deposit guarantee
- €50,000 fully protectedBelgian scheme
BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €882.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 1.75% |
- Interest payout
- monthly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 15 Sep 2025
- Access
- Instant access
- Minimum deposit
- €1,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt maandelijks bijgeschreven op de spaarrekening
- Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)
Deposit guarantee
€50,000 fully protected
Belgian scheme
BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank
Licence and verification
- Institution
- BankB N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Garantiefonds voor financiële diensten (Belgium)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 18 Sep 2026
details
Garantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
Taxes
- Country
- Belgium
- Withholding tax
- Reducible to 0%
- Standard rate
- 30.00%
- For a Dutch saver
- 0.00% (after paperwork)
- Notes
- België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.
Rate history
1.75% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of BankB →All savings products of BankB →
- 2 Sep 2026New: BankB – Spaarrekening 1.75%
Rate checked on 18 Sep 2026.