Credito Lombardo VenetoTermijndeposito

Deposit · 6 months · Credito Lombardo Veneto S.p.A. · Italy · via Raisin
Rate
3.10%
6 months fixed
since 26 Oct 2026
EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
3.12%
for €50,000
Your return on €50,000
€1,562
per year, annualised · €775 total over 6 months
Deposit guarantee
€50,000 fully protected
Italian scheme

Credito Lombardo Veneto S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €50,000

This amount does not fit: minimum €90,000. Calculated over €50,000.
Gross interest over 6 months: €775.
Interest built up over 6 months
€ 0€ 500start6 mo€775After 1 month: €129.17 rate · balance €50,129.17After 2 months: €258.33 rate · balance €50,258.33After 3 months: €387.50 rate · balance €50,387.50After 4 months: €516.67 rate · balance €50,516.67After 5 months: €645.83 rate · balance €50,645.83After 6 months: €775.00 rate · balance €50,775.00

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
end of term, paid out
Fees
none
Rate valid since
26 Oct 2026
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€90,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€50,000 fully protected
Italian scheme

Credito Lombardo Veneto S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Credito Lombardo Veneto S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 2 Nov 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italy withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%3.50%2 Sep 20263 Oct 2026now3.10%2.60% from 2 Sep 2026 until 19 Oct 20262.97% from 19 Oct 2026 until 21 Oct 20263.05% from 21 Oct 2026 until 26 Oct 20263.10% from 26 Oct 2026 until now
FromRateUntil
26 Oct 20263.10%current
21 Oct 20263.05%26 Oct 2026
19 Oct 20262.97%21 Oct 2026
2 Sep 20262.60%19 Oct 2026

All historic rates of Credito Lombardo Veneto →All savings products of Credito Lombardo Veneto →

  • 26 Oct 2026Credito Lombardo Veneto – Termijndeposito (6 mo): 3.05% → 3.10%
  • 21 Oct 2026Credito Lombardo Veneto – Termijndeposito (6 mo): 2.97% → 3.05%
  • 19 Oct 2026Credito Lombardo Veneto – Termijndeposito (6 mo): 2.60% → 2.97%
  • 2 Sep 2026New: Credito Lombardo Veneto – Termijndeposito (6 mo) 2.60%

Rate checked on 2 Nov 2026.

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