Credito Lombardo VenetoTermijndeposito

Deposit · 2 years · Credito Lombardo Veneto S.p.A. · Italy · via Raisin
Rate
2.40%
2 years fixed
EffectiveThe effective annual rate for €100,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
2.37%
for €100,000
Your return on €100,000
€2,372
per year, annualised · €4,800 total over 2 years
Deposit guarantee
€100,000 fully protected
Italian scheme

Credito Lombardo Veneto S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 2 years: €4,800.
Interest built up over 2 years
€ 0€ 2k€ 4kstart1 yr2 yrs€4,800After 1 month: €200 rate · balance €100,200After 2 months: €400 rate · balance €100,400After 3 months: €600 rate · balance €100,600After 4 months: €800 rate · balance €100,800After 5 months: €1,000 rate · balance €101,000After 6 months: €1,200 rate · balance €101,200After 7 months: €1,400 rate · balance €101,400After 8 months: €1,600 rate · balance €101,600After 9 months: €1,800 rate · balance €101,800After 10 months: €2,000 rate · balance €102,000After 11 months: €2,200 rate · balance €102,200After 12 months: €2,400 rate · balance €102,400After 13 months: €2,600 rate · balance €102,600After 14 months: €2,800 rate · balance €102,800After 15 months: €3,000 rate · balance €103,000After 16 months: €3,200 rate · balance €103,200After 17 months: €3,400 rate · balance €103,400After 18 months: €3,600 rate · balance €103,600After 19 months: €3,800 rate · balance €103,800After 20 months: €4,000 rate · balance €104,000After 21 months: €4,200 rate · balance €104,200After 22 months: €4,400 rate · balance €104,400After 23 months: €4,600 rate · balance €104,600After 24 months: €4,800 rate · balance €104,800
Per year
AfterInterest up to thenBalance
1 year€2,400€102,400
2 years€4,800€104,800

Rate and conditions

BalanceRate
€0 – and up2.40%
Interest payout
end of term, paid out
Fees
none
Rate valid since
9 Feb 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€90,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€100,000 fully protected
Italian scheme

Credito Lombardo Veneto S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Credito Lombardo Veneto S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 2 Nov 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italy withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.40% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Credito Lombardo Veneto →All savings products of Credito Lombardo Veneto →

  • 2 Sep 2026New: Credito Lombardo Veneto – Termijndeposito (24 mo) 2.40%

Rate checked on 2 Nov 2026.

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