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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Collector Bank
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Collector BankTermijndeposito

Deposit · 6 months · Norion Bank AB (publ) · Sweden · via Raisin
Open an account at Collector Bank
Rate
2.60%
6 months fixed
since 15 Sep 2026
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.62%
for €25,000
Your return on €25,000
€654
per year, annualised · €325 total over 6 months
Deposit guarantee
€25,000 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €25,000

Gross interest over 6 months: €325.
Interest built up over 6 months
€ 0€ 200start6 mo€325After 1 month: €54.17 rate · balance €25,054.17After 2 months: €108.33 rate · balance €25,108.33After 3 months: €162.50 rate · balance €25,162.50After 4 months: €216.67 rate · balance €25,216.67After 5 months: €270.83 rate · balance €25,270.83After 6 months: €325.00 rate · balance €25,325.00
€ 0€ 200start3 mo6 mo

Rate and conditions

BalanceRate
€0 – and up2.60%
Interest payout
end of term, paid out
Fees
none
Rate valid since
15 Sep 2026
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€25,000 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Norion Bank AB (publ)
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.00%2.25%2.50%2.75%3.00%2 Sep 202610 Sep 2026now2.60%2.30% from 2 Sep 2026 until 14 Sep 20262.50% from 14 Sep 2026 until 15 Sep 20262.60% from 15 Sep 2026 until now
2.00%2.25%2.50%2.75%3.00%2 Sep 202610 Sep 2026now

Other offers from Collector Bank

Instant access · 2.20% · Raisin3 months · 1.84% · Raisin9 months · 2.75% · Raisin1 year · 2.95% · Raisin18 months · 2.95% · Raisin2 years · 2.95% · Raisin30 months · 2.95% · Raisin3 years · 2.95% · Raisin4 years · 2.95% · Raisin
€325After 1 month: €54.17 rate · balance €25,054.17After 2 months: €108.33 rate · balance €25,108.33After 3 months: €162.50 rate · balance €25,162.50After 4 months: €216.67 rate · balance €25,216.67After 5 months: €270.83 rate · balance €25,270.83After 6 months: €325.00 rate · balance €25,325.00

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.60%2.30% from 2 Sep 2026 until 14 Sep 20262.50% from 14 Sep 2026 until 15 Sep 20262.60% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.60%current
14 Sep 20262.50%15 Sep 2026
2 Sep 20262.30%14 Sep 2026

All historic rates of Collector Bank →All savings products of Collector Bank →

  • 15 Sep 2026Collector Bank – Termijndeposito (6 mo): 2.50% → 2.60%
  • 14 Sep 2026Collector Bank – Termijndeposito (6 mo): 2.30% → 2.50%
  • 2 Sep 2026New: Collector Bank – Termijndeposito (6 mo) 2.30%

Rate checked on 18 Sep 2026.