Collector BankTermijndeposito

Deposit · 3 years · Norion Bank AB (publ) · Sweden · via Raisin
Rate
2.95%
3 years fixed
since 15 Sep 2026
Your return on €50,000
€1,475
per year, annualised · €4,557 total over 3 years
Deposit guarantee
€50,000 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €50,000

Gross interest over 3 years: €4,557.
Interest built up over 3 years
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs€4,557After 1 month: €122.92 rate · balance €50,122.92After 2 months: €245.83 rate · balance €50,245.83After 3 months: €368.75 rate · balance €50,368.75After 4 months: €491.67 rate · balance €50,491.67After 5 months: €614.58 rate · balance €50,614.58After 6 months: €737.50 rate · balance €50,737.50After 7 months: €860.42 rate · balance €50,860.42After 8 months: €983.33 rate · balance €50,983.33After 9 months: €1,106.25 rate · balance €51,106.25After 10 months: €1,229.17 rate · balance €51,229.17After 11 months: €1,352.08 rate · balance €51,352.08After 12 months: €1,475.00 rate · balance €51,475.00After 13 months: €1,601.54 rate · balance €51,601.54After 14 months: €1,728.09 rate · balance €51,728.09After 15 months: €1,854.63 rate · balance €51,854.63After 16 months: €1,981.17 rate · balance €51,981.17After 17 months: €2,107.71 rate · balance €52,107.71After 18 months: €2,234.26 rate · balance €52,234.26After 19 months: €2,360.80 rate · balance €52,360.80After 20 months: €2,487.34 rate · balance €52,487.34After 21 months: €2,613.88 rate · balance €52,613.88After 22 months: €2,740.43 rate · balance €52,740.43After 23 months: €2,866.97 rate · balance €52,866.97After 24 months: €2,993.51 rate · balance €52,993.51After 25 months: €3,123.79 rate · balance €53,123.79After 26 months: €3,254.06 rate · balance €53,254.06After 27 months: €3,384.34 rate · balance €53,384.34After 28 months: €3,514.62 rate · balance €53,514.62After 29 months: €3,644.89 rate · balance €53,644.89After 30 months: €3,775.17 rate · balance €53,775.17After 31 months: €3,905.44 rate · balance €53,905.44After 32 months: €4,035.72 rate · balance €54,035.72After 33 months: €4,165.99 rate · balance €54,165.99After 34 months: €4,296.27 rate · balance €54,296.27After 35 months: €4,426.55 rate · balance €54,426.55After 36 months: €4,556.82 rate · balance €54,556.82
Per year
AfterInterest up to thenBalance
1 year€1,475€51,475
2 years€2,994€52,994
3 years€4,557€54,557

Rate and conditions

BalanceRate
€0 – and up2.95%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
15 Sep 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€50,000 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Norion Bank AB (publ)
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 20263 Oct 2026now2.95%2.66% from 2 Sep 2026 until 14 Sep 20262.85% from 14 Sep 2026 until 15 Sep 20262.95% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.95%current
14 Sep 20262.85%15 Sep 2026
2 Sep 20262.66%14 Sep 2026

All historic rates of Collector Bank →All savings products of Collector Bank →

  • 15 Sep 2026Collector Bank – Termijndeposito (36 mo): 2.85% → 2.95%
  • 14 Sep 2026Collector Bank – Termijndeposito (36 mo): 2.66% → 2.85%
  • 2 Sep 2026New: Collector Bank – Termijndeposito (36 mo) 2.66%

Rate checked on 2 Nov 2026.

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