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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Collector Bank
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Collector BankTermijndeposito

Deposit · 18 months · Norion Bank AB (publ) · Sweden · via Raisin
Open an account at Collector Bank
Rate
2.95%
18 months fixed
since 15 Sep 2026
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.96%
for €16,800
Your return on €16,800
€497
per year, annualised · €751 total over 18 months
Deposit guarantee
€16,800 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,800

Gross interest over 18 months: €751.
Interest built up over 18 months
€ 0€ 500start1 yr€751After 1 month: €41.30 rate · balance €16,841.30After 2 months: €82.60 rate · balance €16,882.60After 3 months: €123.90 rate · balance €16,923.90After 4 months: €165.20 rate · balance €16,965.20After 5 months: €206.50 rate · balance €17,006.50After 6 months: €247.80 rate · balance €17,047.80After 7 months: €289.10 rate · balance €17,089.10After 8 months: €330.40 rate · balance €17,130.40After 9 months: €371.70 rate · balance €17,171.70After 10 months: €413.00 rate · balance €17,213After 11 months: €454.30 rate · balance €17,254.30

Rate and conditions

BalanceRate
€0 – and up2.95%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
15 Sep 2026
Access
18 months fixed · no early withdrawal
Term
18 months
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,800 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Norion Bank AB (publ)
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.95%2.55% from 2 Sep 2026 until 14 Sep 20262.85% from 14 Sep 2026 until 15 Sep 20262.95% from 15 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now

Other offers from Collector Bank

Instant access · 2.20% · Raisin3 months · 1.84% · Raisin6 months · 2.60% · Raisin9 months · 2.75% · Raisin1 year · 2.95% · Raisin2 years · 2.95% · Raisin30 months · 2.95% · Raisin3 years · 2.95% · Raisin4 years · 2.95% · Raisin
After 12 months: €495.60 rate · balance €17,295.60After 13 months: €538.12 rate · balance €17,338.12After 14 months: €580.64 rate · balance €17,380.64After 15 months: €623.16 rate · balance €17,423.16After 16 months: €665.67 rate · balance €17,465.67After 17 months: €708.19 rate · balance €17,508.19After 18 months: €750.71 rate · balance €17,550.71
€ 0€ 500start1 yr€751After 1 month: €41.30 rate · balance €16,841.30After 2 months: €82.60 rate · balance €16,882.60After 3 months: €123.90 rate · balance €16,923.90After 4 months: €165.20 rate · balance €16,965.20After 5 months: €206.50 rate · balance €17,006.50After 6 months: €247.80 rate · balance €17,047.80After 7 months: €289.10 rate · balance €17,089.10After 8 months: €330.40 rate · balance €17,130.40After 9 months: €371.70 rate · balance €17,171.70After 10 months: €413.00 rate · balance €17,213After 11 months: €454.30 rate · balance €17,254.30After 12 months: €495.60 rate · balance €17,295.60After 13 months: €538.12 rate · balance €17,338.12After 14 months: €580.64 rate · balance €17,380.64After 15 months: €623.16 rate · balance €17,423.16After 16 months: €665.67 rate · balance €17,465.67After 17 months: €708.19 rate · balance €17,508.19After 18 months: €750.71 rate · balance €17,550.71

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.95%2.55% from 2 Sep 2026 until 14 Sep 20262.85% from 14 Sep 2026 until 15 Sep 20262.95% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.95%current
14 Sep 20262.85%15 Sep 2026
2 Sep 20262.55%14 Sep 2026

All historic rates of Collector Bank →All savings products of Collector Bank →

  • 15 Sep 2026Collector Bank – Termijndeposito (18 mo): 2.85% → 2.95%
  • 14 Sep 2026Collector Bank – Termijndeposito (18 mo): 2.55% → 2.85%
  • 2 Sep 2026New: Collector Bank – Termijndeposito (18 mo) 2.55%

Rate checked on 18 Sep 2026.