Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Collector Bank
Back to the comparison

Collector BankTermijndeposito

Deposit · 18 months · Norion Bank AB (publ) · Sweden · via Raisin
Open an account at Collector Bank
Rate
2.95%
18 months fixed
since 15 Sep 2026
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.96%
for €25,000
Your return on €25,000
€739
per year, annualised · €1,117 total over 18 months
Deposit guarantee
€25,000 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €25,000

Gross interest over 18 months: €1,117.
Interest built up over 18 months
€ 0€ 500€ 1kstart1 yr€1,117After 1 month: €61.46 rate · balance €25,061.46After 2 months: €122.92 rate · balance €25,122.92After 3 months: €184.37 rate · balance €25,184.37After 4 months: €245.83 rate · balance €25,245.83After 5 months: €307.29 rate · balance €25,307.29After 6 months: €368.75 rate · balance €25,368.75After 7 months: €430.21 rate · balance €25,430.21After 8 months: €491.67 rate · balance €25,491.67After 9 months: €553.12 rate · balance €25,553.12After 10 months: €614.58 rate · balance €25,614.58

Rate and conditions

BalanceRate
€0 – and up2.95%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
15 Sep 2026
Access
18 months fixed · no early withdrawal
Term
18 months
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€25,000 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Norion Bank AB (publ)
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.95%2.55% from 2 Sep 2026 until 14 Sep 20262.85% from 14 Sep 2026 until 15 Sep 20262.95% from 15 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now

Other offers from Collector Bank

Instant access · 2.20% · Raisin3 months · 1.84% · Raisin6 months · 2.60% · Raisin9 months · 2.75% · Raisin1 year · 2.95% · Raisin2 years · 2.95% · Raisin30 months · 2.95% · Raisin3 years · 2.95% · Raisin4 years · 2.95% · Raisin
After 11 months: €676.04 rate · balance €25,676.04After 12 months: €737.50 rate · balance €25,737.50After 13 months: €800.77 rate · balance €25,800.77After 14 months: €864.04 rate · balance €25,864.04After 15 months: €927.31 rate · balance €25,927.31After 16 months: €990.59 rate · balance €25,990.59After 17 months: €1,053.86 rate · balance €26,053.86After 18 months: €1,117.13 rate · balance €26,117.13
€ 0€ 500€ 1kstart1 yr€1,117After 1 month: €61.46 rate · balance €25,061.46After 2 months: €122.92 rate · balance €25,122.92After 3 months: €184.37 rate · balance €25,184.37After 4 months: €245.83 rate · balance €25,245.83After 5 months: €307.29 rate · balance €25,307.29After 6 months: €368.75 rate · balance €25,368.75After 7 months: €430.21 rate · balance €25,430.21After 8 months: €491.67 rate · balance €25,491.67After 9 months: €553.12 rate · balance €25,553.12After 10 months: €614.58 rate · balance €25,614.58After 11 months: €676.04 rate · balance €25,676.04After 12 months: €737.50 rate · balance €25,737.50After 13 months: €800.77 rate · balance €25,800.77After 14 months: €864.04 rate · balance €25,864.04After 15 months: €927.31 rate · balance €25,927.31After 16 months: €990.59 rate · balance €25,990.59After 17 months: €1,053.86 rate · balance €26,053.86After 18 months: €1,117.13 rate · balance €26,117.13

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.95%2.55% from 2 Sep 2026 until 14 Sep 20262.85% from 14 Sep 2026 until 15 Sep 20262.95% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.95%current
14 Sep 20262.85%15 Sep 2026
2 Sep 20262.55%14 Sep 2026

All historic rates of Collector Bank →All savings products of Collector Bank →

  • 15 Sep 2026Collector Bank – Termijndeposito (18 mo): 2.85% → 2.95%
  • 14 Sep 2026Collector Bank – Termijndeposito (18 mo): 2.55% → 2.85%
  • 2 Sep 2026New: Collector Bank – Termijndeposito (18 mo) 2.55%

Rate checked on 18 Sep 2026.