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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Collector Bank
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Collector BankTermijndeposito

Deposit · 30 months · Norion Bank AB (publ) · Sweden · via Raisin
Open an account at Collector Bank
Rate
2.95%
30 months fixed
since 15 Sep 2026
Your return on €100,000
€2,954
per year, annualised · €7,550 total over 30 months
Deposit guarantee
€100,000 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €100,000

Gross interest over 30 months: €7,550.
Interest built up over 30 months
€ 0€ 5kstart1 yr2 yrs€7,550After 1 month: €245.83 rate · balance €100,245.83After 2 months: €491.67 rate · balance €100,491.67After 3 months: €737.50 rate · balance €100,737.50After 4 months: €983.33 rate · balance €100,983.33After 5 months: €1,229.17 rate · balance €101,229.17After 6 months: €1,475.00 rate · balance €101,475.00After 7 months: €1,720.83 rate · balance €101,720.83

Rate and conditions

BalanceRate
€0 – and up2.95%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
15 Sep 2026
Access
30 months fixed · no early withdrawal
Term
30 months
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€100,000 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Norion Bank AB (publ)
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.95%2.55% from 2 Sep 2026 until 14 Sep 20262.85% from 14 Sep 2026 until 15 Sep 20262.95% from 15 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now

Other offers from Collector Bank

Instant access · 2.20% · Raisin3 months · 1.84% · Raisin6 months · 2.60% · Raisin9 months · 2.75% · Raisin1 year · 2.95% · Raisin18 months · 2.95% · Raisin2 years · 2.95% · Raisin3 years · 2.95% · Raisin4 years · 2.95% · Raisin
After 8 months: €1,966.67 rate · balance €101,966.67After 9 months: €2,212.50 rate · balance €102,212.50After 10 months: €2,458.33 rate · balance €102,458.33After 11 months: €2,704.17 rate · balance €102,704.17After 12 months: €2,950.00 rate · balance €102,950.00After 13 months: €3,203.09 rate · balance €103,203.09After 14 months: €3,456.17 rate · balance €103,456.17After 15 months: €3,709.26 rate · balance €103,709.26After 16 months: €3,962.34 rate · balance €103,962.34After 17 months: €4,215.43 rate · balance €104,215.43After 18 months: €4,468.51 rate · balance €104,468.51After 19 months: €4,721.60 rate · balance €104,721.60After 20 months: €4,974.68 rate · balance €104,974.68After 21 months: €5,227.77 rate · balance €105,227.77After 22 months: €5,480.85 rate · balance €105,480.85After 23 months: €5,733.94 rate · balance €105,733.94After 24 months: €5,987.02 rate · balance €105,987.02After 25 months: €6,247.58 rate · balance €106,247.58After 26 months: €6,508.13 rate · balance €106,508.13After 27 months: €6,768.68 rate · balance €106,768.68After 28 months: €7,029.23 rate · balance €107,029.23After 29 months: €7,289.78 rate · balance €107,289.78After 30 months: €7,550.33 rate · balance €107,550.33
€ 0€ 5kstart1 yr2 yrs€7,550After 1 month: €245.83 rate · balance €100,245.83After 2 months: €491.67 rate · balance €100,491.67After 3 months: €737.50 rate · balance €100,737.50After 4 months: €983.33 rate · balance €100,983.33After 5 months: €1,229.17 rate · balance €101,229.17After 6 months: €1,475.00 rate · balance €101,475.00After 7 months: €1,720.83 rate · balance €101,720.83After 8 months: €1,966.67 rate · balance €101,966.67After 9 months: €2,212.50 rate · balance €102,212.50After 10 months: €2,458.33 rate · balance €102,458.33After 11 months: €2,704.17 rate · balance €102,704.17After 12 months: €2,950.00 rate · balance €102,950.00After 13 months: €3,203.09 rate · balance €103,203.09After 14 months: €3,456.17 rate · balance €103,456.17After 15 months: €3,709.26 rate · balance €103,709.26After 16 months: €3,962.34 rate · balance €103,962.34After 17 months: €4,215.43 rate · balance €104,215.43After 18 months: €4,468.51 rate · balance €104,468.51After 19 months: €4,721.60 rate · balance €104,721.60After 20 months: €4,974.68 rate · balance €104,974.68After 21 months: €5,227.77 rate · balance €105,227.77After 22 months: €5,480.85 rate · balance €105,480.85After 23 months: €5,733.94 rate · balance €105,733.94After 24 months: €5,987.02 rate · balance €105,987.02After 25 months: €6,247.58 rate · balance €106,247.58After 26 months: €6,508.13 rate · balance €106,508.13After 27 months: €6,768.68 rate · balance €106,768.68After 28 months: €7,029.23 rate · balance €107,029.23After 29 months: €7,289.78 rate · balance €107,289.78After 30 months: €7,550.33 rate · balance €107,550.33
Per year
AfterInterest up to thenBalance
1 year€2,950€102,950
2 years€5,987€105,987

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.95%2.55% from 2 Sep 2026 until 14 Sep 20262.85% from 14 Sep 2026 until 15 Sep 20262.95% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.95%current
14 Sep 20262.85%15 Sep 2026
2 Sep 20262.55%14 Sep 2026

All historic rates of Collector Bank →All savings products of Collector Bank →

  • 15 Sep 2026Collector Bank – Termijndeposito (30 mo): 2.85% → 2.95%
  • 14 Sep 2026Collector Bank – Termijndeposito (30 mo): 2.55% → 2.85%
  • 2 Sep 2026New: Collector Bank – Termijndeposito (30 mo) 2.55%

Rate checked on 18 Sep 2026.