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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Collector Bank
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Collector BankTermijndeposito

Deposit · 30 months · Norion Bank AB (publ) · Sweden · via Raisin
Open an account at Collector Bank
Rate
2.95%
30 months fixed
since 15 Sep 2026
Your return on €16,600
€490
per year, annualised · €1,253 total over 30 months
Deposit guarantee
€16,600 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,600

Gross interest over 30 months: €1,253.
Interest built up over 30 months
€ 0€ 500€ 1kstart1 yr2 yrs€1,253After 1 month: €40.81 rate · balance €16,640.81After 2 months: €81.62 rate · balance €16,681.62After 3 months: €122.42 rate · balance €16,722.42After 4 months: €163.23 rate · balance €16,763.23After 5 months: €204.04 rate · balance €16,804.04After 6 months: €244.85 rate · balance €16,844.85

Rate and conditions

BalanceRate
€0 – and up2.95%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
15 Sep 2026
Access
30 months fixed · no early withdrawal
Term
30 months
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,600 fully protected
Swedish scheme

Norion Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Norion Bank AB (publ)
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.95%2.55% from 2 Sep 2026 until 14 Sep 20262.85% from 14 Sep 2026 until 15 Sep 20262.95% from 15 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now

Other offers from Collector Bank

Instant access · 2.20% · Raisin3 months · 1.84% · Raisin6 months · 2.60% · Raisin9 months · 2.75% · Raisin1 year · 2.95% · Raisin18 months · 2.95% · Raisin2 years · 2.95% · Raisin3 years · 2.95% · Raisin4 years · 2.95% · Raisin
After 7 months: €285.66 rate · balance €16,885.66After 8 months: €326.47 rate · balance €16,926.47After 9 months: €367.27 rate · balance €16,967.27After 10 months: €408.08 rate · balance €17,008.08After 11 months: €448.89 rate · balance €17,048.89After 12 months: €489.70 rate · balance €17,089.70After 13 months: €531.71 rate · balance €17,131.71After 14 months: €573.72 rate · balance €17,173.72After 15 months: €615.74 rate · balance €17,215.74After 16 months: €657.75 rate · balance €17,257.75After 17 months: €699.76 rate · balance €17,299.76After 18 months: €741.77 rate · balance €17,341.77After 19 months: €783.79 rate · balance €17,383.78After 20 months: €825.80 rate · balance €17,425.80After 21 months: €867.81 rate · balance €17,467.81After 22 months: €909.82 rate · balance €17,509.82After 23 months: €951.83 rate · balance €17,551.83After 24 months: €993.85 rate · balance €17,593.85After 25 months: €1,037.10 rate · balance €17,637.10After 26 months: €1,080.35 rate · balance €17,680.35After 27 months: €1,123.60 rate · balance €17,723.60After 28 months: €1,166.85 rate · balance €17,766.85After 29 months: €1,210.10 rate · balance €17,810.10After 30 months: €1,253.36 rate · balance €17,853.35
€ 0€ 500€ 1kstart1 yr2 yrs€1,253After 1 month: €40.81 rate · balance €16,640.81After 2 months: €81.62 rate · balance €16,681.62After 3 months: €122.42 rate · balance €16,722.42After 4 months: €163.23 rate · balance €16,763.23After 5 months: €204.04 rate · balance €16,804.04After 6 months: €244.85 rate · balance €16,844.85After 7 months: €285.66 rate · balance €16,885.66After 8 months: €326.47 rate · balance €16,926.47After 9 months: €367.27 rate · balance €16,967.27After 10 months: €408.08 rate · balance €17,008.08After 11 months: €448.89 rate · balance €17,048.89After 12 months: €489.70 rate · balance €17,089.70After 13 months: €531.71 rate · balance €17,131.71After 14 months: €573.72 rate · balance €17,173.72After 15 months: €615.74 rate · balance €17,215.74After 16 months: €657.75 rate · balance €17,257.75After 17 months: €699.76 rate · balance €17,299.76After 18 months: €741.77 rate · balance €17,341.77After 19 months: €783.79 rate · balance €17,383.78After 20 months: €825.80 rate · balance €17,425.80After 21 months: €867.81 rate · balance €17,467.81After 22 months: €909.82 rate · balance €17,509.82After 23 months: €951.83 rate · balance €17,551.83After 24 months: €993.85 rate · balance €17,593.85After 25 months: €1,037.10 rate · balance €17,637.10After 26 months: €1,080.35 rate · balance €17,680.35After 27 months: €1,123.60 rate · balance €17,723.60After 28 months: €1,166.85 rate · balance €17,766.85After 29 months: €1,210.10 rate · balance €17,810.10After 30 months: €1,253.36 rate · balance €17,853.35
Per year
AfterInterest up to thenBalance
1 year€490€17,090
2 years€994€17,594

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.95%2.55% from 2 Sep 2026 until 14 Sep 20262.85% from 14 Sep 2026 until 15 Sep 20262.95% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.95%current
14 Sep 20262.85%15 Sep 2026
2 Sep 20262.55%14 Sep 2026

All historic rates of Collector Bank →All savings products of Collector Bank →

  • 15 Sep 2026Collector Bank – Termijndeposito (30 mo): 2.85% → 2.95%
  • 14 Sep 2026Collector Bank – Termijndeposito (30 mo): 2.55% → 2.85%
  • 2 Sep 2026New: Collector Bank – Termijndeposito (30 mo) 2.55%

Rate checked on 18 Sep 2026.