Coop PankTermijndeposito
Deposit · 2 years · Coop Pank AS · Estonia · via Raisin
- Rate
- 3.15%
- 2 years fixed
- since 14 Sep 2026
- EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
- 3.10%
- for €16,600
- Your return on €16,600
- €515
- per year, annualised · €1,046 total over 2 years
- Deposit guarantee
- €16,600 fully protectedEstonian scheme
Coop Pank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Your calculation for €16,600
Gross interest over 2 years: €1,046.
Interest built up over 2 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €523 | €17,123 |
| 2 years | €1,046 | €17,646 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.15% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 14 Sep 2026
- Access
- 2 years fixed · no early withdrawal
- Term
- 2 years
- Minimum deposit
- €5,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
Deposit guarantee
€16,600 fully protected
Estonian scheme
Coop Pank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Licence and verification
- Institution
- Coop Pank AS
- Status
- Verified European deposit guarantee scheme
- Scheme
- Tagatisfond – Hoiuste tagamise osafond (Estonia)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Tagatisfond ("TF")
Taxes
- Country
- Estonia
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Estonia withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 14 Sep 2026 | 3.15% | current |
| 2 Sep 2026 | 2.98% | 14 Sep 2026 |
All historic rates of Coop Pank →All savings products of Coop Pank →
- 14 Sep 2026Coop Pank – Termijndeposito (24 mo): 2.98% → 3.15%
- 2 Sep 2026New: Coop Pank – Termijndeposito (24 mo) 2.98%
Rate checked on 2 Nov 2026.