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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Coop Pank
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Coop PankTermijndeposito

Deposit · 3 years · Coop Pank AS · Estonia · via Raisin
Open an account at Coop Pank
Rate
3.15%
3 years fixed
since 14 Sep 2026
EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.06%
for €10,000
Your return on €10,000
€306
per year, annualised · €945 total over 3 years
Deposit guarantee
€10,000 fully protected
Estonian scheme

Coop Pank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 3 years: €945.
Interest built up over 3 years
€ 0€ 500start1 yr2 yrs3 yrs€945After 1 month: €26.25 rate · balance €10,026.25After 2 months: €52.50 rate · balance €10,052.50After 3 months: €78.75 rate · balance €10,078.75After 4 months: €105 rate · balance €10,105After 5 months: €131.25 rate · balance €10,131.25After 6 months: €157.50 rate · balance €10,157.50

Rate and conditions

BalanceRate
€0 – and up3.15%
Interest payout
end of term, paid out
Fees
none
Rate valid since
14 Sep 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€10,000 fully protected
Estonian scheme

Coop Pank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Coop Pank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.15%3.03% from 2 Sep 2026 until 14 Sep 20263.15% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.15%3.03% from 2 Sep 2026 until 14 Sep 20263.15% from 14 Sep 2026 until now

Other offers from Coop Pank

6 months · 2.86% · Raisin9 months · 2.88% · Raisin1 year · 3.01% · Raisin2 years · 3.15% · Raisin
After 7 months: €183.75 rate · balance €10,183.75After 8 months: €210 rate · balance €10,210After 9 months: €236.25 rate · balance €10,236.25After 10 months: €262.50 rate · balance €10,262.50After 11 months: €288.75 rate · balance €10,288.75After 12 months: €315 rate · balance €10,315After 13 months: €341.25 rate · balance €10,341.25After 14 months: €367.50 rate · balance €10,367.50After 15 months: €393.75 rate · balance €10,393.75After 16 months: €420 rate · balance €10,420After 17 months: €446.25 rate · balance €10,446.25After 18 months: €472.50 rate · balance €10,472.50After 19 months: €498.75 rate · balance €10,498.75After 20 months: €525 rate · balance €10,525After 21 months: €551.25 rate · balance €10,551.25After 22 months: €577.50 rate · balance €10,577.50After 23 months: €603.75 rate · balance €10,603.75After 24 months: €630 rate · balance €10,630After 25 months: €656.25 rate · balance €10,656.25After 26 months: €682.50 rate · balance €10,682.50After 27 months: €708.75 rate · balance €10,708.75After 28 months: €735 rate · balance €10,735After 29 months: €761.25 rate · balance €10,761.25After 30 months: €787.50 rate · balance €10,787.50After 31 months: €813.75 rate · balance €10,813.75After 32 months: €840 rate · balance €10,840After 33 months: €866.25 rate · balance €10,866.25After 34 months: €892.50 rate · balance €10,892.50After 35 months: €918.75 rate · balance €10,918.75After 36 months: €945 rate · balance €10,945
€ 0€ 500start1 yr2 yrs3 yrs€945After 1 month: €26.25 rate · balance €10,026.25After 2 months: €52.50 rate · balance €10,052.50After 3 months: €78.75 rate · balance €10,078.75After 4 months: €105 rate · balance €10,105After 5 months: €131.25 rate · balance €10,131.25After 6 months: €157.50 rate · balance €10,157.50After 7 months: €183.75 rate · balance €10,183.75After 8 months: €210 rate · balance €10,210After 9 months: €236.25 rate · balance €10,236.25After 10 months: €262.50 rate · balance €10,262.50After 11 months: €288.75 rate · balance €10,288.75After 12 months: €315 rate · balance €10,315After 13 months: €341.25 rate · balance €10,341.25After 14 months: €367.50 rate · balance €10,367.50After 15 months: €393.75 rate · balance €10,393.75After 16 months: €420 rate · balance €10,420After 17 months: €446.25 rate · balance €10,446.25After 18 months: €472.50 rate · balance €10,472.50After 19 months: €498.75 rate · balance €10,498.75After 20 months: €525 rate · balance €10,525After 21 months: €551.25 rate · balance €10,551.25After 22 months: €577.50 rate · balance €10,577.50After 23 months: €603.75 rate · balance €10,603.75After 24 months: €630 rate · balance €10,630After 25 months: €656.25 rate · balance €10,656.25After 26 months: €682.50 rate · balance €10,682.50After 27 months: €708.75 rate · balance €10,708.75After 28 months: €735 rate · balance €10,735After 29 months: €761.25 rate · balance €10,761.25After 30 months: €787.50 rate · balance €10,787.50After 31 months: €813.75 rate · balance €10,813.75After 32 months: €840 rate · balance €10,840After 33 months: €866.25 rate · balance €10,866.25After 34 months: €892.50 rate · balance €10,892.50After 35 months: €918.75 rate · balance €10,918.75After 36 months: €945 rate · balance €10,945
Per year
AfterInterest up to thenBalance
1 year€315€10,315
2 years€630€10,630
3 years€945€10,945
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.15%current
2 Sep 20263.03%14 Sep 2026

All historic rates of Coop Pank →All savings products of Coop Pank →

  • 14 Sep 2026Coop Pank – Termijndeposito (36 mo): 3.03% → 3.15%
  • 2 Sep 2026New: Coop Pank – Termijndeposito (36 mo) 3.03%

Rate checked on 18 Sep 2026.