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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Coop Pank
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Coop PankTermijndeposito

Deposit · 6 months · Coop Pank AS · Estonia · via Raisin
Open an account at Coop Pank
Rate
2.86%
6 months fixed
since 14 Sep 2026
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.88%
for €16,800
Your return on €16,800
€484
per year, annualised · €240 total over 6 months
Deposit guarantee
€16,800 fully protected
Estonian scheme

Coop Pank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 6 months: €240.
Interest built up over 6 months
€ 0€ 100€ 200start6 mo€240After 1 month: €40.04 rate · balance €16,840.04After 2 months: €80.08 rate · balance €16,880.08After 3 months: €120.12 rate · balance €16,920.12After 4 months: €160.16 rate · balance €16,960.16After 5 months: €200.20 rate · balance €17,000.20After 6 months: €240.24 rate · balance €17,040.24
€ 0€ 100€ 200start

Rate and conditions

BalanceRate
€0 – and up2.86%
Interest payout
end of term, paid out
Fees
none
Rate valid since
14 Sep 2026
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,800 fully protected
Estonian scheme

Coop Pank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Coop Pank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.86%2.72% from 2 Sep 2026 until 14 Sep 20262.86% from 14 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.86%2.72% from 2 Sep 2026 until 14 Sep 2026

Other offers from Coop Pank

9 months · 2.88% · Raisin1 year · 3.01% · Raisin2 years · 3.15% · Raisin3 years · 3.15% · Raisin
3 mo6 mo€240After 1 month: €40.04 rate · balance €16,840.04After 2 months: €80.08 rate · balance €16,880.08After 3 months: €120.12 rate · balance €16,920.12After 4 months: €160.16 rate · balance €16,960.16After 5 months: €200.20 rate · balance €17,000.20After 6 months: €240.24 rate · balance €17,040.24
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
2.86% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20262.86%current
2 Sep 20262.72%14 Sep 2026

All historic rates of Coop Pank →All savings products of Coop Pank →

  • 14 Sep 2026Coop Pank – Termijndeposito (6 mo): 2.72% → 2.86%
  • 2 Sep 2026New: Coop Pank – Termijndeposito (6 mo) 2.72%

Rate checked on 18 Sep 2026.