Coop PankTermijndeposito

Deposit · 6 months · Coop Pank AS · Estonia · via Raisin
Rate
3.11%
6 months fixed
since 28 Oct 2026
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
3.13%
for €16,800
Your return on €16,800
€527
per year, annualised · €261 total over 6 months
Deposit guarantee
€16,800 fully protected
Estonian scheme

Coop Pank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 6 months: €261.
Interest built up over 6 months
€ 0€ 100€ 200start6 mo€261After 1 month: €43.54 rate · balance €16,843.54After 2 months: €87.08 rate · balance €16,887.08After 3 months: €130.62 rate · balance €16,930.62After 4 months: €174.16 rate · balance €16,974.16After 5 months: €217.70 rate · balance €17,017.70After 6 months: €261.24 rate · balance €17,061.24

Rate and conditions

BalanceRate
€0 – and up3.11%
Interest payout
end of term, paid out
Fees
none
Rate valid since
28 Oct 2026
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,800 fully protected
Estonian scheme

Coop Pank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Coop Pank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 2 Nov 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estonia withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%3.50%2 Sep 20263 Oct 2026now3.11%2.72% from 2 Sep 2026 until 14 Sep 20262.86% from 14 Sep 2026 until 22 Sep 20262.77% from 22 Sep 2026 until 6 Oct 20262.92% from 6 Oct 2026 until 14 Oct 20262.96% from 14 Oct 2026 until 19 Oct 20263.06% from 19 Oct 2026 until 28 Oct 20263.11% from 28 Oct 2026 until now
FromRateUntil
28 Oct 20263.11%current
19 Oct 20263.06%28 Oct 2026
14 Oct 20262.96%19 Oct 2026
6 Oct 20262.92%14 Oct 2026
22 Sep 20262.77%6 Oct 2026
14 Sep 20262.86%22 Sep 2026
2 Sep 20262.72%14 Sep 2026

All historic rates of Coop Pank →All savings products of Coop Pank →

  • 28 Oct 2026Coop Pank – Termijndeposito (6 mo): 3.06% → 3.11%
  • 19 Oct 2026Coop Pank – Termijndeposito (6 mo): 2.96% → 3.06%
  • 14 Oct 2026Coop Pank – Termijndeposito (6 mo): 2.92% → 2.96%
  • 6 Oct 2026Coop Pank – Termijndeposito (6 mo): 2.77% → 2.92%
  • 22 Sep 2026Coop Pank – Termijndeposito (6 mo): 2.86% → 2.77%
  • 14 Sep 2026Coop Pank – Termijndeposito (6 mo): 2.72% → 2.86%
  • 2 Sep 2026New: Coop Pank – Termijndeposito (6 mo) 2.72%

Rate checked on 2 Nov 2026.

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