Coop PankTermijndeposito

Deposit · 9 months · Coop Pank AS · Estonia · via Raisin
Rate
3.06%
9 months fixed
since 19 Oct 2026
EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
3.07%
for €10,000
Your return on €10,000
€307
per year, annualised · €230 total over 9 months
Deposit guarantee
€10,000 fully protected
Estonian scheme

Coop Pank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 9 months: €230.
Interest built up over 9 months
€ 0€ 100€ 200start6 mo€230After 1 month: €25.50 rate · balance €10,025.50After 2 months: €51 rate · balance €10,051After 3 months: €76.50 rate · balance €10,076.50After 4 months: €102 rate · balance €10,102After 5 months: €127.50 rate · balance €10,127.50After 6 months: €153 rate · balance €10,153After 7 months: €178.50 rate · balance €10,178.50After 8 months: €204 rate · balance €10,204After 9 months: €229.50 rate · balance €10,229.50

Rate and conditions

BalanceRate
€0 – and up3.06%
Interest payout
end of term, paid out
Fees
none
Rate valid since
19 Oct 2026
Access
9 months fixed · no early withdrawal
Term
9 months
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€10,000 fully protected
Estonian scheme

Coop Pank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Coop Pank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 2 Nov 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estonia withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.50%2.75%3.00%3.25%3.50%2 Sep 20263 Oct 2026now3.06%2.81% from 2 Sep 2026 until 14 Sep 20262.88% from 14 Sep 2026 until 29 Sep 20262.92% from 29 Sep 2026 until 14 Oct 20262.96% from 14 Oct 2026 until 19 Oct 20263.06% from 19 Oct 2026 until now
FromRateUntil
19 Oct 20263.06%current
14 Oct 20262.96%19 Oct 2026
29 Sep 20262.92%14 Oct 2026
14 Sep 20262.88%29 Sep 2026
2 Sep 20262.81%14 Sep 2026

All historic rates of Coop Pank →All savings products of Coop Pank →

  • 19 Oct 2026Coop Pank – Termijndeposito (9 mo): 2.96% → 3.06%
  • 14 Oct 2026Coop Pank – Termijndeposito (9 mo): 2.92% → 2.96%
  • 29 Sep 2026Coop Pank – Termijndeposito (9 mo): 2.88% → 2.92%
  • 14 Sep 2026Coop Pank – Termijndeposito (9 mo): 2.81% → 2.88%
  • 2 Sep 2026New: Coop Pank – Termijndeposito (9 mo) 2.81%

Rate checked on 2 Nov 2026.

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