Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·551 offers from 89 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Creditplus Bank
Back to the comparison
CB

Creditplus BankTermijndeposito

Deposit · 3 months · Creditplus Bank AG · Germany · via Raisin
Open an account at Creditplus Bank
Rate
2.50%
3 months fixed
EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.52%
for €50,000
Your return on €50,000
€1,262
per year, annualised · €313 total over 3 months
Deposit guarantee
€50,000 fully protected
German scheme

Creditplus Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 3 months: €313.
Interest built up over 3 months
€ 0€ 200start€313After 1 month: €104.17 rate · balance €50,104.17After 2 months: €208.33 rate · balance €50,208.33After 3 months: €312.50 rate · balance €50,312.50
€ 0€ 200start3 mo€313After 1 month: €104.17 rate · balance €50,104.17After 2 months: €208.33 rate · balance €50,208.33After 3 months: €312.50 rate · balance €50,312.50

Rate and conditions

BalanceRate
€0 – and up2.50%
Interest payout
end of term, paid out
Fees
none
Rate valid since
21 Sep 2026
Access
3 months fixed · no early withdrawal
Term
3 months
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€50,000 fully protected
German scheme

Creditplus Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Creditplus Bank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 22 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Germany withholds no tax on savings interest of non-residents: you receive the full interest.

Rate history

2.50% since 21 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Creditplus Bank →All savings products of Creditplus Bank →

  • 21 Sep 2026New: Creditplus Bank – Termijndeposito (3 mo) 2.50%

Rate checked on 22 Sep 2026.

Other offers from Creditplus Bank

6 months · 2.70% · Raisin1 year · 3.00% · Raisin2 years · 3.05% · Raisin

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks