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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
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Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 1 year · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
2.61%
1 year fixed
Your return on €16,600
€433
interest per year
Deposit guarantee
€16,600 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 1 year: €433.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€433After 1 month: €36.10 rate · balance €16,636.10After 2 months: €72.21 rate · balance €16,672.21After 3 months: €108.31 rate · balance €16,708.31After 4 months: €144.42 rate · balance €16,744.42After 5 months: €180.52 rate · balance €16,780.53After 6 months: €216.63 rate · balance €16,816.63After 7 months: €252.73 rate · balance €16,852.74After 8 months: €288.84 rate · balance €16,888.84After 9 months: €324.94 rate · balance €16,924.94After 10 months: €361.05 rate · balance €16,961.05

Rate and conditions

BalanceRate
€0 – and up2.61%
Interest payout
end of term, paid out
Fees
none
Rate valid since
18 Aug 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,600 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

2.61% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (12 mo) 2.61%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

5 years · 3.00% · Raisin6 years · 3.40% · Raisin7 years · 3.40% · Raisin8 years · 3.50% · Raisin9 years · 3.50% · Raisin10 years · 3.70% · Raisin
After 11 months: €397.16 rate · balance €16,997.15After 12 months: €433.26 rate · balance €17,033.26
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€433After 1 month: €36.10 rate · balance €16,636.10After 2 months: €72.21 rate · balance €16,672.21After 3 months: €108.31 rate · balance €16,708.31After 4 months: €144.42 rate · balance €16,744.42After 5 months: €180.52 rate · balance €16,780.53After 6 months: €216.63 rate · balance €16,816.63After 7 months: €252.73 rate · balance €16,852.74After 8 months: €288.84 rate · balance €16,888.84After 9 months: €324.94 rate · balance €16,924.94After 10 months: €361.05 rate · balance €16,961.05After 11 months: €397.16 rate · balance €16,997.15After 12 months: €433.26 rate · balance €17,033.26

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe