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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
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Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 5 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
3.00%
5 years fixed
Your return on €10,000
€300
per year, annualised · €1,500 total over 5 years
Deposit guarantee
€10,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,500.
Interest built up over 5 years
€ 0€ 500€ 1k€ 1,5kstart2 yrs4 yrs

Rate and conditions

BalanceRate
€0 – and up3.00%
Interest payout
yearly, paid out
Fees
none
Rate valid since
30 Jul 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€10,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (60 mo) 3.00%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

1 year · 2.61% · Raisin6 years · 3.40% · Raisin7 years · 3.40% · Raisin8 years · 3.50% · Raisin9 years · 3.50% · Raisin10 years · 3.70% · Raisin
€1,500After 1 month: €25 rate · balance €10,025After 2 months: €50 rate · balance €10,050After 3 months: €75 rate · balance €10,075After 4 months: €100 rate · balance €10,100After 5 months: €125 rate · balance €10,125After 6 months: €150 rate · balance €10,150After 7 months: €175 rate · balance €10,175After 8 months: €200 rate · balance €10,200After 9 months: €225 rate · balance €10,225After 10 months: €250 rate · balance €10,250After 11 months: €275 rate · balance €10,275After 12 months: €300 rate · balance €10,300After 13 months: €325 rate · balance €10,325After 14 months: €350 rate · balance €10,350After 15 months: €375 rate · balance €10,375After 16 months: €400 rate · balance €10,400After 17 months: €425 rate · balance €10,425After 18 months: €450 rate · balance €10,450After 19 months: €475 rate · balance €10,475After 20 months: €500 rate · balance €10,500After 21 months: €525 rate · balance €10,525After 22 months: €550 rate · balance €10,550After 23 months: €575 rate · balance €10,575After 24 months: €600 rate · balance €10,600After 25 months: €625 rate · balance €10,625After 26 months: €650 rate · balance €10,650After 27 months: €675 rate · balance €10,675After 28 months: €700 rate · balance €10,700After 29 months: €725 rate · balance €10,725After 30 months: €750 rate · balance €10,750After 31 months: €775 rate · balance €10,775After 32 months: €800 rate · balance €10,800After 33 months: €825 rate · balance €10,825After 34 months: €850 rate · balance €10,850After 35 months: €875 rate · balance €10,875After 36 months: €900 rate · balance €10,900After 37 months: €925 rate · balance €10,925After 38 months: €950 rate · balance €10,950After 39 months: €975 rate · balance €10,975After 40 months: €1,000 rate · balance €11,000After 41 months: €1,025 rate · balance €11,025After 42 months: €1,050 rate · balance €11,050After 43 months: €1,075 rate · balance €11,075After 44 months: €1,100 rate · balance €11,100After 45 months: €1,125 rate · balance €11,125After 46 months: €1,150 rate · balance €11,150After 47 months: €1,175 rate · balance €11,175After 48 months: €1,200 rate · balance €11,200After 49 months: €1,225 rate · balance €11,225After 50 months: €1,250 rate · balance €11,250After 51 months: €1,275 rate · balance €11,275After 52 months: €1,300 rate · balance €11,300After 53 months: €1,325 rate · balance €11,325After 54 months: €1,350 rate · balance €11,350After 55 months: €1,375 rate · balance €11,375After 56 months: €1,400 rate · balance €11,400After 57 months: €1,425 rate · balance €11,425After 58 months: €1,450 rate · balance €11,450After 59 months: €1,475 rate · balance €11,475After 60 months: €1,500 rate · balance €11,500
€ 0€ 500€ 1k€ 1,5kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,500After 1 month: €25 rate · balance €10,025After 2 months: €50 rate · balance €10,050After 3 months: €75 rate · balance €10,075After 4 months: €100 rate · balance €10,100After 5 months: €125 rate · balance €10,125After 6 months: €150 rate · balance €10,150After 7 months: €175 rate · balance €10,175After 8 months: €200 rate · balance €10,200After 9 months: €225 rate · balance €10,225After 10 months: €250 rate · balance €10,250After 11 months: €275 rate · balance €10,275After 12 months: €300 rate · balance €10,300After 13 months: €325 rate · balance €10,325After 14 months: €350 rate · balance €10,350After 15 months: €375 rate · balance €10,375After 16 months: €400 rate · balance €10,400After 17 months: €425 rate · balance €10,425After 18 months: €450 rate · balance €10,450After 19 months: €475 rate · balance €10,475After 20 months: €500 rate · balance €10,500After 21 months: €525 rate · balance €10,525After 22 months: €550 rate · balance €10,550After 23 months: €575 rate · balance €10,575After 24 months: €600 rate · balance €10,600After 25 months: €625 rate · balance €10,625After 26 months: €650 rate · balance €10,650After 27 months: €675 rate · balance €10,675After 28 months: €700 rate · balance €10,700After 29 months: €725 rate · balance €10,725After 30 months: €750 rate · balance €10,750After 31 months: €775 rate · balance €10,775After 32 months: €800 rate · balance €10,800After 33 months: €825 rate · balance €10,825After 34 months: €850 rate · balance €10,850After 35 months: €875 rate · balance €10,875After 36 months: €900 rate · balance €10,900After 37 months: €925 rate · balance €10,925After 38 months: €950 rate · balance €10,950After 39 months: €975 rate · balance €10,975After 40 months: €1,000 rate · balance €11,000After 41 months: €1,025 rate · balance €11,025After 42 months: €1,050 rate · balance €11,050After 43 months: €1,075 rate · balance €11,075After 44 months: €1,100 rate · balance €11,100After 45 months: €1,125 rate · balance €11,125After 46 months: €1,150 rate · balance €11,150After 47 months: €1,175 rate · balance €11,175After 48 months: €1,200 rate · balance €11,200After 49 months: €1,225 rate · balance €11,225After 50 months: €1,250 rate · balance €11,250After 51 months: €1,275 rate · balance €11,275After 52 months: €1,300 rate · balance €11,300After 53 months: €1,325 rate · balance €11,325After 54 months: €1,350 rate · balance €11,350After 55 months: €1,375 rate · balance €11,375After 56 months: €1,400 rate · balance €11,400After 57 months: €1,425 rate · balance €11,425After 58 months: €1,450 rate · balance €11,450After 59 months: €1,475 rate · balance €11,475After 60 months: €1,500 rate · balance €11,500
Per year
AfterInterest up to thenBalance
1 year€300€10,300
2 years€600€10,600
3 years€900€10,900
4 years€1,200€11,200
5 years€1,500€11,500

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe