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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
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Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 5 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
3.00%
5 years fixed
Your return on €100,000
€3,000
per year, annualised · €15,000 total over 5 years
Deposit guarantee
€100,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €15,000.
Interest built up over 5 years
€ 0€ 5k€ 10k€ 15kstart2 yrs4 yrs

Rate and conditions

BalanceRate
€0 – and up3.00%
Interest payout
yearly, paid out
Fees
none
Rate valid since
30 Jul 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€100,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (60 mo) 3.00%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

1 year · 2.61% · Raisin6 years · 3.40% · Raisin7 years · 3.40% · Raisin8 years · 3.50% · Raisin9 years · 3.50% · Raisin10 years · 3.70% · Raisin
€15,000After 1 month: €250 rate · balance €100,250After 2 months: €500 rate · balance €100,500After 3 months: €750 rate · balance €100,750After 4 months: €1,000 rate · balance €101,000After 5 months: €1,250 rate · balance €101,250After 6 months: €1,500 rate · balance €101,500After 7 months: €1,750 rate · balance €101,750After 8 months: €2,000 rate · balance €102,000After 9 months: €2,250 rate · balance €102,250After 10 months: €2,500 rate · balance €102,500After 11 months: €2,750 rate · balance €102,750After 12 months: €3,000 rate · balance €103,000After 13 months: €3,250 rate · balance €103,250After 14 months: €3,500 rate · balance €103,500After 15 months: €3,750 rate · balance €103,750After 16 months: €4,000 rate · balance €104,000After 17 months: €4,250 rate · balance €104,250After 18 months: €4,500 rate · balance €104,500After 19 months: €4,750 rate · balance €104,750After 20 months: €5,000 rate · balance €105,000After 21 months: €5,250 rate · balance €105,250After 22 months: €5,500 rate · balance €105,500After 23 months: €5,750 rate · balance €105,750After 24 months: €6,000 rate · balance €106,000After 25 months: €6,250 rate · balance €106,250After 26 months: €6,500 rate · balance €106,500After 27 months: €6,750 rate · balance €106,750After 28 months: €7,000 rate · balance €107,000After 29 months: €7,250 rate · balance €107,250After 30 months: €7,500 rate · balance €107,500After 31 months: €7,750 rate · balance €107,750After 32 months: €8,000 rate · balance €108,000After 33 months: €8,250 rate · balance €108,250After 34 months: €8,500 rate · balance €108,500After 35 months: €8,750 rate · balance €108,750After 36 months: €9,000 rate · balance €109,000After 37 months: €9,250 rate · balance €109,250After 38 months: €9,500 rate · balance €109,500After 39 months: €9,750 rate · balance €109,750After 40 months: €10,000 rate · balance €110,000After 41 months: €10,250 rate · balance €110,250After 42 months: €10,500 rate · balance €110,500After 43 months: €10,750 rate · balance €110,750After 44 months: €11,000 rate · balance €111,000After 45 months: €11,250 rate · balance €111,250After 46 months: €11,500 rate · balance €111,500After 47 months: €11,750 rate · balance €111,750After 48 months: €12,000 rate · balance €112,000After 49 months: €12,250 rate · balance €112,250After 50 months: €12,500 rate · balance €112,500After 51 months: €12,750 rate · balance €112,750After 52 months: €13,000 rate · balance €113,000After 53 months: €13,250 rate · balance €113,250After 54 months: €13,500 rate · balance €113,500After 55 months: €13,750 rate · balance €113,750After 56 months: €14,000 rate · balance €114,000After 57 months: €14,250 rate · balance €114,250After 58 months: €14,500 rate · balance €114,500After 59 months: €14,750 rate · balance €114,750After 60 months: €15,000 rate · balance €115,000
€ 0€ 5k€ 10k€ 15kstart1 yr2 yrs3 yrs4 yrs5 yrs€15,000After 1 month: €250 rate · balance €100,250After 2 months: €500 rate · balance €100,500After 3 months: €750 rate · balance €100,750After 4 months: €1,000 rate · balance €101,000After 5 months: €1,250 rate · balance €101,250After 6 months: €1,500 rate · balance €101,500After 7 months: €1,750 rate · balance €101,750After 8 months: €2,000 rate · balance €102,000After 9 months: €2,250 rate · balance €102,250After 10 months: €2,500 rate · balance €102,500After 11 months: €2,750 rate · balance €102,750After 12 months: €3,000 rate · balance €103,000After 13 months: €3,250 rate · balance €103,250After 14 months: €3,500 rate · balance €103,500After 15 months: €3,750 rate · balance €103,750After 16 months: €4,000 rate · balance €104,000After 17 months: €4,250 rate · balance €104,250After 18 months: €4,500 rate · balance €104,500After 19 months: €4,750 rate · balance €104,750After 20 months: €5,000 rate · balance €105,000After 21 months: €5,250 rate · balance €105,250After 22 months: €5,500 rate · balance €105,500After 23 months: €5,750 rate · balance €105,750After 24 months: €6,000 rate · balance €106,000After 25 months: €6,250 rate · balance €106,250After 26 months: €6,500 rate · balance €106,500After 27 months: €6,750 rate · balance €106,750After 28 months: €7,000 rate · balance €107,000After 29 months: €7,250 rate · balance €107,250After 30 months: €7,500 rate · balance €107,500After 31 months: €7,750 rate · balance €107,750After 32 months: €8,000 rate · balance €108,000After 33 months: €8,250 rate · balance €108,250After 34 months: €8,500 rate · balance €108,500After 35 months: €8,750 rate · balance €108,750After 36 months: €9,000 rate · balance €109,000After 37 months: €9,250 rate · balance €109,250After 38 months: €9,500 rate · balance €109,500After 39 months: €9,750 rate · balance €109,750After 40 months: €10,000 rate · balance €110,000After 41 months: €10,250 rate · balance €110,250After 42 months: €10,500 rate · balance €110,500After 43 months: €10,750 rate · balance €110,750After 44 months: €11,000 rate · balance €111,000After 45 months: €11,250 rate · balance €111,250After 46 months: €11,500 rate · balance €111,500After 47 months: €11,750 rate · balance €111,750After 48 months: €12,000 rate · balance €112,000After 49 months: €12,250 rate · balance €112,250After 50 months: €12,500 rate · balance €112,500After 51 months: €12,750 rate · balance €112,750After 52 months: €13,000 rate · balance €113,000After 53 months: €13,250 rate · balance €113,250After 54 months: €13,500 rate · balance €113,500After 55 months: €13,750 rate · balance €113,750After 56 months: €14,000 rate · balance €114,000After 57 months: €14,250 rate · balance €114,250After 58 months: €14,500 rate · balance €114,500After 59 months: €14,750 rate · balance €114,750After 60 months: €15,000 rate · balance €115,000
Per year
AfterInterest up to thenBalance
1 year€3,000€103,000
2 years€6,000€106,000
3 years€9,000€109,000
4 years€12,000€112,000
5 years€15,000€115,000

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe