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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
Back to the comparison

Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 7 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
3.40%
7 years fixed
Your return on €10,000
€340
per year, annualised · €2,380 total over 7 years
Deposit guarantee
€10,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 7 years: €2,380.
Interest built up over 7 years
€ 0€ 1k€ 2kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 Aug 2026
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€10,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.40% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (84 mo) 3.40%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

1 year · 2.61% · Raisin5 years · 3.00% · Raisin6 years · 3.40% · Raisin8 years · 3.50% · Raisin9 years · 3.50% · Raisin10 years · 3.70% · Raisin
€2,380After 1 month: €28.33 rate · balance €10,028.33After 2 months: €56.67 rate · balance €10,056.67After 3 months: €85.00 rate · balance €10,085.00After 4 months: €113.33 rate · balance €10,113.33After 5 months: €141.67 rate · balance €10,141.67After 6 months: €170.00 rate · balance €10,170.00After 7 months: €198.33 rate · balance €10,198.33After 8 months: €226.67 rate · balance €10,226.67After 9 months: €255.00 rate · balance €10,255.00After 10 months: €283.33 rate · balance €10,283.33After 11 months: €311.67 rate · balance €10,311.67After 12 months: €340.00 rate · balance €10,340.00After 13 months: €368.33 rate · balance €10,368.33After 14 months: €396.67 rate · balance €10,396.67After 15 months: €425.00 rate · balance €10,425.00After 16 months: €453.33 rate · balance €10,453.33After 17 months: €481.67 rate · balance €10,481.67After 18 months: €510.00 rate · balance €10,510.00After 19 months: €538.33 rate · balance €10,538.33After 20 months: €566.67 rate · balance €10,566.67After 21 months: €595.00 rate · balance €10,595.00After 22 months: €623.33 rate · balance €10,623.33After 23 months: €651.67 rate · balance €10,651.67After 24 months: €680.00 rate · balance €10,680.00After 25 months: €708.33 rate · balance €10,708.33After 26 months: €736.67 rate · balance €10,736.67After 27 months: €765.00 rate · balance €10,765.00After 28 months: €793.33 rate · balance €10,793.33After 29 months: €821.67 rate · balance €10,821.67After 30 months: €850.00 rate · balance €10,850.00After 31 months: €878.33 rate · balance €10,878.33After 32 months: €906.67 rate · balance €10,906.67After 33 months: €935.00 rate · balance €10,935.00After 34 months: €963.33 rate · balance €10,963.33After 35 months: €991.67 rate · balance €10,991.67After 36 months: €1,020.00 rate · balance €11,020.00After 37 months: €1,048.33 rate · balance €11,048.33After 38 months: €1,076.67 rate · balance €11,076.67After 39 months: €1,105.00 rate · balance €11,105.00After 40 months: €1,133.33 rate · balance €11,133.33After 41 months: €1,161.67 rate · balance €11,161.67After 42 months: €1,190.00 rate · balance €11,190.00After 43 months: €1,218.33 rate · balance €11,218.33After 44 months: €1,246.67 rate · balance €11,246.67After 45 months: €1,275.00 rate · balance €11,275.00After 46 months: €1,303.33 rate · balance €11,303.33After 47 months: €1,331.67 rate · balance €11,331.67After 48 months: €1,360.00 rate · balance €11,360.00After 49 months: €1,388.33 rate · balance €11,388.33After 50 months: €1,416.67 rate · balance €11,416.67After 51 months: €1,445.00 rate · balance €11,445.00After 52 months: €1,473.33 rate · balance €11,473.33After 53 months: €1,501.66 rate · balance €11,501.66After 54 months: €1,530.00 rate · balance €11,530.00After 55 months: €1,558.33 rate · balance €11,558.33After 56 months: €1,586.66 rate · balance €11,586.66After 57 months: €1,615.00 rate · balance €11,615.00After 58 months: €1,643.33 rate · balance €11,643.33After 59 months: €1,671.66 rate · balance €11,671.66After 60 months: €1,700.00 rate · balance €11,700.00After 61 months: €1,728.33 rate · balance €11,728.33After 62 months: €1,756.66 rate · balance €11,756.66After 63 months: €1,785.00 rate · balance €11,785.00After 64 months: €1,813.33 rate · balance €11,813.33After 65 months: €1,841.66 rate · balance €11,841.66After 66 months: €1,870.00 rate · balance €11,870.00After 67 months: €1,898.33 rate · balance €11,898.33After 68 months: €1,926.66 rate · balance €11,926.66After 69 months: €1,955.00 rate · balance €11,955.00After 70 months: €1,983.33 rate · balance €11,983.33After 71 months: €2,011.66 rate · balance €12,011.66After 72 months: €2,040.00 rate · balance €12,040.00After 73 months: €2,068.33 rate · balance €12,068.33After 74 months: €2,096.66 rate · balance €12,096.66After 75 months: €2,125.00 rate · balance €12,125.00After 76 months: €2,153.33 rate · balance €12,153.33After 77 months: €2,181.66 rate · balance €12,181.66After 78 months: €2,210.00 rate · balance €12,210.00After 79 months: €2,238.33 rate · balance €12,238.33After 80 months: €2,266.66 rate · balance €12,266.66After 81 months: €2,295.00 rate · balance €12,295.00After 82 months: €2,323.33 rate · balance €12,323.33After 83 months: €2,351.66 rate · balance €12,351.66After 84 months: €2,380.00 rate · balance €12,380.00
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs€2,380After 1 month: €28.33 rate · balance €10,028.33After 2 months: €56.67 rate · balance €10,056.67After 3 months: €85.00 rate · balance €10,085.00After 4 months: €113.33 rate · balance €10,113.33After 5 months: €141.67 rate · balance €10,141.67After 6 months: €170.00 rate · balance €10,170.00After 7 months: €198.33 rate · balance €10,198.33After 8 months: €226.67 rate · balance €10,226.67After 9 months: €255.00 rate · balance €10,255.00After 10 months: €283.33 rate · balance €10,283.33After 11 months: €311.67 rate · balance €10,311.67After 12 months: €340.00 rate · balance €10,340.00After 13 months: €368.33 rate · balance €10,368.33After 14 months: €396.67 rate · balance €10,396.67After 15 months: €425.00 rate · balance €10,425.00After 16 months: €453.33 rate · balance €10,453.33After 17 months: €481.67 rate · balance €10,481.67After 18 months: €510.00 rate · balance €10,510.00After 19 months: €538.33 rate · balance €10,538.33After 20 months: €566.67 rate · balance €10,566.67After 21 months: €595.00 rate · balance €10,595.00After 22 months: €623.33 rate · balance €10,623.33After 23 months: €651.67 rate · balance €10,651.67After 24 months: €680.00 rate · balance €10,680.00After 25 months: €708.33 rate · balance €10,708.33After 26 months: €736.67 rate · balance €10,736.67After 27 months: €765.00 rate · balance €10,765.00After 28 months: €793.33 rate · balance €10,793.33After 29 months: €821.67 rate · balance €10,821.67After 30 months: €850.00 rate · balance €10,850.00After 31 months: €878.33 rate · balance €10,878.33After 32 months: €906.67 rate · balance €10,906.67After 33 months: €935.00 rate · balance €10,935.00After 34 months: €963.33 rate · balance €10,963.33After 35 months: €991.67 rate · balance €10,991.67After 36 months: €1,020.00 rate · balance €11,020.00After 37 months: €1,048.33 rate · balance €11,048.33After 38 months: €1,076.67 rate · balance €11,076.67After 39 months: €1,105.00 rate · balance €11,105.00After 40 months: €1,133.33 rate · balance €11,133.33After 41 months: €1,161.67 rate · balance €11,161.67After 42 months: €1,190.00 rate · balance €11,190.00After 43 months: €1,218.33 rate · balance €11,218.33After 44 months: €1,246.67 rate · balance €11,246.67After 45 months: €1,275.00 rate · balance €11,275.00After 46 months: €1,303.33 rate · balance €11,303.33After 47 months: €1,331.67 rate · balance €11,331.67After 48 months: €1,360.00 rate · balance €11,360.00After 49 months: €1,388.33 rate · balance €11,388.33After 50 months: €1,416.67 rate · balance €11,416.67After 51 months: €1,445.00 rate · balance €11,445.00After 52 months: €1,473.33 rate · balance €11,473.33After 53 months: €1,501.66 rate · balance €11,501.66After 54 months: €1,530.00 rate · balance €11,530.00After 55 months: €1,558.33 rate · balance €11,558.33After 56 months: €1,586.66 rate · balance €11,586.66After 57 months: €1,615.00 rate · balance €11,615.00After 58 months: €1,643.33 rate · balance €11,643.33After 59 months: €1,671.66 rate · balance €11,671.66After 60 months: €1,700.00 rate · balance €11,700.00After 61 months: €1,728.33 rate · balance €11,728.33After 62 months: €1,756.66 rate · balance €11,756.66After 63 months: €1,785.00 rate · balance €11,785.00After 64 months: €1,813.33 rate · balance €11,813.33After 65 months: €1,841.66 rate · balance €11,841.66After 66 months: €1,870.00 rate · balance €11,870.00After 67 months: €1,898.33 rate · balance €11,898.33After 68 months: €1,926.66 rate · balance €11,926.66After 69 months: €1,955.00 rate · balance €11,955.00After 70 months: €1,983.33 rate · balance €11,983.33After 71 months: €2,011.66 rate · balance €12,011.66After 72 months: €2,040.00 rate · balance €12,040.00After 73 months: €2,068.33 rate · balance €12,068.33After 74 months: €2,096.66 rate · balance €12,096.66After 75 months: €2,125.00 rate · balance €12,125.00After 76 months: €2,153.33 rate · balance €12,153.33After 77 months: €2,181.66 rate · balance €12,181.66After 78 months: €2,210.00 rate · balance €12,210.00After 79 months: €2,238.33 rate · balance €12,238.33After 80 months: €2,266.66 rate · balance €12,266.66After 81 months: €2,295.00 rate · balance €12,295.00After 82 months: €2,323.33 rate · balance €12,323.33After 83 months: €2,351.66 rate · balance €12,351.66After 84 months: €2,380.00 rate · balance €12,380.00
Per year
AfterInterest up to thenBalance
1 year€340€10,340
2 years€680€10,680
3 years€1,020€11,020
4 years€1,360€11,360
5 years€1,700€11,700
6 years€2,040€12,040
7 years€2,380€12,380

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe