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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
Back to the comparison

Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 7 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
3.40%
7 years fixed
Your return on €100,000
€3,400
per year, annualised · €23,800 total over 7 years
Deposit guarantee
€100,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 7 years: €23,800.
Interest built up over 7 years
€ 0€ 10k€ 20kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 Aug 2026
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€100,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.40% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (84 mo) 3.40%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

1 year · 2.61% · Raisin5 years · 3.00% · Raisin6 years · 3.40% · Raisin8 years · 3.50% · Raisin9 years · 3.50% · Raisin10 years · 3.70% · Raisin
€23,800After 1 month: €283.33 rate · balance €100,283.33After 2 months: €566.67 rate · balance €100,566.67After 3 months: €850.00 rate · balance €100,850.00After 4 months: €1,133.33 rate · balance €101,133.33After 5 months: €1,416.67 rate · balance €101,416.67After 6 months: €1,700.00 rate · balance €101,700.00After 7 months: €1,983.33 rate · balance €101,983.33After 8 months: €2,266.67 rate · balance €102,266.67After 9 months: €2,550.00 rate · balance €102,550.00After 10 months: €2,833.33 rate · balance €102,833.33After 11 months: €3,116.67 rate · balance €103,116.67After 12 months: €3,400.00 rate · balance €103,400.00After 13 months: €3,683.33 rate · balance €103,683.33After 14 months: €3,966.67 rate · balance €103,966.67After 15 months: €4,250.00 rate · balance €104,250.00After 16 months: €4,533.33 rate · balance €104,533.33After 17 months: €4,816.67 rate · balance €104,816.67After 18 months: €5,100.00 rate · balance €105,100.00After 19 months: €5,383.33 rate · balance €105,383.33After 20 months: €5,666.67 rate · balance €105,666.67After 21 months: €5,950.00 rate · balance €105,950.00After 22 months: €6,233.33 rate · balance €106,233.33After 23 months: €6,516.67 rate · balance €106,516.67After 24 months: €6,800.00 rate · balance €106,800.00After 25 months: €7,083.33 rate · balance €107,083.33After 26 months: €7,366.67 rate · balance €107,366.67After 27 months: €7,650.00 rate · balance €107,650.00After 28 months: €7,933.33 rate · balance €107,933.33After 29 months: €8,216.67 rate · balance €108,216.67After 30 months: €8,500.00 rate · balance €108,500.00After 31 months: €8,783.33 rate · balance €108,783.33After 32 months: €9,066.67 rate · balance €109,066.67After 33 months: €9,350.00 rate · balance €109,350.00After 34 months: €9,633.33 rate · balance €109,633.33After 35 months: €9,916.67 rate · balance €109,916.67After 36 months: €10,200.00 rate · balance €110,200.00After 37 months: €10,483.33 rate · balance €110,483.33After 38 months: €10,766.67 rate · balance €110,766.67After 39 months: €11,050.00 rate · balance €111,050.00After 40 months: €11,333.33 rate · balance €111,333.33After 41 months: €11,616.67 rate · balance €111,616.67After 42 months: €11,900.00 rate · balance €111,900.00After 43 months: €12,183.33 rate · balance €112,183.33After 44 months: €12,466.67 rate · balance €112,466.67After 45 months: €12,750.00 rate · balance €112,750.00After 46 months: €13,033.33 rate · balance €113,033.33After 47 months: €13,316.67 rate · balance €113,316.67After 48 months: €13,600.00 rate · balance €113,600.00After 49 months: €13,883.33 rate · balance €113,883.33After 50 months: €14,166.67 rate · balance €114,166.67After 51 months: €14,450.00 rate · balance €114,450.00After 52 months: €14,733.33 rate · balance €114,733.33After 53 months: €15,016.66 rate · balance €115,016.66After 54 months: €15,300.00 rate · balance €115,300.00After 55 months: €15,583.33 rate · balance €115,583.33After 56 months: €15,866.66 rate · balance €115,866.66After 57 months: €16,150.00 rate · balance €116,150.00After 58 months: €16,433.33 rate · balance €116,433.33After 59 months: €16,716.66 rate · balance €116,716.66After 60 months: €17,000.00 rate · balance €117,000.00After 61 months: €17,283.33 rate · balance €117,283.33After 62 months: €17,566.66 rate · balance €117,566.66After 63 months: €17,850.00 rate · balance €117,850.00After 64 months: €18,133.33 rate · balance €118,133.33After 65 months: €18,416.66 rate · balance €118,416.66After 66 months: €18,700.00 rate · balance €118,700.00After 67 months: €18,983.33 rate · balance €118,983.33After 68 months: €19,266.66 rate · balance €119,266.66After 69 months: €19,550.00 rate · balance €119,550.00After 70 months: €19,833.33 rate · balance €119,833.33After 71 months: €20,116.66 rate · balance €120,116.66After 72 months: €20,400.00 rate · balance €120,400.00After 73 months: €20,683.33 rate · balance €120,683.33After 74 months: €20,966.66 rate · balance €120,966.66After 75 months: €21,250.00 rate · balance €121,250.00After 76 months: €21,533.33 rate · balance €121,533.33After 77 months: €21,816.66 rate · balance €121,816.66After 78 months: €22,100.00 rate · balance €122,100.00After 79 months: €22,383.33 rate · balance €122,383.33After 80 months: €22,666.66 rate · balance €122,666.66After 81 months: €22,950.00 rate · balance €122,950.00After 82 months: €23,233.33 rate · balance €123,233.33After 83 months: €23,516.66 rate · balance €123,516.66After 84 months: €23,800.00 rate · balance €123,800.00
€ 0€ 10k€ 20kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs€23,800After 1 month: €283.33 rate · balance €100,283.33After 2 months: €566.67 rate · balance €100,566.67After 3 months: €850.00 rate · balance €100,850.00After 4 months: €1,133.33 rate · balance €101,133.33After 5 months: €1,416.67 rate · balance €101,416.67After 6 months: €1,700.00 rate · balance €101,700.00After 7 months: €1,983.33 rate · balance €101,983.33After 8 months: €2,266.67 rate · balance €102,266.67After 9 months: €2,550.00 rate · balance €102,550.00After 10 months: €2,833.33 rate · balance €102,833.33After 11 months: €3,116.67 rate · balance €103,116.67After 12 months: €3,400.00 rate · balance €103,400.00After 13 months: €3,683.33 rate · balance €103,683.33After 14 months: €3,966.67 rate · balance €103,966.67After 15 months: €4,250.00 rate · balance €104,250.00After 16 months: €4,533.33 rate · balance €104,533.33After 17 months: €4,816.67 rate · balance €104,816.67After 18 months: €5,100.00 rate · balance €105,100.00After 19 months: €5,383.33 rate · balance €105,383.33After 20 months: €5,666.67 rate · balance €105,666.67After 21 months: €5,950.00 rate · balance €105,950.00After 22 months: €6,233.33 rate · balance €106,233.33After 23 months: €6,516.67 rate · balance €106,516.67After 24 months: €6,800.00 rate · balance €106,800.00After 25 months: €7,083.33 rate · balance €107,083.33After 26 months: €7,366.67 rate · balance €107,366.67After 27 months: €7,650.00 rate · balance €107,650.00After 28 months: €7,933.33 rate · balance €107,933.33After 29 months: €8,216.67 rate · balance €108,216.67After 30 months: €8,500.00 rate · balance €108,500.00After 31 months: €8,783.33 rate · balance €108,783.33After 32 months: €9,066.67 rate · balance €109,066.67After 33 months: €9,350.00 rate · balance €109,350.00After 34 months: €9,633.33 rate · balance €109,633.33After 35 months: €9,916.67 rate · balance €109,916.67After 36 months: €10,200.00 rate · balance €110,200.00After 37 months: €10,483.33 rate · balance €110,483.33After 38 months: €10,766.67 rate · balance €110,766.67After 39 months: €11,050.00 rate · balance €111,050.00After 40 months: €11,333.33 rate · balance €111,333.33After 41 months: €11,616.67 rate · balance €111,616.67After 42 months: €11,900.00 rate · balance €111,900.00After 43 months: €12,183.33 rate · balance €112,183.33After 44 months: €12,466.67 rate · balance €112,466.67After 45 months: €12,750.00 rate · balance €112,750.00After 46 months: €13,033.33 rate · balance €113,033.33After 47 months: €13,316.67 rate · balance €113,316.67After 48 months: €13,600.00 rate · balance €113,600.00After 49 months: €13,883.33 rate · balance €113,883.33After 50 months: €14,166.67 rate · balance €114,166.67After 51 months: €14,450.00 rate · balance €114,450.00After 52 months: €14,733.33 rate · balance €114,733.33After 53 months: €15,016.66 rate · balance €115,016.66After 54 months: €15,300.00 rate · balance €115,300.00After 55 months: €15,583.33 rate · balance €115,583.33After 56 months: €15,866.66 rate · balance €115,866.66After 57 months: €16,150.00 rate · balance €116,150.00After 58 months: €16,433.33 rate · balance €116,433.33After 59 months: €16,716.66 rate · balance €116,716.66After 60 months: €17,000.00 rate · balance €117,000.00After 61 months: €17,283.33 rate · balance €117,283.33After 62 months: €17,566.66 rate · balance €117,566.66After 63 months: €17,850.00 rate · balance €117,850.00After 64 months: €18,133.33 rate · balance €118,133.33After 65 months: €18,416.66 rate · balance €118,416.66After 66 months: €18,700.00 rate · balance €118,700.00After 67 months: €18,983.33 rate · balance €118,983.33After 68 months: €19,266.66 rate · balance €119,266.66After 69 months: €19,550.00 rate · balance €119,550.00After 70 months: €19,833.33 rate · balance €119,833.33After 71 months: €20,116.66 rate · balance €120,116.66After 72 months: €20,400.00 rate · balance €120,400.00After 73 months: €20,683.33 rate · balance €120,683.33After 74 months: €20,966.66 rate · balance €120,966.66After 75 months: €21,250.00 rate · balance €121,250.00After 76 months: €21,533.33 rate · balance €121,533.33After 77 months: €21,816.66 rate · balance €121,816.66After 78 months: €22,100.00 rate · balance €122,100.00After 79 months: €22,383.33 rate · balance €122,383.33After 80 months: €22,666.66 rate · balance €122,666.66After 81 months: €22,950.00 rate · balance €122,950.00After 82 months: €23,233.33 rate · balance €123,233.33After 83 months: €23,516.66 rate · balance €123,516.66After 84 months: €23,800.00 rate · balance €123,800.00
Per year
AfterInterest up to thenBalance
1 year€3,400€103,400
2 years€6,800€106,800
3 years€10,200€110,200
4 years€13,600€113,600
5 years€17,000€117,000
6 years€20,400€120,400
7 years€23,800€123,800

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe