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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
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Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 7 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
3.40%
7 years fixed
Your return on €16,800
€571
per year, annualised · €3,998 total over 7 years
Deposit guarantee
€16,800 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 7 years: €3,998.
Interest built up over 7 years
€ 0€ 2kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 Aug 2026
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,800 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.40% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (84 mo) 3.40%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

1 year · 2.61% · Raisin5 years · 3.00% · Raisin6 years · 3.40% · Raisin8 years · 3.50% · Raisin9 years · 3.50% · Raisin10 years · 3.70% · Raisin
€3,998After 1 month: €47.60 rate · balance €16,847.60After 2 months: €95.20 rate · balance €16,895.20After 3 months: €142.80 rate · balance €16,942.80After 4 months: €190.40 rate · balance €16,990.40After 5 months: €238 rate · balance €17,038After 6 months: €285.60 rate · balance €17,085.60After 7 months: €333.20 rate · balance €17,133.20After 8 months: €380.80 rate · balance €17,180.80After 9 months: €428.40 rate · balance €17,228.40After 10 months: €476.00 rate · balance €17,276After 11 months: €523.60 rate · balance €17,323.60After 12 months: €571.20 rate · balance €17,371.20After 13 months: €618.80 rate · balance €17,418.80After 14 months: €666.40 rate · balance €17,466.40After 15 months: €714.00 rate · balance €17,514After 16 months: €761.60 rate · balance €17,561.60After 17 months: €809.20 rate · balance €17,609.20After 18 months: €856.80 rate · balance €17,656.80After 19 months: €904.40 rate · balance €17,704.40After 20 months: €952.00 rate · balance €17,752After 21 months: €999.60 rate · balance €17,799.60After 22 months: €1,047.20 rate · balance €17,847.20After 23 months: €1,094.80 rate · balance €17,894.80After 24 months: €1,142.40 rate · balance €17,942.40After 25 months: €1,190 rate · balance €17,990After 26 months: €1,237.60 rate · balance €18,037.60After 27 months: €1,285.20 rate · balance €18,085.20After 28 months: €1,332.80 rate · balance €18,132.80After 29 months: €1,380.40 rate · balance €18,180.40After 30 months: €1,428.00 rate · balance €18,228After 31 months: €1,475.60 rate · balance €18,275.60After 32 months: €1,523.20 rate · balance €18,323.20After 33 months: €1,570.80 rate · balance €18,370.80After 34 months: €1,618.40 rate · balance €18,418.40After 35 months: €1,666.00 rate · balance €18,466After 36 months: €1,713.60 rate · balance €18,513.60After 37 months: €1,761.20 rate · balance €18,561.20After 38 months: €1,808.80 rate · balance €18,608.80After 39 months: €1,856.40 rate · balance €18,656.40After 40 months: €1,904.00 rate · balance €18,704After 41 months: €1,951.60 rate · balance €18,751.60After 42 months: €1,999.20 rate · balance €18,799.20After 43 months: €2,046.80 rate · balance €18,846.80After 44 months: €2,094.40 rate · balance €18,894.40After 45 months: €2,142.00 rate · balance €18,942After 46 months: €2,189.60 rate · balance €18,989.60After 47 months: €2,237.20 rate · balance €19,037.20After 48 months: €2,284.80 rate · balance €19,084.80After 49 months: €2,332.40 rate · balance €19,132.40After 50 months: €2,380.00 rate · balance €19,180.00After 51 months: €2,427.60 rate · balance €19,227.60After 52 months: €2,475.20 rate · balance €19,275.20After 53 months: €2,522.80 rate · balance €19,322.80After 54 months: €2,570.40 rate · balance €19,370.40After 55 months: €2,618.00 rate · balance €19,418.00After 56 months: €2,665.60 rate · balance €19,465.60After 57 months: €2,713.20 rate · balance €19,513.20After 58 months: €2,760.80 rate · balance €19,560.80After 59 months: €2,808.40 rate · balance €19,608.40After 60 months: €2,856.00 rate · balance €19,656.00After 61 months: €2,903.60 rate · balance €19,703.60After 62 months: €2,951.20 rate · balance €19,751.20After 63 months: €2,998.80 rate · balance €19,798.80After 64 months: €3,046.40 rate · balance €19,846.40After 65 months: €3,094.00 rate · balance €19,894.00After 66 months: €3,141.60 rate · balance €19,941.60After 67 months: €3,189.20 rate · balance €19,989.20After 68 months: €3,236.80 rate · balance €20,036.80After 69 months: €3,284.40 rate · balance €20,084.40After 70 months: €3,332.00 rate · balance €20,132.00After 71 months: €3,379.60 rate · balance €20,179.60After 72 months: €3,427.20 rate · balance €20,227.20After 73 months: €3,474.80 rate · balance €20,274.80After 74 months: €3,522.40 rate · balance €20,322.40After 75 months: €3,570.00 rate · balance €20,370.00After 76 months: €3,617.60 rate · balance €20,417.60After 77 months: €3,665.20 rate · balance €20,465.20After 78 months: €3,712.80 rate · balance €20,512.80After 79 months: €3,760.40 rate · balance €20,560.40After 80 months: €3,808.00 rate · balance €20,608.00After 81 months: €3,855.60 rate · balance €20,655.60After 82 months: €3,903.20 rate · balance €20,703.20After 83 months: €3,950.80 rate · balance €20,750.80After 84 months: €3,998.40 rate · balance €20,798.40
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs€3,998After 1 month: €47.60 rate · balance €16,847.60After 2 months: €95.20 rate · balance €16,895.20After 3 months: €142.80 rate · balance €16,942.80After 4 months: €190.40 rate · balance €16,990.40After 5 months: €238 rate · balance €17,038After 6 months: €285.60 rate · balance €17,085.60After 7 months: €333.20 rate · balance €17,133.20After 8 months: €380.80 rate · balance €17,180.80After 9 months: €428.40 rate · balance €17,228.40After 10 months: €476.00 rate · balance €17,276After 11 months: €523.60 rate · balance €17,323.60After 12 months: €571.20 rate · balance €17,371.20After 13 months: €618.80 rate · balance €17,418.80After 14 months: €666.40 rate · balance €17,466.40After 15 months: €714.00 rate · balance €17,514After 16 months: €761.60 rate · balance €17,561.60After 17 months: €809.20 rate · balance €17,609.20After 18 months: €856.80 rate · balance €17,656.80After 19 months: €904.40 rate · balance €17,704.40After 20 months: €952.00 rate · balance €17,752After 21 months: €999.60 rate · balance €17,799.60After 22 months: €1,047.20 rate · balance €17,847.20After 23 months: €1,094.80 rate · balance €17,894.80After 24 months: €1,142.40 rate · balance €17,942.40After 25 months: €1,190 rate · balance €17,990After 26 months: €1,237.60 rate · balance €18,037.60After 27 months: €1,285.20 rate · balance €18,085.20After 28 months: €1,332.80 rate · balance €18,132.80After 29 months: €1,380.40 rate · balance €18,180.40After 30 months: €1,428.00 rate · balance €18,228After 31 months: €1,475.60 rate · balance €18,275.60After 32 months: €1,523.20 rate · balance €18,323.20After 33 months: €1,570.80 rate · balance €18,370.80After 34 months: €1,618.40 rate · balance €18,418.40After 35 months: €1,666.00 rate · balance €18,466After 36 months: €1,713.60 rate · balance €18,513.60After 37 months: €1,761.20 rate · balance €18,561.20After 38 months: €1,808.80 rate · balance €18,608.80After 39 months: €1,856.40 rate · balance €18,656.40After 40 months: €1,904.00 rate · balance €18,704After 41 months: €1,951.60 rate · balance €18,751.60After 42 months: €1,999.20 rate · balance €18,799.20After 43 months: €2,046.80 rate · balance €18,846.80After 44 months: €2,094.40 rate · balance €18,894.40After 45 months: €2,142.00 rate · balance €18,942After 46 months: €2,189.60 rate · balance €18,989.60After 47 months: €2,237.20 rate · balance €19,037.20After 48 months: €2,284.80 rate · balance €19,084.80After 49 months: €2,332.40 rate · balance €19,132.40After 50 months: €2,380.00 rate · balance €19,180.00After 51 months: €2,427.60 rate · balance €19,227.60After 52 months: €2,475.20 rate · balance €19,275.20After 53 months: €2,522.80 rate · balance €19,322.80After 54 months: €2,570.40 rate · balance €19,370.40After 55 months: €2,618.00 rate · balance €19,418.00After 56 months: €2,665.60 rate · balance €19,465.60After 57 months: €2,713.20 rate · balance €19,513.20After 58 months: €2,760.80 rate · balance €19,560.80After 59 months: €2,808.40 rate · balance €19,608.40After 60 months: €2,856.00 rate · balance €19,656.00After 61 months: €2,903.60 rate · balance €19,703.60After 62 months: €2,951.20 rate · balance €19,751.20After 63 months: €2,998.80 rate · balance €19,798.80After 64 months: €3,046.40 rate · balance €19,846.40After 65 months: €3,094.00 rate · balance €19,894.00After 66 months: €3,141.60 rate · balance €19,941.60After 67 months: €3,189.20 rate · balance €19,989.20After 68 months: €3,236.80 rate · balance €20,036.80After 69 months: €3,284.40 rate · balance €20,084.40After 70 months: €3,332.00 rate · balance €20,132.00After 71 months: €3,379.60 rate · balance €20,179.60After 72 months: €3,427.20 rate · balance €20,227.20After 73 months: €3,474.80 rate · balance €20,274.80After 74 months: €3,522.40 rate · balance €20,322.40After 75 months: €3,570.00 rate · balance €20,370.00After 76 months: €3,617.60 rate · balance €20,417.60After 77 months: €3,665.20 rate · balance €20,465.20After 78 months: €3,712.80 rate · balance €20,512.80After 79 months: €3,760.40 rate · balance €20,560.40After 80 months: €3,808.00 rate · balance €20,608.00After 81 months: €3,855.60 rate · balance €20,655.60After 82 months: €3,903.20 rate · balance €20,703.20After 83 months: €3,950.80 rate · balance €20,750.80After 84 months: €3,998.40 rate · balance €20,798.40
Per year
AfterInterest up to thenBalance
1 year€571€17,371
2 years€1,142€17,942
3 years€1,714€18,514
4 years€2,285€19,085
5 years€2,856€19,656
6 years€3,427€20,227
7 years€3,998€20,798

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe