Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 2 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
Back to the comparison

Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 9 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
3.50%
9 years fixed
Your return on €25,000
€875
per year, annualised · €7,875 total over 9 years
Deposit guarantee
€25,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 9 years: €7,875.
Interest built up over 9 years
€ 0€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.50%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 Aug 2026
Access
9 years fixed · no early withdrawal
Term
9 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€25,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.50% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (108 mo) 3.50%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

1 year · 2.61% · Raisin5 years · 3.00% · Raisin6 years · 3.40% · Raisin7 years · 3.40% · Raisin8 years · 3.50% · Raisin10 years · 3.70% · Raisin
€7,875After 1 month: €72.92 rate · balance €25,072.92After 2 months: €145.83 rate · balance €25,145.83After 3 months: €218.75 rate · balance €25,218.75After 4 months: €291.67 rate · balance €25,291.67After 5 months: €364.58 rate · balance €25,364.58After 6 months: €437.50 rate · balance €25,437.50After 7 months: €510.42 rate · balance €25,510.42After 8 months: €583.33 rate · balance €25,583.33After 9 months: €656.25 rate · balance €25,656.25After 10 months: €729.17 rate · balance €25,729.17After 11 months: €802.08 rate · balance €25,802.08After 12 months: €875.00 rate · balance €25,875.00After 13 months: €947.92 rate · balance €25,947.92After 14 months: €1,020.83 rate · balance €26,020.83After 15 months: €1,093.75 rate · balance €26,093.75After 16 months: €1,166.67 rate · balance €26,166.67After 17 months: €1,239.58 rate · balance €26,239.58After 18 months: €1,312.50 rate · balance €26,312.50After 19 months: €1,385.42 rate · balance €26,385.42After 20 months: €1,458.33 rate · balance €26,458.33After 21 months: €1,531.25 rate · balance €26,531.25After 22 months: €1,604.17 rate · balance €26,604.17After 23 months: €1,677.08 rate · balance €26,677.08After 24 months: €1,750.00 rate · balance €26,750.00After 25 months: €1,822.92 rate · balance €26,822.92After 26 months: €1,895.83 rate · balance €26,895.83After 27 months: €1,968.75 rate · balance €26,968.75After 28 months: €2,041.67 rate · balance €27,041.67After 29 months: €2,114.58 rate · balance €27,114.58After 30 months: €2,187.50 rate · balance €27,187.50After 31 months: €2,260.42 rate · balance €27,260.42After 32 months: €2,333.33 rate · balance €27,333.33After 33 months: €2,406.25 rate · balance €27,406.25After 34 months: €2,479.17 rate · balance €27,479.17After 35 months: €2,552.08 rate · balance €27,552.08After 36 months: €2,625.00 rate · balance €27,625.00After 37 months: €2,697.92 rate · balance €27,697.92After 38 months: €2,770.83 rate · balance €27,770.83After 39 months: €2,843.75 rate · balance €27,843.75After 40 months: €2,916.67 rate · balance €27,916.67After 41 months: €2,989.58 rate · balance €27,989.58After 42 months: €3,062.50 rate · balance €28,062.50After 43 months: €3,135.42 rate · balance €28,135.42After 44 months: €3,208.33 rate · balance €28,208.33After 45 months: €3,281.25 rate · balance €28,281.25After 46 months: €3,354.17 rate · balance €28,354.17After 47 months: €3,427.08 rate · balance €28,427.08After 48 months: €3,500.00 rate · balance €28,500.00After 49 months: €3,572.92 rate · balance €28,572.92After 50 months: €3,645.84 rate · balance €28,645.84After 51 months: €3,718.75 rate · balance €28,718.75After 52 months: €3,791.67 rate · balance €28,791.67After 53 months: €3,864.59 rate · balance €28,864.59After 54 months: €3,937.50 rate · balance €28,937.50After 55 months: €4,010.42 rate · balance €29,010.42After 56 months: €4,083.34 rate · balance €29,083.34After 57 months: €4,156.25 rate · balance €29,156.25After 58 months: €4,229.17 rate · balance €29,229.17After 59 months: €4,302.09 rate · balance €29,302.09After 60 months: €4,375.00 rate · balance €29,375.00After 61 months: €4,447.92 rate · balance €29,447.92After 62 months: €4,520.84 rate · balance €29,520.84After 63 months: €4,593.75 rate · balance €29,593.75After 64 months: €4,666.67 rate · balance €29,666.67After 65 months: €4,739.59 rate · balance €29,739.59After 66 months: €4,812.50 rate · balance €29,812.50After 67 months: €4,885.42 rate · balance €29,885.42After 68 months: €4,958.34 rate · balance €29,958.34After 69 months: €5,031.25 rate · balance €30,031.25After 70 months: €5,104.17 rate · balance €30,104.17After 71 months: €5,177.09 rate · balance €30,177.09After 72 months: €5,250.00 rate · balance €30,250.00After 73 months: €5,322.92 rate · balance €30,322.92After 74 months: €5,395.84 rate · balance €30,395.84After 75 months: €5,468.75 rate · balance €30,468.75After 76 months: €5,541.67 rate · balance €30,541.67After 77 months: €5,614.59 rate · balance €30,614.59After 78 months: €5,687.50 rate · balance €30,687.50After 79 months: €5,760.42 rate · balance €30,760.42After 80 months: €5,833.34 rate · balance €30,833.34After 81 months: €5,906.25 rate · balance €30,906.25After 82 months: €5,979.17 rate · balance €30,979.17After 83 months: €6,052.09 rate · balance €31,052.09After 84 months: €6,125.00 rate · balance €31,125.00After 85 months: €6,197.92 rate · balance €31,197.92After 86 months: €6,270.84 rate · balance €31,270.84After 87 months: €6,343.75 rate · balance €31,343.75After 88 months: €6,416.67 rate · balance €31,416.67After 89 months: €6,489.59 rate · balance €31,489.59After 90 months: €6,562.50 rate · balance €31,562.50After 91 months: €6,635.42 rate · balance €31,635.42After 92 months: €6,708.34 rate · balance €31,708.34After 93 months: €6,781.25 rate · balance €31,781.25After 94 months: €6,854.17 rate · balance €31,854.17After 95 months: €6,927.09 rate · balance €31,927.09After 96 months: €7,000.00 rate · balance €32,000.00After 97 months: €7,072.92 rate · balance €32,072.92After 98 months: €7,145.84 rate · balance €32,145.84After 99 months: €7,218.75 rate · balance €32,218.75After 100 months: €7,291.67 rate · balance €32,291.67After 101 months: €7,364.59 rate · balance €32,364.59After 102 months: €7,437.50 rate · balance €32,437.50After 103 months: €7,510.42 rate · balance €32,510.42After 104 months: €7,583.34 rate · balance €32,583.34After 105 months: €7,656.25 rate · balance €32,656.25After 106 months: €7,729.17 rate · balance €32,729.17After 107 months: €7,802.09 rate · balance €32,802.09After 108 months: €7,875.00 rate · balance €32,875.00
€ 0€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs€7,875After 1 month: €72.92 rate · balance €25,072.92After 2 months: €145.83 rate · balance €25,145.83After 3 months: €218.75 rate · balance €25,218.75After 4 months: €291.67 rate · balance €25,291.67After 5 months: €364.58 rate · balance €25,364.58After 6 months: €437.50 rate · balance €25,437.50After 7 months: €510.42 rate · balance €25,510.42After 8 months: €583.33 rate · balance €25,583.33After 9 months: €656.25 rate · balance €25,656.25After 10 months: €729.17 rate · balance €25,729.17After 11 months: €802.08 rate · balance €25,802.08After 12 months: €875.00 rate · balance €25,875.00After 13 months: €947.92 rate · balance €25,947.92After 14 months: €1,020.83 rate · balance €26,020.83After 15 months: €1,093.75 rate · balance €26,093.75After 16 months: €1,166.67 rate · balance €26,166.67After 17 months: €1,239.58 rate · balance €26,239.58After 18 months: €1,312.50 rate · balance €26,312.50After 19 months: €1,385.42 rate · balance €26,385.42After 20 months: €1,458.33 rate · balance €26,458.33After 21 months: €1,531.25 rate · balance €26,531.25After 22 months: €1,604.17 rate · balance €26,604.17After 23 months: €1,677.08 rate · balance €26,677.08After 24 months: €1,750.00 rate · balance €26,750.00After 25 months: €1,822.92 rate · balance €26,822.92After 26 months: €1,895.83 rate · balance €26,895.83After 27 months: €1,968.75 rate · balance €26,968.75After 28 months: €2,041.67 rate · balance €27,041.67After 29 months: €2,114.58 rate · balance €27,114.58After 30 months: €2,187.50 rate · balance €27,187.50After 31 months: €2,260.42 rate · balance €27,260.42After 32 months: €2,333.33 rate · balance €27,333.33After 33 months: €2,406.25 rate · balance €27,406.25After 34 months: €2,479.17 rate · balance €27,479.17After 35 months: €2,552.08 rate · balance €27,552.08After 36 months: €2,625.00 rate · balance €27,625.00After 37 months: €2,697.92 rate · balance €27,697.92After 38 months: €2,770.83 rate · balance €27,770.83After 39 months: €2,843.75 rate · balance €27,843.75After 40 months: €2,916.67 rate · balance €27,916.67After 41 months: €2,989.58 rate · balance €27,989.58After 42 months: €3,062.50 rate · balance €28,062.50After 43 months: €3,135.42 rate · balance €28,135.42After 44 months: €3,208.33 rate · balance €28,208.33After 45 months: €3,281.25 rate · balance €28,281.25After 46 months: €3,354.17 rate · balance €28,354.17After 47 months: €3,427.08 rate · balance €28,427.08After 48 months: €3,500.00 rate · balance €28,500.00After 49 months: €3,572.92 rate · balance €28,572.92After 50 months: €3,645.84 rate · balance €28,645.84After 51 months: €3,718.75 rate · balance €28,718.75After 52 months: €3,791.67 rate · balance €28,791.67After 53 months: €3,864.59 rate · balance €28,864.59After 54 months: €3,937.50 rate · balance €28,937.50After 55 months: €4,010.42 rate · balance €29,010.42After 56 months: €4,083.34 rate · balance €29,083.34After 57 months: €4,156.25 rate · balance €29,156.25After 58 months: €4,229.17 rate · balance €29,229.17After 59 months: €4,302.09 rate · balance €29,302.09After 60 months: €4,375.00 rate · balance €29,375.00After 61 months: €4,447.92 rate · balance €29,447.92After 62 months: €4,520.84 rate · balance €29,520.84After 63 months: €4,593.75 rate · balance €29,593.75After 64 months: €4,666.67 rate · balance €29,666.67After 65 months: €4,739.59 rate · balance €29,739.59After 66 months: €4,812.50 rate · balance €29,812.50After 67 months: €4,885.42 rate · balance €29,885.42After 68 months: €4,958.34 rate · balance €29,958.34After 69 months: €5,031.25 rate · balance €30,031.25After 70 months: €5,104.17 rate · balance €30,104.17After 71 months: €5,177.09 rate · balance €30,177.09After 72 months: €5,250.00 rate · balance €30,250.00After 73 months: €5,322.92 rate · balance €30,322.92After 74 months: €5,395.84 rate · balance €30,395.84After 75 months: €5,468.75 rate · balance €30,468.75After 76 months: €5,541.67 rate · balance €30,541.67After 77 months: €5,614.59 rate · balance €30,614.59After 78 months: €5,687.50 rate · balance €30,687.50After 79 months: €5,760.42 rate · balance €30,760.42After 80 months: €5,833.34 rate · balance €30,833.34After 81 months: €5,906.25 rate · balance €30,906.25After 82 months: €5,979.17 rate · balance €30,979.17After 83 months: €6,052.09 rate · balance €31,052.09After 84 months: €6,125.00 rate · balance €31,125.00After 85 months: €6,197.92 rate · balance €31,197.92After 86 months: €6,270.84 rate · balance €31,270.84After 87 months: €6,343.75 rate · balance €31,343.75After 88 months: €6,416.67 rate · balance €31,416.67After 89 months: €6,489.59 rate · balance €31,489.59After 90 months: €6,562.50 rate · balance €31,562.50After 91 months: €6,635.42 rate · balance €31,635.42After 92 months: €6,708.34 rate · balance €31,708.34After 93 months: €6,781.25 rate · balance €31,781.25After 94 months: €6,854.17 rate · balance €31,854.17After 95 months: €6,927.09 rate · balance €31,927.09After 96 months: €7,000.00 rate · balance €32,000.00After 97 months: €7,072.92 rate · balance €32,072.92After 98 months: €7,145.84 rate · balance €32,145.84After 99 months: €7,218.75 rate · balance €32,218.75After 100 months: €7,291.67 rate · balance €32,291.67After 101 months: €7,364.59 rate · balance €32,364.59After 102 months: €7,437.50 rate · balance €32,437.50After 103 months: €7,510.42 rate · balance €32,510.42After 104 months: €7,583.34 rate · balance €32,583.34After 105 months: €7,656.25 rate · balance €32,656.25After 106 months: €7,729.17 rate · balance €32,729.17After 107 months: €7,802.09 rate · balance €32,802.09After 108 months: €7,875.00 rate · balance €32,875.00
Per year
AfterInterest up to thenBalance
1 year€875€25,875
2 years€1,750€26,750
3 years€2,625€27,625
4 years€3,500€28,500
5 years€4,375€29,375
6 years€5,250€30,250
7 years€6,125€31,125
8 years€7,000€32,000
9 years€7,875€32,875

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe