Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 2 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
Back to the comparison

Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 10 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
3.70%
10 years fixed
Your return on €10,000
€370
per year, annualised · €3,700 total over 10 years
Deposit guarantee
€10,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 10 years: €3,700.
Interest built up over 10 years
€ 0€ 2kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.70%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 Aug 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€10,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.70% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (120 mo) 3.70%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

1 year · 2.61% · Raisin5 years · 3.00% · Raisin6 years · 3.40% · Raisin7 years · 3.40% · Raisin8 years · 3.50% · Raisin9 years · 3.50% · Raisin
€3,700After 1 month: €30.83 rate · balance €10,030.83After 2 months: €61.67 rate · balance €10,061.67After 3 months: €92.50 rate · balance €10,092.50After 4 months: €123.33 rate · balance €10,123.33After 5 months: €154.17 rate · balance €10,154.17After 6 months: €185.00 rate · balance €10,185.00After 7 months: €215.83 rate · balance €10,215.83After 8 months: €246.67 rate · balance €10,246.67After 9 months: €277.50 rate · balance €10,277.50After 10 months: €308.33 rate · balance €10,308.33After 11 months: €339.17 rate · balance €10,339.17After 12 months: €370.00 rate · balance €10,370.00After 13 months: €400.83 rate · balance €10,400.83After 14 months: €431.67 rate · balance €10,431.67After 15 months: €462.50 rate · balance €10,462.50After 16 months: €493.33 rate · balance €10,493.33After 17 months: €524.17 rate · balance €10,524.17After 18 months: €555.00 rate · balance €10,555.00After 19 months: €585.83 rate · balance €10,585.83After 20 months: €616.67 rate · balance €10,616.67After 21 months: €647.50 rate · balance €10,647.50After 22 months: €678.33 rate · balance €10,678.33After 23 months: €709.17 rate · balance €10,709.17After 24 months: €740.00 rate · balance €10,740.00After 25 months: €770.83 rate · balance €10,770.83After 26 months: €801.67 rate · balance €10,801.67After 27 months: €832.50 rate · balance €10,832.50After 28 months: €863.33 rate · balance €10,863.33After 29 months: €894.17 rate · balance €10,894.17After 30 months: €925.00 rate · balance €10,925.00After 31 months: €955.83 rate · balance €10,955.83After 32 months: €986.67 rate · balance €10,986.67After 33 months: €1,017.50 rate · balance €11,017.50After 34 months: €1,048.33 rate · balance €11,048.33After 35 months: €1,079.17 rate · balance €11,079.17After 36 months: €1,110.00 rate · balance €11,110.00After 37 months: €1,140.83 rate · balance €11,140.83After 38 months: €1,171.67 rate · balance €11,171.67After 39 months: €1,202.50 rate · balance €11,202.50After 40 months: €1,233.33 rate · balance €11,233.33After 41 months: €1,264.17 rate · balance €11,264.17After 42 months: €1,295.00 rate · balance €11,295.00After 43 months: €1,325.83 rate · balance €11,325.83After 44 months: €1,356.67 rate · balance €11,356.67After 45 months: €1,387.50 rate · balance €11,387.50After 46 months: €1,418.33 rate · balance €11,418.33After 47 months: €1,449.17 rate · balance €11,449.17After 48 months: €1,480.00 rate · balance €11,480.00After 49 months: €1,510.83 rate · balance €11,510.83After 50 months: €1,541.67 rate · balance €11,541.67After 51 months: €1,572.50 rate · balance €11,572.50After 52 months: €1,603.33 rate · balance €11,603.33After 53 months: €1,634.16 rate · balance €11,634.16After 54 months: €1,665.00 rate · balance €11,665.00After 55 months: €1,695.83 rate · balance €11,695.83After 56 months: €1,726.66 rate · balance €11,726.66After 57 months: €1,757.50 rate · balance €11,757.50After 58 months: €1,788.33 rate · balance €11,788.33After 59 months: €1,819.16 rate · balance €11,819.16After 60 months: €1,850.00 rate · balance €11,850.00After 61 months: €1,880.83 rate · balance €11,880.83After 62 months: €1,911.66 rate · balance €11,911.66After 63 months: €1,942.50 rate · balance €11,942.50After 64 months: €1,973.33 rate · balance €11,973.33After 65 months: €2,004.16 rate · balance €12,004.16After 66 months: €2,035.00 rate · balance €12,035.00After 67 months: €2,065.83 rate · balance €12,065.83After 68 months: €2,096.66 rate · balance €12,096.66After 69 months: €2,127.50 rate · balance €12,127.50After 70 months: €2,158.33 rate · balance €12,158.33After 71 months: €2,189.16 rate · balance €12,189.16After 72 months: €2,220.00 rate · balance €12,220.00After 73 months: €2,250.83 rate · balance €12,250.83After 74 months: €2,281.66 rate · balance €12,281.66After 75 months: €2,312.50 rate · balance €12,312.50After 76 months: €2,343.33 rate · balance €12,343.33After 77 months: €2,374.16 rate · balance €12,374.16After 78 months: €2,405.00 rate · balance €12,405.00After 79 months: €2,435.83 rate · balance €12,435.83After 80 months: €2,466.66 rate · balance €12,466.66After 81 months: €2,497.50 rate · balance €12,497.50After 82 months: €2,528.33 rate · balance €12,528.33After 83 months: €2,559.16 rate · balance €12,559.16After 84 months: €2,590.00 rate · balance €12,590.00After 85 months: €2,620.83 rate · balance €12,620.83After 86 months: €2,651.66 rate · balance €12,651.66After 87 months: €2,682.50 rate · balance €12,682.50After 88 months: €2,713.33 rate · balance €12,713.33After 89 months: €2,744.16 rate · balance €12,744.16After 90 months: €2,775.00 rate · balance €12,775.00After 91 months: €2,805.83 rate · balance €12,805.83After 92 months: €2,836.66 rate · balance €12,836.66After 93 months: €2,867.50 rate · balance €12,867.50After 94 months: €2,898.33 rate · balance €12,898.33After 95 months: €2,929.16 rate · balance €12,929.16After 96 months: €2,960.00 rate · balance €12,960.00After 97 months: €2,990.83 rate · balance €12,990.83After 98 months: €3,021.66 rate · balance €13,021.66After 99 months: €3,052.50 rate · balance €13,052.50After 100 months: €3,083.33 rate · balance €13,083.33After 101 months: €3,114.16 rate · balance €13,114.16After 102 months: €3,145.00 rate · balance €13,145.00After 103 months: €3,175.83 rate · balance €13,175.83After 104 months: €3,206.66 rate · balance €13,206.66After 105 months: €3,237.50 rate · balance €13,237.50After 106 months: €3,268.33 rate · balance €13,268.33After 107 months: €3,299.16 rate · balance €13,299.16After 108 months: €3,330.00 rate · balance €13,330.00After 109 months: €3,360.83 rate · balance €13,360.83After 110 months: €3,391.66 rate · balance €13,391.66After 111 months: €3,422.50 rate · balance €13,422.50After 112 months: €3,453.33 rate · balance €13,453.33After 113 months: €3,484.16 rate · balance €13,484.16After 114 months: €3,515.00 rate · balance €13,515.00After 115 months: €3,545.83 rate · balance €13,545.83After 116 months: €3,576.66 rate · balance €13,576.66After 117 months: €3,607.50 rate · balance €13,607.50After 118 months: €3,638.33 rate · balance €13,638.33After 119 months: €3,669.16 rate · balance €13,669.16After 120 months: €3,700.00 rate · balance €13,700.00
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€3,700After 1 month: €30.83 rate · balance €10,030.83After 2 months: €61.67 rate · balance €10,061.67After 3 months: €92.50 rate · balance €10,092.50After 4 months: €123.33 rate · balance €10,123.33After 5 months: €154.17 rate · balance €10,154.17After 6 months: €185.00 rate · balance €10,185.00After 7 months: €215.83 rate · balance €10,215.83After 8 months: €246.67 rate · balance €10,246.67After 9 months: €277.50 rate · balance €10,277.50After 10 months: €308.33 rate · balance €10,308.33After 11 months: €339.17 rate · balance €10,339.17After 12 months: €370.00 rate · balance €10,370.00After 13 months: €400.83 rate · balance €10,400.83After 14 months: €431.67 rate · balance €10,431.67After 15 months: €462.50 rate · balance €10,462.50After 16 months: €493.33 rate · balance €10,493.33After 17 months: €524.17 rate · balance €10,524.17After 18 months: €555.00 rate · balance €10,555.00After 19 months: €585.83 rate · balance €10,585.83After 20 months: €616.67 rate · balance €10,616.67After 21 months: €647.50 rate · balance €10,647.50After 22 months: €678.33 rate · balance €10,678.33After 23 months: €709.17 rate · balance €10,709.17After 24 months: €740.00 rate · balance €10,740.00After 25 months: €770.83 rate · balance €10,770.83After 26 months: €801.67 rate · balance €10,801.67After 27 months: €832.50 rate · balance €10,832.50After 28 months: €863.33 rate · balance €10,863.33After 29 months: €894.17 rate · balance €10,894.17After 30 months: €925.00 rate · balance €10,925.00After 31 months: €955.83 rate · balance €10,955.83After 32 months: €986.67 rate · balance €10,986.67After 33 months: €1,017.50 rate · balance €11,017.50After 34 months: €1,048.33 rate · balance €11,048.33After 35 months: €1,079.17 rate · balance €11,079.17After 36 months: €1,110.00 rate · balance €11,110.00After 37 months: €1,140.83 rate · balance €11,140.83After 38 months: €1,171.67 rate · balance €11,171.67After 39 months: €1,202.50 rate · balance €11,202.50After 40 months: €1,233.33 rate · balance €11,233.33After 41 months: €1,264.17 rate · balance €11,264.17After 42 months: €1,295.00 rate · balance €11,295.00After 43 months: €1,325.83 rate · balance €11,325.83After 44 months: €1,356.67 rate · balance €11,356.67After 45 months: €1,387.50 rate · balance €11,387.50After 46 months: €1,418.33 rate · balance €11,418.33After 47 months: €1,449.17 rate · balance €11,449.17After 48 months: €1,480.00 rate · balance €11,480.00After 49 months: €1,510.83 rate · balance €11,510.83After 50 months: €1,541.67 rate · balance €11,541.67After 51 months: €1,572.50 rate · balance €11,572.50After 52 months: €1,603.33 rate · balance €11,603.33After 53 months: €1,634.16 rate · balance €11,634.16After 54 months: €1,665.00 rate · balance €11,665.00After 55 months: €1,695.83 rate · balance €11,695.83After 56 months: €1,726.66 rate · balance €11,726.66After 57 months: €1,757.50 rate · balance €11,757.50After 58 months: €1,788.33 rate · balance €11,788.33After 59 months: €1,819.16 rate · balance €11,819.16After 60 months: €1,850.00 rate · balance €11,850.00After 61 months: €1,880.83 rate · balance €11,880.83After 62 months: €1,911.66 rate · balance €11,911.66After 63 months: €1,942.50 rate · balance €11,942.50After 64 months: €1,973.33 rate · balance €11,973.33After 65 months: €2,004.16 rate · balance €12,004.16After 66 months: €2,035.00 rate · balance €12,035.00After 67 months: €2,065.83 rate · balance €12,065.83After 68 months: €2,096.66 rate · balance €12,096.66After 69 months: €2,127.50 rate · balance €12,127.50After 70 months: €2,158.33 rate · balance €12,158.33After 71 months: €2,189.16 rate · balance €12,189.16After 72 months: €2,220.00 rate · balance €12,220.00After 73 months: €2,250.83 rate · balance €12,250.83After 74 months: €2,281.66 rate · balance €12,281.66After 75 months: €2,312.50 rate · balance €12,312.50After 76 months: €2,343.33 rate · balance €12,343.33After 77 months: €2,374.16 rate · balance €12,374.16After 78 months: €2,405.00 rate · balance €12,405.00After 79 months: €2,435.83 rate · balance €12,435.83After 80 months: €2,466.66 rate · balance €12,466.66After 81 months: €2,497.50 rate · balance €12,497.50After 82 months: €2,528.33 rate · balance €12,528.33After 83 months: €2,559.16 rate · balance €12,559.16After 84 months: €2,590.00 rate · balance €12,590.00After 85 months: €2,620.83 rate · balance €12,620.83After 86 months: €2,651.66 rate · balance €12,651.66After 87 months: €2,682.50 rate · balance €12,682.50After 88 months: €2,713.33 rate · balance €12,713.33After 89 months: €2,744.16 rate · balance €12,744.16After 90 months: €2,775.00 rate · balance €12,775.00After 91 months: €2,805.83 rate · balance €12,805.83After 92 months: €2,836.66 rate · balance €12,836.66After 93 months: €2,867.50 rate · balance €12,867.50After 94 months: €2,898.33 rate · balance €12,898.33After 95 months: €2,929.16 rate · balance €12,929.16After 96 months: €2,960.00 rate · balance €12,960.00After 97 months: €2,990.83 rate · balance €12,990.83After 98 months: €3,021.66 rate · balance €13,021.66After 99 months: €3,052.50 rate · balance €13,052.50After 100 months: €3,083.33 rate · balance €13,083.33After 101 months: €3,114.16 rate · balance €13,114.16After 102 months: €3,145.00 rate · balance €13,145.00After 103 months: €3,175.83 rate · balance €13,175.83After 104 months: €3,206.66 rate · balance €13,206.66After 105 months: €3,237.50 rate · balance €13,237.50After 106 months: €3,268.33 rate · balance €13,268.33After 107 months: €3,299.16 rate · balance €13,299.16After 108 months: €3,330.00 rate · balance €13,330.00After 109 months: €3,360.83 rate · balance €13,360.83After 110 months: €3,391.66 rate · balance €13,391.66After 111 months: €3,422.50 rate · balance €13,422.50After 112 months: €3,453.33 rate · balance €13,453.33After 113 months: €3,484.16 rate · balance €13,484.16After 114 months: €3,515.00 rate · balance €13,515.00After 115 months: €3,545.83 rate · balance €13,545.83After 116 months: €3,576.66 rate · balance €13,576.66After 117 months: €3,607.50 rate · balance €13,607.50After 118 months: €3,638.33 rate · balance €13,638.33After 119 months: €3,669.16 rate · balance €13,669.16After 120 months: €3,700.00 rate · balance €13,700.00
Per year
AfterInterest up to thenBalance
1 year€370€10,370
2 years€740€10,740
3 years€1,110€11,110
4 years€1,480€11,480
5 years€1,850€11,850
6 years€2,220€12,220
7 years€2,590€12,590
8 years€2,960€12,960
9 years€3,330€13,330
10 years€3,700€13,700

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe