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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
Back to the comparison

Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 10 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
3.70%
10 years fixed
Your return on €100,000
€3,700
per year, annualised · €37,000 total over 10 years
Deposit guarantee
€100,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 10 years: €37,000.
Interest built up over 10 years
€ 0€ 20kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.70%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 Aug 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€100,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.70% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (120 mo) 3.70%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

1 year · 2.61% · Raisin5 years · 3.00% · Raisin6 years · 3.40% · Raisin7 years · 3.40% · Raisin8 years · 3.50% · Raisin9 years · 3.50% · Raisin
€37,000After 1 month: €308.33 rate · balance €100,308.33After 2 months: €616.67 rate · balance €100,616.67After 3 months: €925.00 rate · balance €100,925.00After 4 months: €1,233.33 rate · balance €101,233.33After 5 months: €1,541.67 rate · balance €101,541.67After 6 months: €1,850.00 rate · balance €101,850.00After 7 months: €2,158.33 rate · balance €102,158.33After 8 months: €2,466.67 rate · balance €102,466.67After 9 months: €2,775.00 rate · balance €102,775.00After 10 months: €3,083.33 rate · balance €103,083.33After 11 months: €3,391.67 rate · balance €103,391.67After 12 months: €3,700.00 rate · balance €103,700.00After 13 months: €4,008.33 rate · balance €104,008.33After 14 months: €4,316.67 rate · balance €104,316.67After 15 months: €4,625.00 rate · balance €104,625.00After 16 months: €4,933.33 rate · balance €104,933.33After 17 months: €5,241.67 rate · balance €105,241.67After 18 months: €5,550.00 rate · balance €105,550.00After 19 months: €5,858.33 rate · balance €105,858.33After 20 months: €6,166.67 rate · balance €106,166.67After 21 months: €6,475.00 rate · balance €106,475.00After 22 months: €6,783.33 rate · balance €106,783.33After 23 months: €7,091.67 rate · balance €107,091.67After 24 months: €7,400.00 rate · balance €107,400.00After 25 months: €7,708.33 rate · balance €107,708.33After 26 months: €8,016.67 rate · balance €108,016.67After 27 months: €8,325.00 rate · balance €108,325.00After 28 months: €8,633.33 rate · balance €108,633.33After 29 months: €8,941.67 rate · balance €108,941.67After 30 months: €9,250.00 rate · balance €109,250.00After 31 months: €9,558.33 rate · balance €109,558.33After 32 months: €9,866.67 rate · balance €109,866.67After 33 months: €10,175.00 rate · balance €110,175.00After 34 months: €10,483.33 rate · balance €110,483.33After 35 months: €10,791.67 rate · balance €110,791.67After 36 months: €11,100.00 rate · balance €111,100.00After 37 months: €11,408.33 rate · balance €111,408.33After 38 months: €11,716.67 rate · balance €111,716.67After 39 months: €12,025.00 rate · balance €112,025.00After 40 months: €12,333.33 rate · balance €112,333.33After 41 months: €12,641.67 rate · balance €112,641.67After 42 months: €12,950.00 rate · balance €112,950.00After 43 months: €13,258.33 rate · balance €113,258.33After 44 months: €13,566.67 rate · balance €113,566.67After 45 months: €13,875.00 rate · balance €113,875.00After 46 months: €14,183.33 rate · balance €114,183.33After 47 months: €14,491.67 rate · balance €114,491.67After 48 months: €14,800.00 rate · balance €114,800.00After 49 months: €15,108.33 rate · balance €115,108.33After 50 months: €15,416.67 rate · balance €115,416.67After 51 months: €15,725.00 rate · balance €115,725.00After 52 months: €16,033.33 rate · balance €116,033.33After 53 months: €16,341.66 rate · balance €116,341.66After 54 months: €16,650.00 rate · balance €116,650.00After 55 months: €16,958.33 rate · balance €116,958.33After 56 months: €17,266.66 rate · balance €117,266.66After 57 months: €17,575.00 rate · balance €117,575.00After 58 months: €17,883.33 rate · balance €117,883.33After 59 months: €18,191.66 rate · balance €118,191.66After 60 months: €18,500.00 rate · balance €118,500.00After 61 months: €18,808.33 rate · balance €118,808.33After 62 months: €19,116.66 rate · balance €119,116.66After 63 months: €19,425.00 rate · balance €119,425.00After 64 months: €19,733.33 rate · balance €119,733.33After 65 months: €20,041.66 rate · balance €120,041.66After 66 months: €20,350.00 rate · balance €120,350.00After 67 months: €20,658.33 rate · balance €120,658.33After 68 months: €20,966.66 rate · balance €120,966.66After 69 months: €21,275.00 rate · balance €121,275.00After 70 months: €21,583.33 rate · balance €121,583.33After 71 months: €21,891.66 rate · balance €121,891.66After 72 months: €22,200.00 rate · balance €122,200.00After 73 months: €22,508.33 rate · balance €122,508.33After 74 months: €22,816.66 rate · balance €122,816.66After 75 months: €23,125.00 rate · balance €123,125.00After 76 months: €23,433.33 rate · balance €123,433.33After 77 months: €23,741.66 rate · balance €123,741.66After 78 months: €24,050.00 rate · balance €124,050.00After 79 months: €24,358.33 rate · balance €124,358.33After 80 months: €24,666.66 rate · balance €124,666.66After 81 months: €24,975.00 rate · balance €124,975.00After 82 months: €25,283.33 rate · balance €125,283.33After 83 months: €25,591.66 rate · balance €125,591.66After 84 months: €25,900.00 rate · balance €125,900.00After 85 months: €26,208.33 rate · balance €126,208.33After 86 months: €26,516.66 rate · balance €126,516.66After 87 months: €26,825.00 rate · balance €126,825.00After 88 months: €27,133.33 rate · balance €127,133.33After 89 months: €27,441.66 rate · balance €127,441.66After 90 months: €27,750.00 rate · balance €127,750.00After 91 months: €28,058.33 rate · balance €128,058.33After 92 months: €28,366.66 rate · balance €128,366.66After 93 months: €28,675.00 rate · balance €128,675.00After 94 months: €28,983.33 rate · balance €128,983.33After 95 months: €29,291.66 rate · balance €129,291.66After 96 months: €29,600.00 rate · balance €129,600.00After 97 months: €29,908.33 rate · balance €129,908.33After 98 months: €30,216.66 rate · balance €130,216.66After 99 months: €30,525.00 rate · balance €130,525.00After 100 months: €30,833.33 rate · balance €130,833.33After 101 months: €31,141.66 rate · balance €131,141.66After 102 months: €31,450.00 rate · balance €131,450.00After 103 months: €31,758.33 rate · balance €131,758.33After 104 months: €32,066.66 rate · balance €132,066.66After 105 months: €32,375.00 rate · balance €132,375.00After 106 months: €32,683.33 rate · balance €132,683.33After 107 months: €32,991.66 rate · balance €132,991.66After 108 months: €33,300.00 rate · balance €133,300.00After 109 months: €33,608.33 rate · balance €133,608.33After 110 months: €33,916.66 rate · balance €133,916.66After 111 months: €34,225.00 rate · balance €134,225.00After 112 months: €34,533.33 rate · balance €134,533.33After 113 months: €34,841.66 rate · balance €134,841.66After 114 months: €35,150.00 rate · balance €135,150.00After 115 months: €35,458.33 rate · balance €135,458.33After 116 months: €35,766.66 rate · balance €135,766.66After 117 months: €36,075.00 rate · balance €136,075.00After 118 months: €36,383.33 rate · balance €136,383.33After 119 months: €36,691.66 rate · balance €136,691.66After 120 months: €37,000.00 rate · balance €137,000.00
€ 0€ 20kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€37,000After 1 month: €308.33 rate · balance €100,308.33After 2 months: €616.67 rate · balance €100,616.67After 3 months: €925.00 rate · balance €100,925.00After 4 months: €1,233.33 rate · balance €101,233.33After 5 months: €1,541.67 rate · balance €101,541.67After 6 months: €1,850.00 rate · balance €101,850.00After 7 months: €2,158.33 rate · balance €102,158.33After 8 months: €2,466.67 rate · balance €102,466.67After 9 months: €2,775.00 rate · balance €102,775.00After 10 months: €3,083.33 rate · balance €103,083.33After 11 months: €3,391.67 rate · balance €103,391.67After 12 months: €3,700.00 rate · balance €103,700.00After 13 months: €4,008.33 rate · balance €104,008.33After 14 months: €4,316.67 rate · balance €104,316.67After 15 months: €4,625.00 rate · balance €104,625.00After 16 months: €4,933.33 rate · balance €104,933.33After 17 months: €5,241.67 rate · balance €105,241.67After 18 months: €5,550.00 rate · balance €105,550.00After 19 months: €5,858.33 rate · balance €105,858.33After 20 months: €6,166.67 rate · balance €106,166.67After 21 months: €6,475.00 rate · balance €106,475.00After 22 months: €6,783.33 rate · balance €106,783.33After 23 months: €7,091.67 rate · balance €107,091.67After 24 months: €7,400.00 rate · balance €107,400.00After 25 months: €7,708.33 rate · balance €107,708.33After 26 months: €8,016.67 rate · balance €108,016.67After 27 months: €8,325.00 rate · balance €108,325.00After 28 months: €8,633.33 rate · balance €108,633.33After 29 months: €8,941.67 rate · balance €108,941.67After 30 months: €9,250.00 rate · balance €109,250.00After 31 months: €9,558.33 rate · balance €109,558.33After 32 months: €9,866.67 rate · balance €109,866.67After 33 months: €10,175.00 rate · balance €110,175.00After 34 months: €10,483.33 rate · balance €110,483.33After 35 months: €10,791.67 rate · balance €110,791.67After 36 months: €11,100.00 rate · balance €111,100.00After 37 months: €11,408.33 rate · balance €111,408.33After 38 months: €11,716.67 rate · balance €111,716.67After 39 months: €12,025.00 rate · balance €112,025.00After 40 months: €12,333.33 rate · balance €112,333.33After 41 months: €12,641.67 rate · balance €112,641.67After 42 months: €12,950.00 rate · balance €112,950.00After 43 months: €13,258.33 rate · balance €113,258.33After 44 months: €13,566.67 rate · balance €113,566.67After 45 months: €13,875.00 rate · balance €113,875.00After 46 months: €14,183.33 rate · balance €114,183.33After 47 months: €14,491.67 rate · balance €114,491.67After 48 months: €14,800.00 rate · balance €114,800.00After 49 months: €15,108.33 rate · balance €115,108.33After 50 months: €15,416.67 rate · balance €115,416.67After 51 months: €15,725.00 rate · balance €115,725.00After 52 months: €16,033.33 rate · balance €116,033.33After 53 months: €16,341.66 rate · balance €116,341.66After 54 months: €16,650.00 rate · balance €116,650.00After 55 months: €16,958.33 rate · balance €116,958.33After 56 months: €17,266.66 rate · balance €117,266.66After 57 months: €17,575.00 rate · balance €117,575.00After 58 months: €17,883.33 rate · balance €117,883.33After 59 months: €18,191.66 rate · balance €118,191.66After 60 months: €18,500.00 rate · balance €118,500.00After 61 months: €18,808.33 rate · balance €118,808.33After 62 months: €19,116.66 rate · balance €119,116.66After 63 months: €19,425.00 rate · balance €119,425.00After 64 months: €19,733.33 rate · balance €119,733.33After 65 months: €20,041.66 rate · balance €120,041.66After 66 months: €20,350.00 rate · balance €120,350.00After 67 months: €20,658.33 rate · balance €120,658.33After 68 months: €20,966.66 rate · balance €120,966.66After 69 months: €21,275.00 rate · balance €121,275.00After 70 months: €21,583.33 rate · balance €121,583.33After 71 months: €21,891.66 rate · balance €121,891.66After 72 months: €22,200.00 rate · balance €122,200.00After 73 months: €22,508.33 rate · balance €122,508.33After 74 months: €22,816.66 rate · balance €122,816.66After 75 months: €23,125.00 rate · balance €123,125.00After 76 months: €23,433.33 rate · balance €123,433.33After 77 months: €23,741.66 rate · balance €123,741.66After 78 months: €24,050.00 rate · balance €124,050.00After 79 months: €24,358.33 rate · balance €124,358.33After 80 months: €24,666.66 rate · balance €124,666.66After 81 months: €24,975.00 rate · balance €124,975.00After 82 months: €25,283.33 rate · balance €125,283.33After 83 months: €25,591.66 rate · balance €125,591.66After 84 months: €25,900.00 rate · balance €125,900.00After 85 months: €26,208.33 rate · balance €126,208.33After 86 months: €26,516.66 rate · balance €126,516.66After 87 months: €26,825.00 rate · balance €126,825.00After 88 months: €27,133.33 rate · balance €127,133.33After 89 months: €27,441.66 rate · balance €127,441.66After 90 months: €27,750.00 rate · balance €127,750.00After 91 months: €28,058.33 rate · balance €128,058.33After 92 months: €28,366.66 rate · balance €128,366.66After 93 months: €28,675.00 rate · balance €128,675.00After 94 months: €28,983.33 rate · balance €128,983.33After 95 months: €29,291.66 rate · balance €129,291.66After 96 months: €29,600.00 rate · balance €129,600.00After 97 months: €29,908.33 rate · balance €129,908.33After 98 months: €30,216.66 rate · balance €130,216.66After 99 months: €30,525.00 rate · balance €130,525.00After 100 months: €30,833.33 rate · balance €130,833.33After 101 months: €31,141.66 rate · balance €131,141.66After 102 months: €31,450.00 rate · balance €131,450.00After 103 months: €31,758.33 rate · balance €131,758.33After 104 months: €32,066.66 rate · balance €132,066.66After 105 months: €32,375.00 rate · balance €132,375.00After 106 months: €32,683.33 rate · balance €132,683.33After 107 months: €32,991.66 rate · balance €132,991.66After 108 months: €33,300.00 rate · balance €133,300.00After 109 months: €33,608.33 rate · balance €133,608.33After 110 months: €33,916.66 rate · balance €133,916.66After 111 months: €34,225.00 rate · balance €134,225.00After 112 months: €34,533.33 rate · balance €134,533.33After 113 months: €34,841.66 rate · balance €134,841.66After 114 months: €35,150.00 rate · balance €135,150.00After 115 months: €35,458.33 rate · balance €135,458.33After 116 months: €35,766.66 rate · balance €135,766.66After 117 months: €36,075.00 rate · balance €136,075.00After 118 months: €36,383.33 rate · balance €136,383.33After 119 months: €36,691.66 rate · balance €136,691.66After 120 months: €37,000.00 rate · balance €137,000.00
Per year
AfterInterest up to thenBalance
1 year€3,700€103,700
2 years€7,400€107,400
3 years€11,100€111,100
4 years€14,800€114,800
5 years€18,500€118,500
6 years€22,200€122,200
7 years€25,900€125,900
8 years€29,600€129,600
9 years€33,300€133,300
10 years€37,000€137,000

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe