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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
Back to the comparison

Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 10 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
3.70%
10 years fixed
Your return on €16,600
€614
per year, annualised · €6,142 total over 10 years
Deposit guarantee
€16,600 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 10 years: €6,142.
Interest built up over 10 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.70%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 Aug 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,600 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.70% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (120 mo) 3.70%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

1 year · 2.61% · Raisin5 years · 3.00% · Raisin6 years · 3.40% · Raisin7 years · 3.40% · Raisin8 years · 3.50% · Raisin9 years · 3.50% · Raisin
€6,142After 1 month: €51.18 rate · balance €16,651.18After 2 months: €102.37 rate · balance €16,702.37After 3 months: €153.55 rate · balance €16,753.55After 4 months: €204.73 rate · balance €16,804.73After 5 months: €255.92 rate · balance €16,855.92After 6 months: €307.10 rate · balance €16,907.10After 7 months: €358.28 rate · balance €16,958.28After 8 months: €409.47 rate · balance €17,009.47After 9 months: €460.65 rate · balance €17,060.65After 10 months: €511.83 rate · balance €17,111.83After 11 months: €563.02 rate · balance €17,163.02After 12 months: €614.20 rate · balance €17,214.20After 13 months: €665.38 rate · balance €17,265.38After 14 months: €716.57 rate · balance €17,316.57After 15 months: €767.75 rate · balance €17,367.75After 16 months: €818.93 rate · balance €17,418.93After 17 months: €870.12 rate · balance €17,470.12After 18 months: €921.30 rate · balance €17,521.30After 19 months: €972.48 rate · balance €17,572.48After 20 months: €1,023.67 rate · balance €17,623.67After 21 months: €1,074.85 rate · balance €17,674.85After 22 months: €1,126.03 rate · balance €17,726.03After 23 months: €1,177.22 rate · balance €17,777.22After 24 months: €1,228.40 rate · balance €17,828.40After 25 months: €1,279.58 rate · balance €17,879.58After 26 months: €1,330.77 rate · balance €17,930.77After 27 months: €1,381.95 rate · balance €17,981.95After 28 months: €1,433.13 rate · balance €18,033.13After 29 months: €1,484.32 rate · balance €18,084.32After 30 months: €1,535.50 rate · balance €18,135.50After 31 months: €1,586.68 rate · balance €18,186.68After 32 months: €1,637.87 rate · balance €18,237.87After 33 months: €1,689.05 rate · balance €18,289.05After 34 months: €1,740.23 rate · balance €18,340.23After 35 months: €1,791.42 rate · balance €18,391.42After 36 months: €1,842.60 rate · balance €18,442.60After 37 months: €1,893.78 rate · balance €18,493.78After 38 months: €1,944.97 rate · balance €18,544.97After 39 months: €1,996.15 rate · balance €18,596.15After 40 months: €2,047.33 rate · balance €18,647.33After 41 months: €2,098.52 rate · balance €18,698.52After 42 months: €2,149.70 rate · balance €18,749.70After 43 months: €2,200.88 rate · balance €18,800.88After 44 months: €2,252.07 rate · balance €18,852.07After 45 months: €2,303.25 rate · balance €18,903.25After 46 months: €2,354.43 rate · balance €18,954.43After 47 months: €2,405.62 rate · balance €19,005.62After 48 months: €2,456.80 rate · balance €19,056.80After 49 months: €2,507.98 rate · balance €19,107.98After 50 months: €2,559.16 rate · balance €19,159.17After 51 months: €2,610.35 rate · balance €19,210.35After 52 months: €2,661.53 rate · balance €19,261.53After 53 months: €2,712.71 rate · balance €19,312.71After 54 months: €2,763.90 rate · balance €19,363.90After 55 months: €2,815.08 rate · balance €19,415.08After 56 months: €2,866.26 rate · balance €19,466.26After 57 months: €2,917.45 rate · balance €19,517.45After 58 months: €2,968.63 rate · balance €19,568.63After 59 months: €3,019.81 rate · balance €19,619.81After 60 months: €3,071.00 rate · balance €19,671.00After 61 months: €3,122.18 rate · balance €19,722.18After 62 months: €3,173.36 rate · balance €19,773.36After 63 months: €3,224.55 rate · balance €19,824.55After 64 months: €3,275.73 rate · balance €19,875.73After 65 months: €3,326.91 rate · balance €19,926.91After 66 months: €3,378.10 rate · balance €19,978.10After 67 months: €3,429.28 rate · balance €20,029.28After 68 months: €3,480.46 rate · balance €20,080.46After 69 months: €3,531.65 rate · balance €20,131.65After 70 months: €3,582.83 rate · balance €20,182.83After 71 months: €3,634.01 rate · balance €20,234.01After 72 months: €3,685.20 rate · balance €20,285.20After 73 months: €3,736.38 rate · balance €20,336.38After 74 months: €3,787.56 rate · balance €20,387.56After 75 months: €3,838.75 rate · balance €20,438.75After 76 months: €3,889.93 rate · balance €20,489.93After 77 months: €3,941.11 rate · balance €20,541.11After 78 months: €3,992.30 rate · balance €20,592.30After 79 months: €4,043.48 rate · balance €20,643.48After 80 months: €4,094.66 rate · balance €20,694.66After 81 months: €4,145.85 rate · balance €20,745.85After 82 months: €4,197.03 rate · balance €20,797.03After 83 months: €4,248.21 rate · balance €20,848.21After 84 months: €4,299.40 rate · balance €20,899.40After 85 months: €4,350.58 rate · balance €20,950.58After 86 months: €4,401.76 rate · balance €21,001.76After 87 months: €4,452.95 rate · balance €21,052.95After 88 months: €4,504.13 rate · balance €21,104.13After 89 months: €4,555.31 rate · balance €21,155.31After 90 months: €4,606.50 rate · balance €21,206.50After 91 months: €4,657.68 rate · balance €21,257.68After 92 months: €4,708.86 rate · balance €21,308.86After 93 months: €4,760.05 rate · balance €21,360.05After 94 months: €4,811.23 rate · balance €21,411.23After 95 months: €4,862.41 rate · balance €21,462.41After 96 months: €4,913.60 rate · balance €21,513.60After 97 months: €4,964.78 rate · balance €21,564.78After 98 months: €5,015.96 rate · balance €21,615.96After 99 months: €5,067.15 rate · balance €21,667.15After 100 months: €5,118.33 rate · balance €21,718.33After 101 months: €5,169.51 rate · balance €21,769.51After 102 months: €5,220.70 rate · balance €21,820.70After 103 months: €5,271.88 rate · balance €21,871.88After 104 months: €5,323.06 rate · balance €21,923.06After 105 months: €5,374.25 rate · balance €21,974.25After 106 months: €5,425.43 rate · balance €22,025.43After 107 months: €5,476.61 rate · balance €22,076.61After 108 months: €5,527.80 rate · balance €22,127.80After 109 months: €5,578.98 rate · balance €22,178.98After 110 months: €5,630.16 rate · balance €22,230.16After 111 months: €5,681.35 rate · balance €22,281.35After 112 months: €5,732.53 rate · balance €22,332.53After 113 months: €5,783.71 rate · balance €22,383.71After 114 months: €5,834.90 rate · balance €22,434.90After 115 months: €5,886.08 rate · balance €22,486.08After 116 months: €5,937.26 rate · balance €22,537.26After 117 months: €5,988.45 rate · balance €22,588.45After 118 months: €6,039.63 rate · balance €22,639.63After 119 months: €6,090.81 rate · balance €22,690.81After 120 months: €6,142.00 rate · balance €22,742.00
€ 0€ 2,5k€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€6,142After 1 month: €51.18 rate · balance €16,651.18After 2 months: €102.37 rate · balance €16,702.37After 3 months: €153.55 rate · balance €16,753.55After 4 months: €204.73 rate · balance €16,804.73After 5 months: €255.92 rate · balance €16,855.92After 6 months: €307.10 rate · balance €16,907.10After 7 months: €358.28 rate · balance €16,958.28After 8 months: €409.47 rate · balance €17,009.47After 9 months: €460.65 rate · balance €17,060.65After 10 months: €511.83 rate · balance €17,111.83After 11 months: €563.02 rate · balance €17,163.02After 12 months: €614.20 rate · balance €17,214.20After 13 months: €665.38 rate · balance €17,265.38After 14 months: €716.57 rate · balance €17,316.57After 15 months: €767.75 rate · balance €17,367.75After 16 months: €818.93 rate · balance €17,418.93After 17 months: €870.12 rate · balance €17,470.12After 18 months: €921.30 rate · balance €17,521.30After 19 months: €972.48 rate · balance €17,572.48After 20 months: €1,023.67 rate · balance €17,623.67After 21 months: €1,074.85 rate · balance €17,674.85After 22 months: €1,126.03 rate · balance €17,726.03After 23 months: €1,177.22 rate · balance €17,777.22After 24 months: €1,228.40 rate · balance €17,828.40After 25 months: €1,279.58 rate · balance €17,879.58After 26 months: €1,330.77 rate · balance €17,930.77After 27 months: €1,381.95 rate · balance €17,981.95After 28 months: €1,433.13 rate · balance €18,033.13After 29 months: €1,484.32 rate · balance €18,084.32After 30 months: €1,535.50 rate · balance €18,135.50After 31 months: €1,586.68 rate · balance €18,186.68After 32 months: €1,637.87 rate · balance €18,237.87After 33 months: €1,689.05 rate · balance €18,289.05After 34 months: €1,740.23 rate · balance €18,340.23After 35 months: €1,791.42 rate · balance €18,391.42After 36 months: €1,842.60 rate · balance €18,442.60After 37 months: €1,893.78 rate · balance €18,493.78After 38 months: €1,944.97 rate · balance €18,544.97After 39 months: €1,996.15 rate · balance €18,596.15After 40 months: €2,047.33 rate · balance €18,647.33After 41 months: €2,098.52 rate · balance €18,698.52After 42 months: €2,149.70 rate · balance €18,749.70After 43 months: €2,200.88 rate · balance €18,800.88After 44 months: €2,252.07 rate · balance €18,852.07After 45 months: €2,303.25 rate · balance €18,903.25After 46 months: €2,354.43 rate · balance €18,954.43After 47 months: €2,405.62 rate · balance €19,005.62After 48 months: €2,456.80 rate · balance €19,056.80After 49 months: €2,507.98 rate · balance €19,107.98After 50 months: €2,559.16 rate · balance €19,159.17After 51 months: €2,610.35 rate · balance €19,210.35After 52 months: €2,661.53 rate · balance €19,261.53After 53 months: €2,712.71 rate · balance €19,312.71After 54 months: €2,763.90 rate · balance €19,363.90After 55 months: €2,815.08 rate · balance €19,415.08After 56 months: €2,866.26 rate · balance €19,466.26After 57 months: €2,917.45 rate · balance €19,517.45After 58 months: €2,968.63 rate · balance €19,568.63After 59 months: €3,019.81 rate · balance €19,619.81After 60 months: €3,071.00 rate · balance €19,671.00After 61 months: €3,122.18 rate · balance €19,722.18After 62 months: €3,173.36 rate · balance €19,773.36After 63 months: €3,224.55 rate · balance €19,824.55After 64 months: €3,275.73 rate · balance €19,875.73After 65 months: €3,326.91 rate · balance €19,926.91After 66 months: €3,378.10 rate · balance €19,978.10After 67 months: €3,429.28 rate · balance €20,029.28After 68 months: €3,480.46 rate · balance €20,080.46After 69 months: €3,531.65 rate · balance €20,131.65After 70 months: €3,582.83 rate · balance €20,182.83After 71 months: €3,634.01 rate · balance €20,234.01After 72 months: €3,685.20 rate · balance €20,285.20After 73 months: €3,736.38 rate · balance €20,336.38After 74 months: €3,787.56 rate · balance €20,387.56After 75 months: €3,838.75 rate · balance €20,438.75After 76 months: €3,889.93 rate · balance €20,489.93After 77 months: €3,941.11 rate · balance €20,541.11After 78 months: €3,992.30 rate · balance €20,592.30After 79 months: €4,043.48 rate · balance €20,643.48After 80 months: €4,094.66 rate · balance €20,694.66After 81 months: €4,145.85 rate · balance €20,745.85After 82 months: €4,197.03 rate · balance €20,797.03After 83 months: €4,248.21 rate · balance €20,848.21After 84 months: €4,299.40 rate · balance €20,899.40After 85 months: €4,350.58 rate · balance €20,950.58After 86 months: €4,401.76 rate · balance €21,001.76After 87 months: €4,452.95 rate · balance €21,052.95After 88 months: €4,504.13 rate · balance €21,104.13After 89 months: €4,555.31 rate · balance €21,155.31After 90 months: €4,606.50 rate · balance €21,206.50After 91 months: €4,657.68 rate · balance €21,257.68After 92 months: €4,708.86 rate · balance €21,308.86After 93 months: €4,760.05 rate · balance €21,360.05After 94 months: €4,811.23 rate · balance €21,411.23After 95 months: €4,862.41 rate · balance €21,462.41After 96 months: €4,913.60 rate · balance €21,513.60After 97 months: €4,964.78 rate · balance €21,564.78After 98 months: €5,015.96 rate · balance €21,615.96After 99 months: €5,067.15 rate · balance €21,667.15After 100 months: €5,118.33 rate · balance €21,718.33After 101 months: €5,169.51 rate · balance €21,769.51After 102 months: €5,220.70 rate · balance €21,820.70After 103 months: €5,271.88 rate · balance €21,871.88After 104 months: €5,323.06 rate · balance €21,923.06After 105 months: €5,374.25 rate · balance €21,974.25After 106 months: €5,425.43 rate · balance €22,025.43After 107 months: €5,476.61 rate · balance €22,076.61After 108 months: €5,527.80 rate · balance €22,127.80After 109 months: €5,578.98 rate · balance €22,178.98After 110 months: €5,630.16 rate · balance €22,230.16After 111 months: €5,681.35 rate · balance €22,281.35After 112 months: €5,732.53 rate · balance €22,332.53After 113 months: €5,783.71 rate · balance €22,383.71After 114 months: €5,834.90 rate · balance €22,434.90After 115 months: €5,886.08 rate · balance €22,486.08After 116 months: €5,937.26 rate · balance €22,537.26After 117 months: €5,988.45 rate · balance €22,588.45After 118 months: €6,039.63 rate · balance €22,639.63After 119 months: €6,090.81 rate · balance €22,690.81After 120 months: €6,142.00 rate · balance €22,742.00
Per year
AfterInterest up to thenBalance
1 year€614€17,214
2 years€1,228€17,828
3 years€1,843€18,443
4 years€2,457€19,057
5 years€3,071€19,671
6 years€3,685€20,285
7 years€4,299€20,899
8 years€4,914€21,514
9 years€5,528€22,128
10 years€6,142€22,742

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

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