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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
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Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 10 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
3.70%
10 years fixed
Your return on €16,800
€622
per year, annualised · €6,216 total over 10 years
Deposit guarantee
€16,800 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 10 years: €6,216.
Interest built up over 10 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.70%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 Aug 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,800 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.70% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (120 mo) 3.70%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

1 year · 2.61% · Raisin5 years · 3.00% · Raisin6 years · 3.40% · Raisin7 years · 3.40% · Raisin8 years · 3.50% · Raisin9 years · 3.50% · Raisin
€6,216After 1 month: €51.80 rate · balance €16,851.80After 2 months: €103.60 rate · balance €16,903.60After 3 months: €155.40 rate · balance €16,955.40After 4 months: €207.20 rate · balance €17,007.20After 5 months: €259 rate · balance €17,059After 6 months: €310.80 rate · balance €17,110.80After 7 months: €362.60 rate · balance €17,162.60After 8 months: €414.40 rate · balance €17,214.40After 9 months: €466.20 rate · balance €17,266.20After 10 months: €518 rate · balance €17,318After 11 months: €569.80 rate · balance €17,369.80After 12 months: €621.60 rate · balance €17,421.60After 13 months: €673.40 rate · balance €17,473.40After 14 months: €725.20 rate · balance €17,525.20After 15 months: €777.00 rate · balance €17,577After 16 months: €828.80 rate · balance €17,628.80After 17 months: €880.60 rate · balance €17,680.60After 18 months: €932.40 rate · balance €17,732.40After 19 months: €984.20 rate · balance €17,784.20After 20 months: €1,036.00 rate · balance €17,836After 21 months: €1,087.80 rate · balance €17,887.80After 22 months: €1,139.60 rate · balance €17,939.60After 23 months: €1,191.40 rate · balance €17,991.40After 24 months: €1,243.20 rate · balance €18,043.20After 25 months: €1,295.00 rate · balance €18,095After 26 months: €1,346.80 rate · balance €18,146.80After 27 months: €1,398.60 rate · balance €18,198.60After 28 months: €1,450.40 rate · balance €18,250.40After 29 months: €1,502.20 rate · balance €18,302.20After 30 months: €1,554.00 rate · balance €18,354After 31 months: €1,605.80 rate · balance €18,405.80After 32 months: €1,657.60 rate · balance €18,457.60After 33 months: €1,709.40 rate · balance €18,509.40After 34 months: €1,761.20 rate · balance €18,561.20After 35 months: €1,813.00 rate · balance €18,613After 36 months: €1,864.80 rate · balance €18,664.80After 37 months: €1,916.60 rate · balance €18,716.60After 38 months: €1,968.40 rate · balance €18,768.40After 39 months: €2,020.20 rate · balance €18,820.20After 40 months: €2,072.00 rate · balance €18,872After 41 months: €2,123.80 rate · balance €18,923.80After 42 months: €2,175.60 rate · balance €18,975.60After 43 months: €2,227.40 rate · balance €19,027.40After 44 months: €2,279.20 rate · balance €19,079.20After 45 months: €2,331.00 rate · balance €19,131After 46 months: €2,382.80 rate · balance €19,182.80After 47 months: €2,434.60 rate · balance €19,234.60After 48 months: €2,486.40 rate · balance €19,286.40After 49 months: €2,538.20 rate · balance €19,338.20After 50 months: €2,590.00 rate · balance €19,390After 51 months: €2,641.80 rate · balance €19,441.80After 52 months: €2,693.60 rate · balance €19,493.60After 53 months: €2,745.40 rate · balance €19,545.40After 54 months: €2,797.20 rate · balance €19,597.20After 55 months: €2,849.00 rate · balance €19,649After 56 months: €2,900.80 rate · balance €19,700.80After 57 months: €2,952.60 rate · balance €19,752.60After 58 months: €3,004.40 rate · balance €19,804.40After 59 months: €3,056.20 rate · balance €19,856.20After 60 months: €3,108.00 rate · balance €19,908.00After 61 months: €3,159.80 rate · balance €19,959.80After 62 months: €3,211.60 rate · balance €20,011.60After 63 months: €3,263.40 rate · balance €20,063.40After 64 months: €3,315.20 rate · balance €20,115.20After 65 months: €3,367.00 rate · balance €20,167.00After 66 months: €3,418.80 rate · balance €20,218.80After 67 months: €3,470.60 rate · balance €20,270.60After 68 months: €3,522.40 rate · balance €20,322.40After 69 months: €3,574.20 rate · balance €20,374.20After 70 months: €3,626.00 rate · balance €20,426.00After 71 months: €3,677.80 rate · balance €20,477.80After 72 months: €3,729.60 rate · balance €20,529.60After 73 months: €3,781.40 rate · balance €20,581.40After 74 months: €3,833.20 rate · balance €20,633.20After 75 months: €3,885.00 rate · balance €20,685.00After 76 months: €3,936.80 rate · balance €20,736.80After 77 months: €3,988.60 rate · balance €20,788.60After 78 months: €4,040.40 rate · balance €20,840.40After 79 months: €4,092.20 rate · balance €20,892.20After 80 months: €4,144.00 rate · balance €20,944.00After 81 months: €4,195.80 rate · balance €20,995.80After 82 months: €4,247.60 rate · balance €21,047.60After 83 months: €4,299.40 rate · balance €21,099.40After 84 months: €4,351.20 rate · balance €21,151.20After 85 months: €4,403.00 rate · balance €21,203.00After 86 months: €4,454.80 rate · balance €21,254.80After 87 months: €4,506.60 rate · balance €21,306.60After 88 months: €4,558.40 rate · balance €21,358.40After 89 months: €4,610.20 rate · balance €21,410.20After 90 months: €4,662.00 rate · balance €21,462.00After 91 months: €4,713.80 rate · balance €21,513.80After 92 months: €4,765.60 rate · balance €21,565.60After 93 months: €4,817.40 rate · balance €21,617.40After 94 months: €4,869.20 rate · balance €21,669.20After 95 months: €4,921.00 rate · balance €21,721.00After 96 months: €4,972.80 rate · balance €21,772.80After 97 months: €5,024.60 rate · balance €21,824.60After 98 months: €5,076.40 rate · balance €21,876.40After 99 months: €5,128.20 rate · balance €21,928.20After 100 months: €5,180.00 rate · balance €21,980.00After 101 months: €5,231.80 rate · balance €22,031.80After 102 months: €5,283.60 rate · balance €22,083.60After 103 months: €5,335.40 rate · balance €22,135.40After 104 months: €5,387.20 rate · balance €22,187.20After 105 months: €5,439.00 rate · balance €22,239.00After 106 months: €5,490.80 rate · balance €22,290.80After 107 months: €5,542.60 rate · balance €22,342.60After 108 months: €5,594.40 rate · balance €22,394.40After 109 months: €5,646.20 rate · balance €22,446.20After 110 months: €5,698.00 rate · balance €22,498.00After 111 months: €5,749.80 rate · balance €22,549.80After 112 months: €5,801.60 rate · balance €22,601.60After 113 months: €5,853.40 rate · balance €22,653.40After 114 months: €5,905.20 rate · balance €22,705.20After 115 months: €5,957.00 rate · balance €22,757.00After 116 months: €6,008.80 rate · balance €22,808.80After 117 months: €6,060.60 rate · balance €22,860.60After 118 months: €6,112.40 rate · balance €22,912.40After 119 months: €6,164.20 rate · balance €22,964.20After 120 months: €6,216.00 rate · balance €23,016.00
€ 0€ 2,5k€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€6,216After 1 month: €51.80 rate · balance €16,851.80After 2 months: €103.60 rate · balance €16,903.60After 3 months: €155.40 rate · balance €16,955.40After 4 months: €207.20 rate · balance €17,007.20After 5 months: €259 rate · balance €17,059After 6 months: €310.80 rate · balance €17,110.80After 7 months: €362.60 rate · balance €17,162.60After 8 months: €414.40 rate · balance €17,214.40After 9 months: €466.20 rate · balance €17,266.20After 10 months: €518 rate · balance €17,318After 11 months: €569.80 rate · balance €17,369.80After 12 months: €621.60 rate · balance €17,421.60After 13 months: €673.40 rate · balance €17,473.40After 14 months: €725.20 rate · balance €17,525.20After 15 months: €777.00 rate · balance €17,577After 16 months: €828.80 rate · balance €17,628.80After 17 months: €880.60 rate · balance €17,680.60After 18 months: €932.40 rate · balance €17,732.40After 19 months: €984.20 rate · balance €17,784.20After 20 months: €1,036.00 rate · balance €17,836After 21 months: €1,087.80 rate · balance €17,887.80After 22 months: €1,139.60 rate · balance €17,939.60After 23 months: €1,191.40 rate · balance €17,991.40After 24 months: €1,243.20 rate · balance €18,043.20After 25 months: €1,295.00 rate · balance €18,095After 26 months: €1,346.80 rate · balance €18,146.80After 27 months: €1,398.60 rate · balance €18,198.60After 28 months: €1,450.40 rate · balance €18,250.40After 29 months: €1,502.20 rate · balance €18,302.20After 30 months: €1,554.00 rate · balance €18,354After 31 months: €1,605.80 rate · balance €18,405.80After 32 months: €1,657.60 rate · balance €18,457.60After 33 months: €1,709.40 rate · balance €18,509.40After 34 months: €1,761.20 rate · balance €18,561.20After 35 months: €1,813.00 rate · balance €18,613After 36 months: €1,864.80 rate · balance €18,664.80After 37 months: €1,916.60 rate · balance €18,716.60After 38 months: €1,968.40 rate · balance €18,768.40After 39 months: €2,020.20 rate · balance €18,820.20After 40 months: €2,072.00 rate · balance €18,872After 41 months: €2,123.80 rate · balance €18,923.80After 42 months: €2,175.60 rate · balance €18,975.60After 43 months: €2,227.40 rate · balance €19,027.40After 44 months: €2,279.20 rate · balance €19,079.20After 45 months: €2,331.00 rate · balance €19,131After 46 months: €2,382.80 rate · balance €19,182.80After 47 months: €2,434.60 rate · balance €19,234.60After 48 months: €2,486.40 rate · balance €19,286.40After 49 months: €2,538.20 rate · balance €19,338.20After 50 months: €2,590.00 rate · balance €19,390After 51 months: €2,641.80 rate · balance €19,441.80After 52 months: €2,693.60 rate · balance €19,493.60After 53 months: €2,745.40 rate · balance €19,545.40After 54 months: €2,797.20 rate · balance €19,597.20After 55 months: €2,849.00 rate · balance €19,649After 56 months: €2,900.80 rate · balance €19,700.80After 57 months: €2,952.60 rate · balance €19,752.60After 58 months: €3,004.40 rate · balance €19,804.40After 59 months: €3,056.20 rate · balance €19,856.20After 60 months: €3,108.00 rate · balance €19,908.00After 61 months: €3,159.80 rate · balance €19,959.80After 62 months: €3,211.60 rate · balance €20,011.60After 63 months: €3,263.40 rate · balance €20,063.40After 64 months: €3,315.20 rate · balance €20,115.20After 65 months: €3,367.00 rate · balance €20,167.00After 66 months: €3,418.80 rate · balance €20,218.80After 67 months: €3,470.60 rate · balance €20,270.60After 68 months: €3,522.40 rate · balance €20,322.40After 69 months: €3,574.20 rate · balance €20,374.20After 70 months: €3,626.00 rate · balance €20,426.00After 71 months: €3,677.80 rate · balance €20,477.80After 72 months: €3,729.60 rate · balance €20,529.60After 73 months: €3,781.40 rate · balance €20,581.40After 74 months: €3,833.20 rate · balance €20,633.20After 75 months: €3,885.00 rate · balance €20,685.00After 76 months: €3,936.80 rate · balance €20,736.80After 77 months: €3,988.60 rate · balance €20,788.60After 78 months: €4,040.40 rate · balance €20,840.40After 79 months: €4,092.20 rate · balance €20,892.20After 80 months: €4,144.00 rate · balance €20,944.00After 81 months: €4,195.80 rate · balance €20,995.80After 82 months: €4,247.60 rate · balance €21,047.60After 83 months: €4,299.40 rate · balance €21,099.40After 84 months: €4,351.20 rate · balance €21,151.20After 85 months: €4,403.00 rate · balance €21,203.00After 86 months: €4,454.80 rate · balance €21,254.80After 87 months: €4,506.60 rate · balance €21,306.60After 88 months: €4,558.40 rate · balance €21,358.40After 89 months: €4,610.20 rate · balance €21,410.20After 90 months: €4,662.00 rate · balance €21,462.00After 91 months: €4,713.80 rate · balance €21,513.80After 92 months: €4,765.60 rate · balance €21,565.60After 93 months: €4,817.40 rate · balance €21,617.40After 94 months: €4,869.20 rate · balance €21,669.20After 95 months: €4,921.00 rate · balance €21,721.00After 96 months: €4,972.80 rate · balance €21,772.80After 97 months: €5,024.60 rate · balance €21,824.60After 98 months: €5,076.40 rate · balance €21,876.40After 99 months: €5,128.20 rate · balance €21,928.20After 100 months: €5,180.00 rate · balance €21,980.00After 101 months: €5,231.80 rate · balance €22,031.80After 102 months: €5,283.60 rate · balance €22,083.60After 103 months: €5,335.40 rate · balance €22,135.40After 104 months: €5,387.20 rate · balance €22,187.20After 105 months: €5,439.00 rate · balance €22,239.00After 106 months: €5,490.80 rate · balance €22,290.80After 107 months: €5,542.60 rate · balance €22,342.60After 108 months: €5,594.40 rate · balance €22,394.40After 109 months: €5,646.20 rate · balance €22,446.20After 110 months: €5,698.00 rate · balance €22,498.00After 111 months: €5,749.80 rate · balance €22,549.80After 112 months: €5,801.60 rate · balance €22,601.60After 113 months: €5,853.40 rate · balance €22,653.40After 114 months: €5,905.20 rate · balance €22,705.20After 115 months: €5,957.00 rate · balance €22,757.00After 116 months: €6,008.80 rate · balance €22,808.80After 117 months: €6,060.60 rate · balance €22,860.60After 118 months: €6,112.40 rate · balance €22,912.40After 119 months: €6,164.20 rate · balance €22,964.20After 120 months: €6,216.00 rate · balance €23,016.00
Per year
AfterInterest up to thenBalance
1 year€622€17,422
2 years€1,243€18,043
3 years€1,865€18,665
4 years€2,486€19,286
5 years€3,108€19,908
6 years€3,730€20,530
7 years€4,351€21,151
8 years€4,973€21,773
9 years€5,594€22,394
10 years€6,216€23,016

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe