Deutsche Bausparkasse BadeniaTermijndeposito
Deposit · 10 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
- Rate
- 3.91%
- 10 years fixed
- since 27 Oct 2026
- Your return on €25,000
- €978
- per year, annualised · €9,775 total over 10 years
- Deposit guarantee
- €25,000 fully protectedGerman scheme
Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 10 years: €9,775.
Interest built up over 10 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €977 | €25,977 |
| 2 years | €1,955 | €26,955 |
| 3 years | €2,932 | €27,932 |
| 4 years | €3,910 | €28,910 |
| 5 years | €4,887 | €29,887 |
| 6 years | €5,865 | €30,865 |
| 7 years | €6,842 | €31,842 |
| 8 years | €7,820 | €32,820 |
| 9 years | €8,797 | €33,797 |
| 10 years | €9,775 | €34,775 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.91% |
- Interest payout
- yearly, paid out
- Fees
- none
- Rate valid since
- 27 Oct 2026
- Access
- 10 years fixed · no early withdrawal
- Term
- 10 years
- Minimum deposit
- €5,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
- Raisin Bank houdt het deposito in trust aan bij de bank
Deposit guarantee
€25,000 fully protected
German scheme
Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Licence and verification
- Institution
- Deutsche Bausparkasse Badenia AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Taxes
- Country
- Germany
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Germany withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 27 Oct 2026 | 3.91% | current |
| 8 Oct 2026 | 3.90% | 27 Oct 2026 |
| 28 Sep 2026 | 3.85% | 8 Oct 2026 |
| 23 Sep 2026 | 3.75% | 28 Sep 2026 |
| 2 Sep 2026 | 3.70% | 23 Sep 2026 |
All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →
- 27 Oct 2026Deutsche Bausparkasse Badenia – Termijndeposito (120 mo): 3.90% → 3.91%
- 8 Oct 2026Deutsche Bausparkasse Badenia – Termijndeposito (120 mo): 3.85% → 3.90%
- 28 Sep 2026Deutsche Bausparkasse Badenia – Termijndeposito (120 mo): 3.75% → 3.85%
- 23 Sep 2026Deutsche Bausparkasse Badenia – Termijndeposito (120 mo): 3.70% → 3.75%
- 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (120 mo) 3.70%
Rate checked on 2 Nov 2026.