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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Deutsche Bausparkasse Badenia
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Deutsche Bausparkasse BadeniaTermijndeposito

Deposit · 10 years · Deutsche Bausparkasse Badenia AG · Germany · via Raisin
Open an account at Deutsche Bausparkasse Badenia
Rate
3.70%
10 years fixed
Your return on €25,000
€925
per year, annualised · €9,250 total over 10 years
Deposit guarantee
€25,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 10 years: €9,250.
Interest built up over 10 years
€ 0€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.70%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 Aug 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€25,000 fully protected
German scheme

Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.70% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Deutsche Bausparkasse Badenia →All savings products of Deutsche Bausparkasse Badenia →

  • 2 Sep 2026New: Deutsche Bausparkasse Badenia – Termijndeposito (120 mo) 3.70%

Rate checked on 18 Sep 2026.

Other offers from Deutsche Bausparkasse Badenia

1 year · 2.61% · Raisin5 years · 3.00% · Raisin6 years · 3.40% · Raisin7 years · 3.40% · Raisin8 years · 3.50% · Raisin9 years · 3.50% · Raisin
€9,250After 1 month: €77.08 rate · balance €25,077.08After 2 months: €154.17 rate · balance €25,154.17After 3 months: €231.25 rate · balance €25,231.25After 4 months: €308.33 rate · balance €25,308.33After 5 months: €385.42 rate · balance €25,385.42After 6 months: €462.50 rate · balance €25,462.50After 7 months: €539.58 rate · balance €25,539.58After 8 months: €616.67 rate · balance €25,616.67After 9 months: €693.75 rate · balance €25,693.75After 10 months: €770.83 rate · balance €25,770.83After 11 months: €847.92 rate · balance €25,847.92After 12 months: €925.00 rate · balance €25,925.00After 13 months: €1,002.08 rate · balance €26,002.08After 14 months: €1,079.17 rate · balance €26,079.17After 15 months: €1,156.25 rate · balance €26,156.25After 16 months: €1,233.33 rate · balance €26,233.33After 17 months: €1,310.42 rate · balance €26,310.42After 18 months: €1,387.50 rate · balance €26,387.50After 19 months: €1,464.58 rate · balance €26,464.58After 20 months: €1,541.67 rate · balance €26,541.67After 21 months: €1,618.75 rate · balance €26,618.75After 22 months: €1,695.83 rate · balance €26,695.83After 23 months: €1,772.92 rate · balance €26,772.92After 24 months: €1,850.00 rate · balance €26,850.00After 25 months: €1,927.08 rate · balance €26,927.08After 26 months: €2,004.17 rate · balance €27,004.17After 27 months: €2,081.25 rate · balance €27,081.25After 28 months: €2,158.33 rate · balance €27,158.33After 29 months: €2,235.42 rate · balance €27,235.42After 30 months: €2,312.50 rate · balance €27,312.50After 31 months: €2,389.58 rate · balance €27,389.58After 32 months: €2,466.67 rate · balance €27,466.67After 33 months: €2,543.75 rate · balance €27,543.75After 34 months: €2,620.83 rate · balance €27,620.83After 35 months: €2,697.92 rate · balance €27,697.92After 36 months: €2,775.00 rate · balance €27,775.00After 37 months: €2,852.08 rate · balance €27,852.08After 38 months: €2,929.17 rate · balance €27,929.17After 39 months: €3,006.25 rate · balance €28,006.25After 40 months: €3,083.33 rate · balance €28,083.33After 41 months: €3,160.42 rate · balance €28,160.42After 42 months: €3,237.50 rate · balance €28,237.50After 43 months: €3,314.58 rate · balance €28,314.58After 44 months: €3,391.67 rate · balance €28,391.67After 45 months: €3,468.75 rate · balance €28,468.75After 46 months: €3,545.83 rate · balance €28,545.83After 47 months: €3,622.92 rate · balance €28,622.92After 48 months: €3,700.00 rate · balance €28,700.00After 49 months: €3,777.08 rate · balance €28,777.08After 50 months: €3,854.16 rate · balance €28,854.16After 51 months: €3,931.25 rate · balance €28,931.25After 52 months: €4,008.33 rate · balance €29,008.33After 53 months: €4,085.41 rate · balance €29,085.41After 54 months: €4,162.50 rate · balance €29,162.50After 55 months: €4,239.58 rate · balance €29,239.58After 56 months: €4,316.66 rate · balance €29,316.66After 57 months: €4,393.75 rate · balance €29,393.75After 58 months: €4,470.83 rate · balance €29,470.83After 59 months: €4,547.91 rate · balance €29,547.91After 60 months: €4,625.00 rate · balance €29,625.00After 61 months: €4,702.08 rate · balance €29,702.08After 62 months: €4,779.16 rate · balance €29,779.16After 63 months: €4,856.25 rate · balance €29,856.25After 64 months: €4,933.33 rate · balance €29,933.33After 65 months: €5,010.41 rate · balance €30,010.41After 66 months: €5,087.50 rate · balance €30,087.50After 67 months: €5,164.58 rate · balance €30,164.58After 68 months: €5,241.66 rate · balance €30,241.66After 69 months: €5,318.75 rate · balance €30,318.75After 70 months: €5,395.83 rate · balance €30,395.83After 71 months: €5,472.91 rate · balance €30,472.91After 72 months: €5,550.00 rate · balance €30,550.00After 73 months: €5,627.08 rate · balance €30,627.08After 74 months: €5,704.16 rate · balance €30,704.16After 75 months: €5,781.25 rate · balance €30,781.25After 76 months: €5,858.33 rate · balance €30,858.33After 77 months: €5,935.41 rate · balance €30,935.41After 78 months: €6,012.50 rate · balance €31,012.50After 79 months: €6,089.58 rate · balance €31,089.58After 80 months: €6,166.66 rate · balance €31,166.66After 81 months: €6,243.75 rate · balance €31,243.75After 82 months: €6,320.83 rate · balance €31,320.83After 83 months: €6,397.91 rate · balance €31,397.91After 84 months: €6,475.00 rate · balance €31,475.00After 85 months: €6,552.08 rate · balance €31,552.08After 86 months: €6,629.16 rate · balance €31,629.16After 87 months: €6,706.25 rate · balance €31,706.25After 88 months: €6,783.33 rate · balance €31,783.33After 89 months: €6,860.41 rate · balance €31,860.41After 90 months: €6,937.50 rate · balance €31,937.50After 91 months: €7,014.58 rate · balance €32,014.58After 92 months: €7,091.66 rate · balance €32,091.66After 93 months: €7,168.75 rate · balance €32,168.75After 94 months: €7,245.83 rate · balance €32,245.83After 95 months: €7,322.91 rate · balance €32,322.91After 96 months: €7,400.00 rate · balance €32,400.00After 97 months: €7,477.08 rate · balance €32,477.08After 98 months: €7,554.16 rate · balance €32,554.16After 99 months: €7,631.25 rate · balance €32,631.25After 100 months: €7,708.33 rate · balance €32,708.33After 101 months: €7,785.41 rate · balance €32,785.41After 102 months: €7,862.50 rate · balance €32,862.50After 103 months: €7,939.58 rate · balance €32,939.58After 104 months: €8,016.66 rate · balance €33,016.66After 105 months: €8,093.75 rate · balance €33,093.75After 106 months: €8,170.83 rate · balance €33,170.83After 107 months: €8,247.91 rate · balance €33,247.91After 108 months: €8,325.00 rate · balance €33,325.00After 109 months: €8,402.08 rate · balance €33,402.08After 110 months: €8,479.16 rate · balance €33,479.16After 111 months: €8,556.25 rate · balance €33,556.25After 112 months: €8,633.33 rate · balance €33,633.33After 113 months: €8,710.41 rate · balance €33,710.41After 114 months: €8,787.50 rate · balance €33,787.50After 115 months: €8,864.58 rate · balance €33,864.58After 116 months: €8,941.66 rate · balance €33,941.66After 117 months: €9,018.75 rate · balance €34,018.75After 118 months: €9,095.83 rate · balance €34,095.83After 119 months: €9,172.91 rate · balance €34,172.91After 120 months: €9,250.00 rate · balance €34,250.00
€ 0€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€9,250After 1 month: €77.08 rate · balance €25,077.08After 2 months: €154.17 rate · balance €25,154.17After 3 months: €231.25 rate · balance €25,231.25After 4 months: €308.33 rate · balance €25,308.33After 5 months: €385.42 rate · balance €25,385.42After 6 months: €462.50 rate · balance €25,462.50After 7 months: €539.58 rate · balance €25,539.58After 8 months: €616.67 rate · balance €25,616.67After 9 months: €693.75 rate · balance €25,693.75After 10 months: €770.83 rate · balance €25,770.83After 11 months: €847.92 rate · balance €25,847.92After 12 months: €925.00 rate · balance €25,925.00After 13 months: €1,002.08 rate · balance €26,002.08After 14 months: €1,079.17 rate · balance €26,079.17After 15 months: €1,156.25 rate · balance €26,156.25After 16 months: €1,233.33 rate · balance €26,233.33After 17 months: €1,310.42 rate · balance €26,310.42After 18 months: €1,387.50 rate · balance €26,387.50After 19 months: €1,464.58 rate · balance €26,464.58After 20 months: €1,541.67 rate · balance €26,541.67After 21 months: €1,618.75 rate · balance €26,618.75After 22 months: €1,695.83 rate · balance €26,695.83After 23 months: €1,772.92 rate · balance €26,772.92After 24 months: €1,850.00 rate · balance €26,850.00After 25 months: €1,927.08 rate · balance €26,927.08After 26 months: €2,004.17 rate · balance €27,004.17After 27 months: €2,081.25 rate · balance €27,081.25After 28 months: €2,158.33 rate · balance €27,158.33After 29 months: €2,235.42 rate · balance €27,235.42After 30 months: €2,312.50 rate · balance €27,312.50After 31 months: €2,389.58 rate · balance €27,389.58After 32 months: €2,466.67 rate · balance €27,466.67After 33 months: €2,543.75 rate · balance €27,543.75After 34 months: €2,620.83 rate · balance €27,620.83After 35 months: €2,697.92 rate · balance €27,697.92After 36 months: €2,775.00 rate · balance €27,775.00After 37 months: €2,852.08 rate · balance €27,852.08After 38 months: €2,929.17 rate · balance €27,929.17After 39 months: €3,006.25 rate · balance €28,006.25After 40 months: €3,083.33 rate · balance €28,083.33After 41 months: €3,160.42 rate · balance €28,160.42After 42 months: €3,237.50 rate · balance €28,237.50After 43 months: €3,314.58 rate · balance €28,314.58After 44 months: €3,391.67 rate · balance €28,391.67After 45 months: €3,468.75 rate · balance €28,468.75After 46 months: €3,545.83 rate · balance €28,545.83After 47 months: €3,622.92 rate · balance €28,622.92After 48 months: €3,700.00 rate · balance €28,700.00After 49 months: €3,777.08 rate · balance €28,777.08After 50 months: €3,854.16 rate · balance €28,854.16After 51 months: €3,931.25 rate · balance €28,931.25After 52 months: €4,008.33 rate · balance €29,008.33After 53 months: €4,085.41 rate · balance €29,085.41After 54 months: €4,162.50 rate · balance €29,162.50After 55 months: €4,239.58 rate · balance €29,239.58After 56 months: €4,316.66 rate · balance €29,316.66After 57 months: €4,393.75 rate · balance €29,393.75After 58 months: €4,470.83 rate · balance €29,470.83After 59 months: €4,547.91 rate · balance €29,547.91After 60 months: €4,625.00 rate · balance €29,625.00After 61 months: €4,702.08 rate · balance €29,702.08After 62 months: €4,779.16 rate · balance €29,779.16After 63 months: €4,856.25 rate · balance €29,856.25After 64 months: €4,933.33 rate · balance €29,933.33After 65 months: €5,010.41 rate · balance €30,010.41After 66 months: €5,087.50 rate · balance €30,087.50After 67 months: €5,164.58 rate · balance €30,164.58After 68 months: €5,241.66 rate · balance €30,241.66After 69 months: €5,318.75 rate · balance €30,318.75After 70 months: €5,395.83 rate · balance €30,395.83After 71 months: €5,472.91 rate · balance €30,472.91After 72 months: €5,550.00 rate · balance €30,550.00After 73 months: €5,627.08 rate · balance €30,627.08After 74 months: €5,704.16 rate · balance €30,704.16After 75 months: €5,781.25 rate · balance €30,781.25After 76 months: €5,858.33 rate · balance €30,858.33After 77 months: €5,935.41 rate · balance €30,935.41After 78 months: €6,012.50 rate · balance €31,012.50After 79 months: €6,089.58 rate · balance €31,089.58After 80 months: €6,166.66 rate · balance €31,166.66After 81 months: €6,243.75 rate · balance €31,243.75After 82 months: €6,320.83 rate · balance €31,320.83After 83 months: €6,397.91 rate · balance €31,397.91After 84 months: €6,475.00 rate · balance €31,475.00After 85 months: €6,552.08 rate · balance €31,552.08After 86 months: €6,629.16 rate · balance €31,629.16After 87 months: €6,706.25 rate · balance €31,706.25After 88 months: €6,783.33 rate · balance €31,783.33After 89 months: €6,860.41 rate · balance €31,860.41After 90 months: €6,937.50 rate · balance €31,937.50After 91 months: €7,014.58 rate · balance €32,014.58After 92 months: €7,091.66 rate · balance €32,091.66After 93 months: €7,168.75 rate · balance €32,168.75After 94 months: €7,245.83 rate · balance €32,245.83After 95 months: €7,322.91 rate · balance €32,322.91After 96 months: €7,400.00 rate · balance €32,400.00After 97 months: €7,477.08 rate · balance €32,477.08After 98 months: €7,554.16 rate · balance €32,554.16After 99 months: €7,631.25 rate · balance €32,631.25After 100 months: €7,708.33 rate · balance €32,708.33After 101 months: €7,785.41 rate · balance €32,785.41After 102 months: €7,862.50 rate · balance €32,862.50After 103 months: €7,939.58 rate · balance €32,939.58After 104 months: €8,016.66 rate · balance €33,016.66After 105 months: €8,093.75 rate · balance €33,093.75After 106 months: €8,170.83 rate · balance €33,170.83After 107 months: €8,247.91 rate · balance €33,247.91After 108 months: €8,325.00 rate · balance €33,325.00After 109 months: €8,402.08 rate · balance €33,402.08After 110 months: €8,479.16 rate · balance €33,479.16After 111 months: €8,556.25 rate · balance €33,556.25After 112 months: €8,633.33 rate · balance €33,633.33After 113 months: €8,710.41 rate · balance €33,710.41After 114 months: €8,787.50 rate · balance €33,787.50After 115 months: €8,864.58 rate · balance €33,864.58After 116 months: €8,941.66 rate · balance €33,941.66After 117 months: €9,018.75 rate · balance €34,018.75After 118 months: €9,095.83 rate · balance €34,095.83After 119 months: €9,172.91 rate · balance €34,172.91After 120 months: €9,250.00 rate · balance €34,250.00
Per year
AfterInterest up to thenBalance
1 year€925€25,925
2 years€1,850€26,850
3 years€2,775€27,775
4 years€3,700€28,700
5 years€4,625€29,625
6 years€5,550€30,550
7 years€6,475€31,475
8 years€7,400€32,400
9 years€8,325€33,325
10 years€9,250€34,250

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe