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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at EuroExtra
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EuroExtraSpaarrekening

Instant access · Deutsche Bank AG · Germany · via Raisin
Open an account at EuroExtra
Rate
2.35%
variable
since 16 Sep 2026
Your return on €10,000
€235
interest per year
Deposit guarantee
€10,000 fully protected
German scheme

Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 1 year: €235.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 100€ 200start6 mo1 yr€235After 1 month: €19.58 rate · balance €10,019.58After 2 months: €39.17 rate · balance €10,039.17After 3 months: €58.75 rate · balance €10,058.75After 4 months: €78.33 rate · balance €10,078.33After 5 months: €97.92 rate · balance €10,097.92After 6 months: €117.50 rate · balance €10,117.50After 7 months: €137.08 rate · balance €10,137.08After 8 months: €156.67 rate · balance €10,156.67After 9 months: €176.25 rate · balance €10,176.25

Rate and conditions

BalanceRate
€0 – and up2.35%
Interest payout
monthly, paid out
Fees
none
Rate valid since
16 Sep 2026
Access
Instant access
Minimum deposit
€1
Maximum deposit
€1,000,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt maandelijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€10,000 fully protected
German scheme

Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

How is my money protected?

Deutsche Bank AG (EuroExtra, RenteBoost) share one banking licence: balances at these brands count together for the guarantee.

Other brands on the same licence: Raisin RenteBoost.

Licence and verification
Institution
Deutsche Bank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEdB) + EdB
source ↗ · 2 Sep 2026

Rate history

1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.35%2.20% from 2 Sep 2026 until 16 Sep 20262.35% from 16 Sep 2026 until now
1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.35%2.20% from 2 Sep 2026 until 16 Sep 2026
After 10 months: €195.83 rate · balance €10,195.83After 11 months: €215.42 rate · balance €10,215.42After 12 months: €235.00 rate · balance €10,235.00
€ 0€ 100€ 200start3 mo6 mo9 mo1 yr€235After 1 month: €19.58 rate · balance €10,019.58After 2 months: €39.17 rate · balance €10,039.17After 3 months: €58.75 rate · balance €10,058.75After 4 months: €78.33 rate · balance €10,078.33After 5 months: €97.92 rate · balance €10,097.92After 6 months: €117.50 rate · balance €10,117.50After 7 months: €137.08 rate · balance €10,137.08After 8 months: €156.67 rate · balance €10,156.67After 9 months: €176.25 rate · balance €10,176.25After 10 months: €195.83 rate · balance €10,195.83After 11 months: €215.42 rate · balance €10,215.42After 12 months: €235.00 rate · balance €10,235.00
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.35% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20262.35%current
2 Sep 20262.20%16 Sep 2026

All historic rates of EuroExtra →All savings products of EuroExtra →

  • 16 Sep 2026EuroExtra – Spaarrekening: 2.20% → 2.35%
  • 2 Sep 2026New: EuroExtra – Spaarrekening 2.20%

Rate checked on 18 Sep 2026.