Spaarradar

EuroExtraSpaarrekening

Instant access · Deutsche Bank AG · Germany · via Raisin
Open an account at EuroExtra
Rate
2.30%
variable
since 26 Oct 2026
Your return on €16,800
€386
interest per year
Deposit guarantee
€16,800 fully protected
German scheme

Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 1 year: €386.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 200start6 mo1 yr€386After 1 month: €32.20 rate · balance €16,832.20After 2 months: €64.40 rate · balance €16,864.40After 3 months: €96.60 rate · balance €16,896.60After 4 months: €128.80 rate · balance €16,928.80After 5 months: €161 rate · balance €16,961After 6 months: €193.20 rate · balance €16,993.20After 7 months: €225.40 rate · balance €17,025.40After 8 months: €257.60 rate · balance €17,057.60After 9 months: €289.80 rate · balance €17,089.80After 10 months: €322.00 rate · balance €17,122After 11 months: €354.20 rate · balance €17,154.20After 12 months: €386.40 rate · balance €17,186.40

Rate and conditions

BalanceRate
€0 – and up2.30%
Interest payout
monthly, paid out
Fees
none
Rate valid since
26 Oct 2026
Access
Instant access
Minimum deposit
€1
Maximum deposit
€1,000,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt maandelijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,800 fully protected
German scheme

Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

How is my money protected?

Deutsche Bank AG (EuroExtra, RenteBoost) share one banking licence: balances at these brands count together for the guarantee.

Other brands on the same licence: Raisin RenteBoost.

Licence and verification
Institution
Deutsche Bank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 2 Nov 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Germany withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.00%2.25%2.50%2.75%2 Sep 20263 Oct 2026now2.30%2.20% from 2 Sep 2026 until 16 Sep 20262.35% from 16 Sep 2026 until 26 Oct 20262.30% from 26 Oct 2026 until now
FromRateUntil
26 Oct 20262.30%current
16 Sep 20262.35%26 Oct 2026
2 Sep 20262.20%16 Sep 2026

All historic rates of EuroExtra →All savings products of EuroExtra →

  • 26 Oct 2026EuroExtra – Spaarrekening: 2.35% → 2.30%
  • 16 Sep 2026EuroExtra – Spaarrekening: 2.20% → 2.35%
  • 2 Sep 2026New: EuroExtra – Spaarrekening 2.20%

Rate checked on 2 Nov 2026.