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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Raisin RenteBoost
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Raisin RenteBoostSpaarrekening

Instant access · Deutsche Bank AG · Germany · via Raisin
Promotional rateNew customers only
Open an account at Raisin RenteBoost
Promotional rate
3.05%
then 2.35%
since 16 Sep 2026
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. The promotional rate applies for 3 months on at most €100,000; after that 2.35%.
2.52%
for €16,800
Your return on €16,800
€424
interest per year
Deposit guarantee
€16,800 fully protected
German scheme

Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 1 year: €424.
Existing customers do not get the promotional rate: 2.35% → €395 over 1 year.
In the calculation: 3 months promotional rate (€128.10), then the base rate.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€424After 1 month: €42.70 rate · balance €16,842.70After 2 months: €85.40 rate · balance €16,885.40After 3 months: €128.10 rate · balance €16,928.10After 4 months: €161.00 rate · balance €16,961After 5 months: €193.90 rate · balance €16,993.90After 6 months: €226.80 rate · balance €17,026.80After 7 months: €259.70 rate · balance €17,059.70After 8 months: €292.60 rate · balance €17,092.60

Rate and conditions

BalanceRate
€0 – and up2.35%
Interest payout
monthly, paid out
Fees
none
Rate valid since
2 Aug 2026
Promotion conditions
  • Promotional rate 3.05% for 3 months on at most €100,000
  • New customers only
  • 3 maanden 3.05%, daarna 2.35% (EuroExtra)
Access
Instant access
Minimum deposit
€1
Maximum deposit
€100,000
Current account required
no
For whom
new customers only
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt maandelijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,800 fully protected
German scheme

Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

How is my money protected?

Deutsche Bank AG (EuroExtra, RenteBoost) share one banking licence: balances at these brands count together for the guarantee.

Other brands on the same licence: EuroExtra.

Licence and verification
Institution
Deutsche Bank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEdB) + EdB
source ↗ · 2 Sep 2026

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.05%3.05% from 2 Sep 2026 until 2 Sep 20263.05% from 2 Sep 2026 until 16 Sep 20263.05% from 16 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.05%3.05% from 2 Sep 2026 until 2 Sep 20263.05% from 2 Sep 2026 until 16 Sep 2026
After 9 months: €325.50 rate · balance €17,125.50After 10 months: €358.40 rate · balance €17,158.40After 11 months: €391.30 rate · balance €17,191.30After 12 months: €424.20 rate · balance €17,224.20
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€424After 1 month: €42.70 rate · balance €16,842.70After 2 months: €85.40 rate · balance €16,885.40After 3 months: €128.10 rate · balance €16,928.10After 4 months: €161.00 rate · balance €16,961After 5 months: €193.90 rate · balance €16,993.90After 6 months: €226.80 rate · balance €17,026.80After 7 months: €259.70 rate · balance €17,059.70After 8 months: €292.60 rate · balance €17,092.60After 9 months: €325.50 rate · balance €17,125.50After 10 months: €358.40 rate · balance €17,158.40After 11 months: €391.30 rate · balance €17,191.30After 12 months: €424.20 rate · balance €17,224.20
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.05% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20263.05%current
2 Sep 20263.05%16 Sep 2026
2 Sep 20263.05%2 Sep 2026

All historic rates of Raisin RenteBoost →All savings products of Raisin RenteBoost →

  • 16 Sep 2026Raisin RenteBoost – Spaarrekening: rate structure/conditions changed
  • 2 Sep 2026Raisin RenteBoost – Spaarrekening: rate structure/conditions changed
  • 2 Sep 2026New: Raisin RenteBoost – Spaarrekening 3.05%

Rate checked on 18 Sep 2026.