Raisin RenteBoostSpaarrekening
Instant access · Deutsche Bank AG · Germany · via Raisin
Promotional rateNew customers only
- Promotional rate
- 3.05%
- then 2.35%
- since 16 Sep 2026
- EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. The promotional rate applies for 3 months on at most €100,000; after that 2.35%.
- 2.52%
- for €25,000
- Your return on €25,000
- €631
- interest per year
- Deposit guarantee
- €25,000 fully protectedGerman scheme
Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 1 year: €631.
Existing customers do not get the promotional rate: 2.35% → €588 over 1 year.
In the calculation: 3 months promotional rate (€190.62), then the base rate.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.35% |
- Interest payout
- monthly, paid out
- Fees
- none
- Rate valid since
- 2 Aug 2026
Promotion conditions
- Promotional rate 3.05% for 3 months on at most €100,000
- New customers only
- 3 maanden 3.05%, daarna 2.35% (EuroExtra)
- Access
- Instant access
- Minimum deposit
- €1
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new customers only
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente wordt maandelijks uitgekeerd op de Raisin-rekening
- Raisin Bank houdt het deposito in trust aan bij de bank
Deposit guarantee
€25,000 fully protected
German scheme
Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
How is my money protected?
Deutsche Bank AG (EuroExtra, RenteBoost) share one banking licence: balances at these brands count together for the guarantee.
Other brands on the same licence: EuroExtra.
Licence and verification
- Institution
- Deutsche Bank AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Sep 2026
details
EdB) + EdB