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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Raisin RenteBoost
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Raisin RenteBoostSpaarrekening

Instant access · Deutsche Bank AG · Germany · via Raisin
Promotional rateNew customers only
Open an account at Raisin RenteBoost
Promotional rate
3.05%
then 2.35%
EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. The promotional rate applies for 3 months on at most €50,000; after that 2.35%.
2.52%
for €50,000
Your return on €50,000
€1,263
interest per year
Deposit guarantee
€50,000 fully protected
German scheme

Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €1,263.
Existing customers do not get the promotional rate: 2.35% → €1,175 over 1 year.
In the calculation: 3 months promotional rate (€381.25), then the base rate.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 500€ 1kstart6 mo1 yr€1,263After 1 month: €127.08 rate · balance €50,127.08After 2 months: €254.17 rate · balance €50,254.17After 3 months: €381.25 rate · balance €50,381.25After 4 months: €479.17 rate · balance €50,479.17After 5 months: €577.08 rate · balance €50,577.08After 6 months: €675 rate · balance €50,675After 7 months: €772.92 rate · balance €50,772.92

Rate and conditions

BalanceRate
€0 – and up2.35%
Interest payout
monthly, paid out
Fees
none
Rate valid since
5 Oct 2026
Promotion conditions
  • Promotional rate 3.05% for 3 months on at most €50,000
  • New customers only
  • 3 maanden 3.05%, daarna 2.35% (EuroExtra)
Access
Instant access
Minimum deposit
€1
Maximum deposit
€50,000
Current account required
no
For whom
new customers only
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt maandelijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€50,000 fully protected
German scheme

Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

How is my money protected?

Deutsche Bank AG (EuroExtra, RenteBoost) share one banking licence: balances at these brands count together for the guarantee.

Other brands on the same licence: EuroExtra.

Licence and verification
Institution
Deutsche Bank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗

Rate history

3.05% since 5 Oct 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Raisin RenteBoost →All savings products of Raisin RenteBoost →

  • 5 Oct 2026New: Raisin RenteBoost – Spaarrekening 3.05%

Rate checked on 11 Oct 2026.

After 8 months: €870.83 rate · balance €50,870.83After 9 months: €968.75 rate · balance €50,968.75After 10 months: €1,066.67 rate · balance €51,066.67After 11 months: €1,164.58 rate · balance €51,164.58After 12 months: €1,262.50 rate · balance €51,262.50
€ 0€ 500€ 1kstart3 mo6 mo9 mo1 yr€1,263After 1 month: €127.08 rate · balance €50,127.08After 2 months: €254.17 rate · balance €50,254.17After 3 months: €381.25 rate · balance €50,381.25After 4 months: €479.17 rate · balance €50,479.17After 5 months: €577.08 rate · balance €50,577.08After 6 months: €675 rate · balance €50,675After 7 months: €772.92 rate · balance €50,772.92After 8 months: €870.83 rate · balance €50,870.83After 9 months: €968.75 rate · balance €50,968.75After 10 months: €1,066.67 rate · balance €51,066.67After 11 months: €1,164.58 rate · balance €51,164.58After 12 months: €1,262.50 rate · balance €51,262.50
· 11 Oct 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Germany withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks