Raisin RenteBoostSpaarrekening
Instant access · Deutsche Bank AG · Germany · via Raisin
Promotional rateNew customers only
- Promotional rate
- 3.05%
- then 2.30%
- since 26 Oct 2026
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. The promotional rate applies for 3 months on at most €50,000; after that 2.30%.
- 2.49%
- for €50,000
- Your return on €50,000
- €1,244
- interest per year
- Deposit guarantee
- €50,000 fully protectedGerman scheme
Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €1,244.
Existing customers do not get the promotional rate: 2.30% → €1,150 over 1 year.
In the calculation: 3 months promotional rate (€381.25), then the base rate.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.30% |
- Interest payout
- monthly, paid out
- Fees
- none
- Rate valid since
- 5 Oct 2026
Promotion conditions
- Promotional rate 3.05% for 3 months on at most €50,000
- New customers only
- 3 maanden 3.05%, daarna 2.3% (EuroExtra)
- Access
- Instant access
- Minimum deposit
- €1
- Maximum deposit
- €50,000
- Current account required
- no
- For whom
- new customers only
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente wordt maandelijks uitgekeerd op de Raisin-rekening
- Raisin Bank houdt het deposito in trust aan bij de bank
Deposit guarantee
€50,000 fully protected
German scheme
Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
How is my money protected?
Deutsche Bank AG (EuroExtra, RenteBoost) share one banking licence: balances at these brands count together for the guarantee.
Other brands on the same licence: EuroExtra.
Licence and verification
- Institution
- Deutsche Bank AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Taxes
- Country
- Germany
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Germany withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 26 Oct 2026 | 3.05% | current |
| 5 Oct 2026 | 3.05% | 26 Oct 2026 |
All historic rates of Raisin RenteBoost →All savings products of Raisin RenteBoost →
- 26 Oct 2026Raisin RenteBoost – Spaarrekening: base rate 2.35% → 2.30%
- 5 Oct 2026New: Raisin RenteBoost – Spaarrekening 3.05%
Rate checked on 2 Nov 2026.