Distingo BankTermijndeposito

Deposit · 1 year · Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A. · France · via Raisin
Rate
3.30%
1 year fixed
since 23 Oct 2026
Your return on €50,000
€1,650
interest per year
Deposit guarantee
€50,000 fully protected
French scheme

Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €1,650.
Interest built up over 1 year
€ 0€ 1kstart6 mo1 yr€1,650After 1 month: €137.50 rate · balance €50,137.50After 2 months: €275 rate · balance €50,275After 3 months: €412.50 rate · balance €50,412.50After 4 months: €550 rate · balance €50,550After 5 months: €687.50 rate · balance €50,687.50After 6 months: €825 rate · balance €50,825After 7 months: €962.50 rate · balance €50,962.50After 8 months: €1,100 rate · balance €51,100After 9 months: €1,237.50 rate · balance €51,237.50After 10 months: €1,375 rate · balance €51,375After 11 months: €1,512.50 rate · balance €51,512.50After 12 months: €1,650 rate · balance €51,650

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
end of term, paid out
Fees
none
Rate valid since
23 Oct 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€50,000 fully protected
French scheme

Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 2 Nov 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
France withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.50%2.75%3.00%3.25%3.50%3.75%2 Sep 20263 Oct 2026now3.30%2.90% from 2 Sep 2026 until 16 Sep 20263.06% from 16 Sep 2026 until 5 Oct 20263.15% from 5 Oct 2026 until 23 Oct 20263.30% from 23 Oct 2026 until now
FromRateUntil
23 Oct 20263.30%current
5 Oct 20263.15%23 Oct 2026
16 Sep 20263.06%5 Oct 2026
2 Sep 20262.90%16 Sep 2026

All historic rates of Distingo Bank →All savings products of Distingo Bank →

  • 23 Oct 2026Distingo Bank – Termijndeposito (12 mo): 3.15% → 3.30%
  • 5 Oct 2026Distingo Bank – Termijndeposito (12 mo): 3.06% → 3.15%
  • 16 Sep 2026Distingo Bank – Termijndeposito (12 mo): 2.90% → 3.06%
  • 2 Sep 2026New: Distingo Bank – Termijndeposito (12 mo) 2.90%

Rate checked on 2 Nov 2026.

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