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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Distingo Bank
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Distingo BankTermijndeposito

Deposit · 1 year · Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A. · France · via Raisin
Open an account at Distingo Bank
Rate
3.06%
1 year fixed
since 16 Sep 2026
Your return on €10,000
€306
interest per year
Deposit guarantee
€10,000 fully protected
French scheme

Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 1 year: €306.
Interest built up over 1 year
€ 0€ 200start6 mo1 yr€306After 1 month: €25.50 rate · balance €10,025.50After 2 months: €51 rate · balance €10,051After 3 months: €76.50 rate · balance €10,076.50After 4 months: €102 rate · balance €10,102After 5 months: €127.50 rate · balance €10,127.50After 6 months: €153 rate · balance €10,153After 7 months: €178.50 rate · balance €10,178.50After 8 months: €204 rate · balance €10,204After 9 months: €229.50 rate · balance €10,229.50After 10 months: €255 rate · balance €10,255After 11 months: €280.50 rate · balance €10,280.50After 12 months: €306 rate · balance €10,306

Rate and conditions

BalanceRate
€0 – and up3.06%
Interest payout
end of term, paid out
Fees
none
Rate valid since
16 Sep 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€10,000 fully protected
French scheme

Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes

Rate history

2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.06%2.90% from 2 Sep 2026 until 16 Sep 20263.06% from 16 Sep 2026 until now
2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.06%2.90% from 2 Sep 2026 until 16 Sep 2026

Other offers from Distingo Bank

Instant access · 2.25% · Raisin3 months · 2.46% · Raisin
€ 0€ 200start3 mo6 mo9 mo1 yr€306After 1 month: €25.50 rate · balance €10,025.50After 2 months: €51 rate · balance €10,051After 3 months: €76.50 rate · balance €10,076.50After 4 months: €102 rate · balance €10,102After 5 months: €127.50 rate · balance €10,127.50After 6 months: €153 rate · balance €10,153After 7 months: €178.50 rate · balance €10,178.50After 8 months: €204 rate · balance €10,204After 9 months: €229.50 rate · balance €10,229.50After 10 months: €255 rate · balance €10,255After 11 months: €280.50 rate · balance €10,280.50After 12 months: €306 rate · balance €10,306
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.06% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20263.06%current
2 Sep 20262.90%16 Sep 2026

All historic rates of Distingo Bank →All savings products of Distingo Bank →

  • 16 Sep 2026Distingo Bank – Termijndeposito (12 mo): 2.90% → 3.06%
  • 2 Sep 2026New: Distingo Bank – Termijndeposito (12 mo) 2.90%

Rate checked on 18 Sep 2026.