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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

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Distingo BankTermijndeposito

Deposit · 3 months · Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A. · France · via Raisin
Open an account at Distingo Bank
Rate
2.46%
3 months fixed
since 16 Sep 2026
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.48%
for €25,000
Your return on €25,000
€621
per year, annualised · €154 total over 3 months
Deposit guarantee
€25,000 fully protected
French scheme

Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 3 months: €154.
Interest built up over 3 months
€ 0€ 100start€154After 1 month: €51.25 rate · balance €25,051.25After 2 months: €102.50 rate · balance €25,102.50After 3 months: €153.75 rate · balance €25,153.75
€ 0€ 100start3 mo€154After 1 month: €51.25 rate · balance €25,051.25After 2 months: €102.50 rate · balance €25,102.50After 3 months: €153.75 rate · balance €25,153.75

Rate and conditions

BalanceRate
€0 – and up2.46%
Interest payout
end of term, paid out
Fees
none
Rate valid since
16 Sep 2026
Access
3 months fixed · no early withdrawal
Term
3 months
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€25,000 fully protected
French scheme

Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes

Rate history

2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.46%2.35% from 2 Sep 2026 until 16 Sep 20262.46% from 16 Sep 2026 until now
2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.46%2.35% from 2 Sep 2026 until 16 Sep 20262.46% from 16 Sep 2026 until now

Other offers from Distingo Bank

Instant access · 2.25% · Raisin1 year · 3.06% · Raisin
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
16 Sep 20262.46%current
2 Sep 20262.35%16 Sep 2026

All historic rates of Distingo Bank →All savings products of Distingo Bank →

  • 16 Sep 2026Distingo Bank – Termijndeposito (3 mo): 2.35% → 2.46%
  • 2 Sep 2026New: Distingo Bank – Termijndeposito (3 mo) 2.35%

Rate checked on 18 Sep 2026.