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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Alisa Bank
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Alisa BankTermijndeposito

Deposit · 1 year · Alisa Pankki Oyj · Finland · via Raisin
Open an account at Alisa Bank
Rate
2.50%
1 year fixed
since 16 Sep 2026
Your return on €16,600
€415
interest per year
Deposit guarantee
€16,600 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 1 year: €415.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€415After 1 month: €34.58 rate · balance €16,634.58After 2 months: €69.17 rate · balance €16,669.17After 3 months: €103.75 rate · balance €16,703.75After 4 months: €138.33 rate · balance €16,738.33After 5 months: €172.92 rate · balance €16,772.92After 6 months: €207.50 rate · balance €16,807.50After 7 months: €242.08 rate · balance €16,842.08After 8 months: €276.67 rate · balance €16,876.67After 9 months: €311.25 rate · balance €16,911.25After 10 months: €345.83 rate · balance €16,945.83

Rate and conditions

BalanceRate
€0 – and up2.50%
Interest payout
end of term, paid out
Fees
none
Rate valid since
16 Sep 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,600 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Licence and verification
Institution
Alisa Pankki Oyj
Status
Verified European deposit guarantee scheme
Scheme
Talletussuoja (Rahoitusvakausvirasto) (Finland)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFinancial Stability Authority
source ↗ · 18 Sep 2026
Taxes
Country
Finland
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Finland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.50%2.00% from 2 Sep 2026 until 16 Sep 20262.50% from 16 Sep 2026 until now
1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.50%2.00% from 2 Sep 2026 until 16 Sep 2026

Other offers from Alisa Bank

Instant access · 1.25% · Raisin3 months · 2.20% · Raisin6 months · 2.30% · Raisin9 months · 2.40% · Raisin18 months · 2.75% · Raisin2 years · 3.00% · Raisin3 years · 3.10% · Raisin4 years · 3.20% · Raisin5 years · 3.30% · Raisin
After 11 months: €380.42 rate · balance €16,980.42After 12 months: €415.00 rate · balance €17,015.00
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€415After 1 month: €34.58 rate · balance €16,634.58After 2 months: €69.17 rate · balance €16,669.17After 3 months: €103.75 rate · balance €16,703.75After 4 months: €138.33 rate · balance €16,738.33After 5 months: €172.92 rate · balance €16,772.92After 6 months: €207.50 rate · balance €16,807.50After 7 months: €242.08 rate · balance €16,842.08After 8 months: €276.67 rate · balance €16,876.67After 9 months: €311.25 rate · balance €16,911.25After 10 months: €345.83 rate · balance €16,945.83After 11 months: €380.42 rate · balance €16,980.42After 12 months: €415.00 rate · balance €17,015.00

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.50% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20262.50%current
2 Sep 20262.00%16 Sep 2026

All historic rates of Alisa Bank →All savings products of Alisa Bank →

  • 16 Sep 2026Alisa Bank – Termijndeposito (12 mo): 2.00% → 2.50%
  • 2 Sep 2026New: Alisa Bank – Termijndeposito (12 mo) 2.00%

Rate checked on 18 Sep 2026.