Alisa BankTermijndeposito

Deposit · 1 year · Alisa Pankki Oyj · Finland · via Raisin
Rate
2.70%
1 year fixed
since 26 Oct 2026
Your return on €16,600
€448
interest per year
Deposit guarantee
€16,600 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 1 year: €448.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€448After 1 month: €37.35 rate · balance €16,637.35After 2 months: €74.70 rate · balance €16,674.70After 3 months: €112.05 rate · balance €16,712.05After 4 months: €149.40 rate · balance €16,749.40After 5 months: €186.75 rate · balance €16,786.75After 6 months: €224.10 rate · balance €16,824.10After 7 months: €261.45 rate · balance €16,861.45After 8 months: €298.80 rate · balance €16,898.80After 9 months: €336.15 rate · balance €16,936.15After 10 months: €373.50 rate · balance €16,973.50After 11 months: €410.85 rate · balance €17,010.85After 12 months: €448.20 rate · balance €17,048.20

Rate and conditions

BalanceRate
€0 – and up2.70%
Interest payout
end of term, paid out
Fees
none
Rate valid since
26 Oct 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,600 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Licence and verification
Institution
Alisa Pankki Oyj
Status
Verified European deposit guarantee scheme
Scheme
Talletussuoja (Rahoitusvakausvirasto) (Finland)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFinancial Stability Authority
source ↗ · 2 Nov 2026
Taxes
Country
Finland
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Finland withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.00%2.25%2.50%2.75%3.00%2 Sep 20263 Oct 2026now2.70%2.00% from 2 Sep 2026 until 16 Sep 20262.50% from 16 Sep 2026 until 26 Oct 20262.70% from 26 Oct 2026 until now
FromRateUntil
26 Oct 20262.70%current
16 Sep 20262.50%26 Oct 2026
2 Sep 20262.00%16 Sep 2026

All historic rates of Alisa Bank →All savings products of Alisa Bank →

  • 26 Oct 2026Alisa Bank – Termijndeposito (12 mo): 2.50% → 2.70%
  • 16 Sep 2026Alisa Bank – Termijndeposito (12 mo): 2.00% → 2.50%
  • 2 Sep 2026New: Alisa Bank – Termijndeposito (12 mo) 2.00%

Rate checked on 2 Nov 2026.

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