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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Alisa Bank
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Alisa BankTermijndeposito

Deposit · 6 months · Alisa Pankki Oyj · Finland · via Raisin
Open an account at Alisa Bank
Rate
2.30%
6 months fixed
since 16 Sep 2026
EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.31%
for €10,000
Your return on €10,000
€231
per year, annualised · €115 total over 6 months
Deposit guarantee
€10,000 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 6 months: €115.
Interest built up over 6 months
€ 0€ 50€ 100start6 mo€115After 1 month: €19.17 rate · balance €10,019.17After 2 months: €38.33 rate · balance €10,038.33After 3 months: €57.50 rate · balance €10,057.50After 4 months: €76.67 rate · balance €10,076.67After 5 months: €95.83 rate · balance €10,095.83After 6 months: €115.00 rate · balance €10,115.00
€ 0€ 50€ 100start3 mo

Rate and conditions

BalanceRate
€0 – and up2.30%
Interest payout
end of term, paid out
Fees
none
Rate valid since
16 Sep 2026
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€10,000 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Licence and verification
Institution
Alisa Pankki Oyj
Status
Verified European deposit guarantee scheme
Scheme
Talletussuoja (Rahoitusvakausvirasto) (Finland)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFinancial Stability Authority
source ↗ · 18 Sep 2026
Taxes
Country
Finland
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Finland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.50%1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.30%1.80% from 2 Sep 2026 until 16 Sep 20262.30% from 16 Sep 2026 until now
1.50%1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now

Other offers from Alisa Bank

Instant access · 1.25% · Raisin3 months · 2.20% · Raisin9 months · 2.40% · Raisin1 year · 2.50% · Raisin18 months · 2.75% · Raisin2 years · 3.00% · Raisin3 years · 3.10% · Raisin4 years · 3.20% · Raisin5 years · 3.30% · Raisin
6 mo€115After 1 month: €19.17 rate · balance €10,019.17After 2 months: €38.33 rate · balance €10,038.33After 3 months: €57.50 rate · balance €10,057.50After 4 months: €76.67 rate · balance €10,076.67After 5 months: €95.83 rate · balance €10,095.83After 6 months: €115.00 rate · balance €10,115.00

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.30%1.80% from 2 Sep 2026 until 16 Sep 20262.30% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20262.30%current
2 Sep 20261.80%16 Sep 2026

All historic rates of Alisa Bank →All savings products of Alisa Bank →

  • 16 Sep 2026Alisa Bank – Termijndeposito (6 mo): 1.80% → 2.30%
  • 2 Sep 2026New: Alisa Bank – Termijndeposito (6 mo) 1.80%

Rate checked on 18 Sep 2026.