Alisa BankTermijndeposito
Deposit · 18 months · Alisa Pankki Oyj · Finland · via Raisin
- Rate
- 2.75%
- 18 months fixed
- since 16 Sep 2026
- EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 2.76%
- for €16,800
- Your return on €16,800
- €463
- per year, annualised · €699 total over 18 months
- Deposit guarantee
- €16,800 fully protectedFinnish scheme
Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank
Your calculation for €16,800
Gross interest over 18 months: €699.
Interest built up over 18 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.75% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 16 Sep 2026
- Access
- 18 months fixed · no early withdrawal
- Term
- 18 months
- Minimum deposit
- €5,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
Deposit guarantee
€16,800 fully protected
Finnish scheme
Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank
Licence and verification
- Institution
- Alisa Pankki Oyj
- Status
- Verified European deposit guarantee scheme
- Scheme
- Talletussuoja (Rahoitusvakausvirasto) (Finland)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 18 Sep 2026
details
Financial Stability Authority
Taxes
- Country
- Finland
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Finland heft geen bronbelasting op spaarrente van niet-ingezetenen.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.