Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 2 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Alisa Bank
Back to the comparison

Alisa BankTermijndeposito

Deposit · 3 years · Alisa Pankki Oyj · Finland · via Raisin
Open an account at Alisa Bank
Rate
3.10%
3 years fixed
since 16 Sep 2026
Your return on €10,000
€310
per year, annualised · €959 total over 3 years
Deposit guarantee
€10,000 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 3 years: €959.
Interest built up over 3 years
€ 0€ 500start1 yr2 yrs3 yrs€959After 1 month: €25.83 rate · balance €10,025.83After 2 months: €51.67 rate · balance €10,051.67After 3 months: €77.50 rate · balance €10,077.50After 4 months: €103.33 rate · balance €10,103.33After 5 months: €129.17 rate · balance €10,129.17After 6 months: €155.00 rate · balance €10,155.00

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€10,000 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Licence and verification
Institution
Alisa Pankki Oyj
Status
Verified European deposit guarantee scheme
Scheme
Talletussuoja (Rahoitusvakausvirasto) (Finland)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFinancial Stability Authority
source ↗ · 18 Sep 2026
Taxes
Country
Finland
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Finland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.10%2.80% from 2 Sep 2026 until 16 Sep 20263.10% from 16 Sep 2026 until now
2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.10%2.80% from 2 Sep 2026 until 16 Sep 2026

Other offers from Alisa Bank

Instant access · 1.25% · Raisin3 months · 2.20% · Raisin6 months · 2.30% · Raisin9 months · 2.40% · Raisin1 year · 2.50% · Raisin18 months · 2.75% · Raisin2 years · 3.00% · Raisin4 years · 3.20% · Raisin5 years · 3.30% · Raisin
After 7 months: €180.83 rate · balance €10,180.83After 8 months: €206.67 rate · balance €10,206.67After 9 months: €232.50 rate · balance €10,232.50After 10 months: €258.33 rate · balance €10,258.33After 11 months: €284.17 rate · balance €10,284.17After 12 months: €310.00 rate · balance €10,310.00After 13 months: €336.63 rate · balance €10,336.63After 14 months: €363.27 rate · balance €10,363.27After 15 months: €389.90 rate · balance €10,389.90After 16 months: €416.54 rate · balance €10,416.54After 17 months: €443.17 rate · balance €10,443.17After 18 months: €469.80 rate · balance €10,469.80After 19 months: €496.44 rate · balance €10,496.44After 20 months: €523.07 rate · balance €10,523.07After 21 months: €549.71 rate · balance €10,549.71After 22 months: €576.34 rate · balance €10,576.34After 23 months: €602.98 rate · balance €10,602.98After 24 months: €629.61 rate · balance €10,629.61After 25 months: €657.07 rate · balance €10,657.07After 26 months: €684.53 rate · balance €10,684.53After 27 months: €711.99 rate · balance €10,711.99After 28 months: €739.45 rate · balance €10,739.45After 29 months: €766.91 rate · balance €10,766.91After 30 months: €794.37 rate · balance €10,794.37After 31 months: €821.83 rate · balance €10,821.83After 32 months: €849.29 rate · balance €10,849.29After 33 months: €876.75 rate · balance €10,876.75After 34 months: €904.21 rate · balance €10,904.21After 35 months: €931.67 rate · balance €10,931.67After 36 months: €959.13 rate · balance €10,959.13
€ 0€ 500start1 yr2 yrs3 yrs€959After 1 month: €25.83 rate · balance €10,025.83After 2 months: €51.67 rate · balance €10,051.67After 3 months: €77.50 rate · balance €10,077.50After 4 months: €103.33 rate · balance €10,103.33After 5 months: €129.17 rate · balance €10,129.17After 6 months: €155.00 rate · balance €10,155.00After 7 months: €180.83 rate · balance €10,180.83After 8 months: €206.67 rate · balance €10,206.67After 9 months: €232.50 rate · balance €10,232.50After 10 months: €258.33 rate · balance €10,258.33After 11 months: €284.17 rate · balance €10,284.17After 12 months: €310.00 rate · balance €10,310.00After 13 months: €336.63 rate · balance €10,336.63After 14 months: €363.27 rate · balance €10,363.27After 15 months: €389.90 rate · balance €10,389.90After 16 months: €416.54 rate · balance €10,416.54After 17 months: €443.17 rate · balance €10,443.17After 18 months: €469.80 rate · balance €10,469.80After 19 months: €496.44 rate · balance €10,496.44After 20 months: €523.07 rate · balance €10,523.07After 21 months: €549.71 rate · balance €10,549.71After 22 months: €576.34 rate · balance €10,576.34After 23 months: €602.98 rate · balance €10,602.98After 24 months: €629.61 rate · balance €10,629.61After 25 months: €657.07 rate · balance €10,657.07After 26 months: €684.53 rate · balance €10,684.53After 27 months: €711.99 rate · balance €10,711.99After 28 months: €739.45 rate · balance €10,739.45After 29 months: €766.91 rate · balance €10,766.91After 30 months: €794.37 rate · balance €10,794.37After 31 months: €821.83 rate · balance €10,821.83After 32 months: €849.29 rate · balance €10,849.29After 33 months: €876.75 rate · balance €10,876.75After 34 months: €904.21 rate · balance €10,904.21After 35 months: €931.67 rate · balance €10,931.67After 36 months: €959.13 rate · balance €10,959.13
Per year
AfterInterest up to thenBalance
1 year€310€10,310
2 years€630€10,630
3 years€959€10,959

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.10% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20263.10%current
2 Sep 20262.80%16 Sep 2026

All historic rates of Alisa Bank →All savings products of Alisa Bank →

  • 16 Sep 2026Alisa Bank – Termijndeposito (36 mo): 2.80% → 3.10%
  • 2 Sep 2026New: Alisa Bank – Termijndeposito (36 mo) 2.80%

Rate checked on 18 Sep 2026.