Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 4 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Alisa Bank
Back to the comparison

Alisa BankTermijndeposito

Deposit · 4 years · Alisa Pankki Oyj · Finland · via Raisin
Open an account at Alisa Bank
Rate
3.20%
4 years fixed
since 16 Sep 2026
Your return on €16,800
€538
per year, annualised · €2,256 total over 4 years
Deposit guarantee
€16,800 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 4 years: €2,256.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,256After 1 month: €44.80 rate · balance €16,844.80After 2 months: €89.60 rate · balance €16,889.60

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,800 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Licence and verification
Institution
Alisa Pankki Oyj
Status
Verified European deposit guarantee scheme
Scheme
Talletussuoja (Rahoitusvakausvirasto) (Finland)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFinancial Stability Authority
source ↗ · 18 Sep 2026
Taxes
Country
Finland
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Finland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.20%2.90% from 2 Sep 2026 until 16 Sep 20263.20% from 16 Sep 2026 until now
2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.20%2.90% from 2 Sep 2026 until 16 Sep 2026

Other offers from Alisa Bank

Instant access · 1.25% · Raisin3 months · 2.20% · Raisin6 months · 2.30% · Raisin9 months · 2.40% · Raisin1 year · 2.50% · Raisin18 months · 2.75% · Raisin2 years · 3.00% · Raisin3 years · 3.10% · Raisin5 years · 3.30% · Raisin
After 3 months: €134.40 rate · balance €16,934.40After 4 months: €179.20 rate · balance €16,979.20After 5 months: €224 rate · balance €17,024After 6 months: €268.80 rate · balance €17,068.80After 7 months: €313.60 rate · balance €17,113.60After 8 months: €358.40 rate · balance €17,158.40After 9 months: €403.20 rate · balance €17,203.20After 10 months: €448.00 rate · balance €17,248After 11 months: €492.80 rate · balance €17,292.80After 12 months: €537.60 rate · balance €17,337.60After 13 months: €583.83 rate · balance €17,383.83After 14 months: €630.07 rate · balance €17,430.07After 15 months: €676.30 rate · balance €17,476.30After 16 months: €722.53 rate · balance €17,522.53After 17 months: €768.77 rate · balance €17,568.77After 18 months: €815.00 rate · balance €17,615.00After 19 months: €861.24 rate · balance €17,661.24After 20 months: €907.47 rate · balance €17,707.47After 21 months: €953.70 rate · balance €17,753.70After 22 months: €999.94 rate · balance €17,799.94After 23 months: €1,046.17 rate · balance €17,846.17After 24 months: €1,092.40 rate · balance €17,892.40After 25 months: €1,140.12 rate · balance €17,940.12After 26 months: €1,187.83 rate · balance €17,987.83After 27 months: €1,235.54 rate · balance €18,035.54After 28 months: €1,283.26 rate · balance €18,083.26After 29 months: €1,330.97 rate · balance €18,130.97After 30 months: €1,378.68 rate · balance €18,178.68After 31 months: €1,426.39 rate · balance €18,226.39After 32 months: €1,474.11 rate · balance €18,274.11After 33 months: €1,521.82 rate · balance €18,321.82After 34 months: €1,569.53 rate · balance €18,369.53After 35 months: €1,617.25 rate · balance €18,417.25After 36 months: €1,664.96 rate · balance €18,464.96After 37 months: €1,714.20 rate · balance €18,514.20After 38 months: €1,763.44 rate · balance €18,563.44After 39 months: €1,812.68 rate · balance €18,612.68After 40 months: €1,861.92 rate · balance €18,661.92After 41 months: €1,911.16 rate · balance €18,711.16After 42 months: €1,960.40 rate · balance €18,760.40After 43 months: €2,009.64 rate · balance €18,809.64After 44 months: €2,058.88 rate · balance €18,858.88After 45 months: €2,108.12 rate · balance €18,908.12After 46 months: €2,157.36 rate · balance €18,957.36After 47 months: €2,206.60 rate · balance €19,006.60After 48 months: €2,255.84 rate · balance €19,055.84
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,256After 1 month: €44.80 rate · balance €16,844.80After 2 months: €89.60 rate · balance €16,889.60After 3 months: €134.40 rate · balance €16,934.40After 4 months: €179.20 rate · balance €16,979.20After 5 months: €224 rate · balance €17,024After 6 months: €268.80 rate · balance €17,068.80After 7 months: €313.60 rate · balance €17,113.60After 8 months: €358.40 rate · balance €17,158.40After 9 months: €403.20 rate · balance €17,203.20After 10 months: €448.00 rate · balance €17,248After 11 months: €492.80 rate · balance €17,292.80After 12 months: €537.60 rate · balance €17,337.60After 13 months: €583.83 rate · balance €17,383.83After 14 months: €630.07 rate · balance €17,430.07After 15 months: €676.30 rate · balance €17,476.30After 16 months: €722.53 rate · balance €17,522.53After 17 months: €768.77 rate · balance €17,568.77After 18 months: €815.00 rate · balance €17,615.00After 19 months: €861.24 rate · balance €17,661.24After 20 months: €907.47 rate · balance €17,707.47After 21 months: €953.70 rate · balance €17,753.70After 22 months: €999.94 rate · balance €17,799.94After 23 months: €1,046.17 rate · balance €17,846.17After 24 months: €1,092.40 rate · balance €17,892.40After 25 months: €1,140.12 rate · balance €17,940.12After 26 months: €1,187.83 rate · balance €17,987.83After 27 months: €1,235.54 rate · balance €18,035.54After 28 months: €1,283.26 rate · balance €18,083.26After 29 months: €1,330.97 rate · balance €18,130.97After 30 months: €1,378.68 rate · balance €18,178.68After 31 months: €1,426.39 rate · balance €18,226.39After 32 months: €1,474.11 rate · balance €18,274.11After 33 months: €1,521.82 rate · balance €18,321.82After 34 months: €1,569.53 rate · balance €18,369.53After 35 months: €1,617.25 rate · balance €18,417.25After 36 months: €1,664.96 rate · balance €18,464.96After 37 months: €1,714.20 rate · balance €18,514.20After 38 months: €1,763.44 rate · balance €18,563.44After 39 months: €1,812.68 rate · balance €18,612.68After 40 months: €1,861.92 rate · balance €18,661.92After 41 months: €1,911.16 rate · balance €18,711.16After 42 months: €1,960.40 rate · balance €18,760.40After 43 months: €2,009.64 rate · balance €18,809.64After 44 months: €2,058.88 rate · balance €18,858.88After 45 months: €2,108.12 rate · balance €18,908.12After 46 months: €2,157.36 rate · balance €18,957.36After 47 months: €2,206.60 rate · balance €19,006.60After 48 months: €2,255.84 rate · balance €19,055.84
Per year
AfterInterest up to thenBalance
1 year€538€17,338
2 years€1,092€17,892
3 years€1,665€18,465
4 years€2,256€19,056

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.20% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20263.20%current
2 Sep 20262.90%16 Sep 2026

All historic rates of Alisa Bank →All savings products of Alisa Bank →

  • 16 Sep 2026Alisa Bank – Termijndeposito (48 mo): 2.90% → 3.20%
  • 2 Sep 2026New: Alisa Bank – Termijndeposito (48 mo) 2.90%

Rate checked on 18 Sep 2026.