Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 2 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Alisa Bank
Back to the comparison

Alisa BankTermijndeposito

Deposit · 5 years · Alisa Pankki Oyj · Finland · via Raisin
Open an account at Alisa Bank
Rate
3.30%
5 years fixed
since 16 Sep 2026
Your return on €100,000
€3,300
per year, annualised · €17,626 total over 5 years
Deposit guarantee
€100,000 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €17,626.
Interest built up over 5 years
€ 0€ 10kstart2 yrs4 yrs€17,626After 1 month: €275 rate · balance €100,275

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€100,000 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Licence and verification
Institution
Alisa Pankki Oyj
Status
Verified European deposit guarantee scheme
Scheme
Talletussuoja (Rahoitusvakausvirasto) (Finland)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFinancial Stability Authority
source ↗ · 18 Sep 2026
Taxes
Country
Finland
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Finland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.00% from 2 Sep 2026 until 16 Sep 20263.30% from 16 Sep 2026 until now
2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.00% from 2 Sep 2026 until 16 Sep 2026

Other offers from Alisa Bank

Instant access · 1.25% · Raisin3 months · 2.20% · Raisin6 months · 2.30% · Raisin9 months · 2.40% · Raisin1 year · 2.50% · Raisin18 months · 2.75% · Raisin2 years · 3.00% · Raisin3 years · 3.10% · Raisin4 years · 3.20% · Raisin
After 2 months: €550 rate · balance €100,550After 3 months: €825 rate · balance €100,825After 4 months: €1,100 rate · balance €101,100After 5 months: €1,375 rate · balance €101,375After 6 months: €1,650 rate · balance €101,650After 7 months: €1,925 rate · balance €101,925After 8 months: €2,200 rate · balance €102,200After 9 months: €2,475 rate · balance €102,475After 10 months: €2,750 rate · balance €102,750After 11 months: €3,025 rate · balance €103,025After 12 months: €3,300 rate · balance €103,300After 13 months: €3,584.07 rate · balance €103,584.07After 14 months: €3,868.15 rate · balance €103,868.15After 15 months: €4,152.22 rate · balance €104,152.23After 16 months: €4,436.30 rate · balance €104,436.30After 17 months: €4,720.37 rate · balance €104,720.38After 18 months: €5,004.45 rate · balance €105,004.45After 19 months: €5,288.52 rate · balance €105,288.52After 20 months: €5,572.60 rate · balance €105,572.60After 21 months: €5,856.67 rate · balance €105,856.68After 22 months: €6,140.75 rate · balance €106,140.75After 23 months: €6,424.82 rate · balance €106,424.82After 24 months: €6,708.90 rate · balance €106,708.90After 25 months: €7,002.35 rate · balance €107,002.35After 26 months: €7,295.80 rate · balance €107,295.80After 27 months: €7,589.25 rate · balance €107,589.25After 28 months: €7,882.70 rate · balance €107,882.70After 29 months: €8,176.15 rate · balance €108,176.15After 30 months: €8,469.60 rate · balance €108,469.60After 31 months: €8,763.05 rate · balance €108,763.05After 32 months: €9,056.50 rate · balance €109,056.50After 33 months: €9,349.95 rate · balance €109,349.95After 34 months: €9,643.39 rate · balance €109,643.40After 35 months: €9,936.84 rate · balance €109,936.84After 36 months: €10,230.29 rate · balance €110,230.29After 37 months: €10,533.43 rate · balance €110,533.43After 38 months: €10,836.56 rate · balance €110,836.56After 39 months: €11,139.69 rate · balance €111,139.69After 40 months: €11,442.83 rate · balance €111,442.83After 41 months: €11,745.96 rate · balance €111,745.96After 42 months: €12,049.09 rate · balance €112,049.09After 43 months: €12,352.23 rate · balance €112,352.23After 44 months: €12,655.36 rate · balance €112,655.36After 45 months: €12,958.49 rate · balance €112,958.49After 46 months: €13,261.63 rate · balance €113,261.63After 47 months: €13,564.76 rate · balance €113,564.76After 48 months: €13,867.89 rate · balance €113,867.89After 49 months: €14,181.03 rate · balance €114,181.03After 50 months: €14,494.17 rate · balance €114,494.17After 51 months: €14,807.30 rate · balance €114,807.30After 52 months: €15,120.44 rate · balance €115,120.44After 53 months: €15,433.58 rate · balance €115,433.58After 54 months: €15,746.71 rate · balance €115,746.71After 55 months: €16,059.85 rate · balance €116,059.85After 56 months: €16,372.99 rate · balance €116,372.99After 57 months: €16,686.12 rate · balance €116,686.12After 58 months: €16,999.26 rate · balance €116,999.26After 59 months: €17,312.40 rate · balance €117,312.40After 60 months: €17,625.53 rate · balance €117,625.53
€ 0€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs€17,626After 1 month: €275 rate · balance €100,275After 2 months: €550 rate · balance €100,550After 3 months: €825 rate · balance €100,825After 4 months: €1,100 rate · balance €101,100After 5 months: €1,375 rate · balance €101,375After 6 months: €1,650 rate · balance €101,650After 7 months: €1,925 rate · balance €101,925After 8 months: €2,200 rate · balance €102,200After 9 months: €2,475 rate · balance €102,475After 10 months: €2,750 rate · balance €102,750After 11 months: €3,025 rate · balance €103,025After 12 months: €3,300 rate · balance €103,300After 13 months: €3,584.07 rate · balance €103,584.07After 14 months: €3,868.15 rate · balance €103,868.15After 15 months: €4,152.22 rate · balance €104,152.23After 16 months: €4,436.30 rate · balance €104,436.30After 17 months: €4,720.37 rate · balance €104,720.38After 18 months: €5,004.45 rate · balance €105,004.45After 19 months: €5,288.52 rate · balance €105,288.52After 20 months: €5,572.60 rate · balance €105,572.60After 21 months: €5,856.67 rate · balance €105,856.68After 22 months: €6,140.75 rate · balance €106,140.75After 23 months: €6,424.82 rate · balance €106,424.82After 24 months: €6,708.90 rate · balance €106,708.90After 25 months: €7,002.35 rate · balance €107,002.35After 26 months: €7,295.80 rate · balance €107,295.80After 27 months: €7,589.25 rate · balance €107,589.25After 28 months: €7,882.70 rate · balance €107,882.70After 29 months: €8,176.15 rate · balance €108,176.15After 30 months: €8,469.60 rate · balance €108,469.60After 31 months: €8,763.05 rate · balance €108,763.05After 32 months: €9,056.50 rate · balance €109,056.50After 33 months: €9,349.95 rate · balance €109,349.95After 34 months: €9,643.39 rate · balance €109,643.40After 35 months: €9,936.84 rate · balance €109,936.84After 36 months: €10,230.29 rate · balance €110,230.29After 37 months: €10,533.43 rate · balance €110,533.43After 38 months: €10,836.56 rate · balance €110,836.56After 39 months: €11,139.69 rate · balance €111,139.69After 40 months: €11,442.83 rate · balance €111,442.83After 41 months: €11,745.96 rate · balance €111,745.96After 42 months: €12,049.09 rate · balance €112,049.09After 43 months: €12,352.23 rate · balance €112,352.23After 44 months: €12,655.36 rate · balance €112,655.36After 45 months: €12,958.49 rate · balance €112,958.49After 46 months: €13,261.63 rate · balance €113,261.63After 47 months: €13,564.76 rate · balance €113,564.76After 48 months: €13,867.89 rate · balance €113,867.89After 49 months: €14,181.03 rate · balance €114,181.03After 50 months: €14,494.17 rate · balance €114,494.17After 51 months: €14,807.30 rate · balance €114,807.30After 52 months: €15,120.44 rate · balance €115,120.44After 53 months: €15,433.58 rate · balance €115,433.58After 54 months: €15,746.71 rate · balance €115,746.71After 55 months: €16,059.85 rate · balance €116,059.85After 56 months: €16,372.99 rate · balance €116,372.99After 57 months: €16,686.12 rate · balance €116,686.12After 58 months: €16,999.26 rate · balance €116,999.26After 59 months: €17,312.40 rate · balance €117,312.40After 60 months: €17,625.53 rate · balance €117,625.53
Per year
AfterInterest up to thenBalance
1 year€3,300€103,300
2 years€6,709€106,709
3 years€10,230€110,230
4 years€13,868€113,868
5 years€17,626€117,626

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.30% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20263.30%current
2 Sep 20263.00%16 Sep 2026

All historic rates of Alisa Bank →All savings products of Alisa Bank →

  • 16 Sep 2026Alisa Bank – Termijndeposito (60 mo): 3.00% → 3.30%
  • 2 Sep 2026New: Alisa Bank – Termijndeposito (60 mo) 3.00%

Rate checked on 18 Sep 2026.