Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 4 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Alisa Bank
Back to the comparison

Alisa BankTermijndeposito

Deposit · 5 years · Alisa Pankki Oyj · Finland · via Raisin
Open an account at Alisa Bank
Rate
3.30%
5 years fixed
since 16 Sep 2026
Your return on €16,600
€548
per year, annualised · €2,926 total over 5 years
Deposit guarantee
€16,600 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €2,926.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,926

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,600 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Licence and verification
Institution
Alisa Pankki Oyj
Status
Verified European deposit guarantee scheme
Scheme
Talletussuoja (Rahoitusvakausvirasto) (Finland)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFinancial Stability Authority
source ↗ · 18 Sep 2026
Taxes
Country
Finland
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Finland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.00% from 2 Sep 2026 until 16 Sep 20263.30% from 16 Sep 2026 until now
2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.00% from 2 Sep 2026 until 16 Sep 2026

Other offers from Alisa Bank

Instant access · 1.25% · Raisin3 months · 2.20% · Raisin6 months · 2.30% · Raisin9 months · 2.40% · Raisin1 year · 2.50% · Raisin18 months · 2.75% · Raisin2 years · 3.00% · Raisin3 years · 3.10% · Raisin4 years · 3.20% · Raisin
After 1 month: €45.65 rate · balance €16,645.65After 2 months: €91.30 rate · balance €16,691.30After 3 months: €136.95 rate · balance €16,736.95After 4 months: €182.60 rate · balance €16,782.60After 5 months: €228.25 rate · balance €16,828.25After 6 months: €273.90 rate · balance €16,873.90After 7 months: €319.55 rate · balance €16,919.55After 8 months: €365.20 rate · balance €16,965.20After 9 months: €410.85 rate · balance €17,010.85After 10 months: €456.50 rate · balance €17,056.50After 11 months: €502.15 rate · balance €17,102.15After 12 months: €547.80 rate · balance €17,147.80After 13 months: €594.96 rate · balance €17,194.96After 14 months: €642.11 rate · balance €17,242.11After 15 months: €689.27 rate · balance €17,289.27After 16 months: €736.43 rate · balance €17,336.43After 17 months: €783.58 rate · balance €17,383.58After 18 months: €830.74 rate · balance €17,430.74After 19 months: €877.89 rate · balance €17,477.89After 20 months: €925.05 rate · balance €17,525.05After 21 months: €972.21 rate · balance €17,572.21After 22 months: €1,019.36 rate · balance €17,619.36After 23 months: €1,066.52 rate · balance €17,666.52After 24 months: €1,113.68 rate · balance €17,713.68After 25 months: €1,162.39 rate · balance €17,762.39After 26 months: €1,211.10 rate · balance €17,811.10After 27 months: €1,259.81 rate · balance €17,859.81After 28 months: €1,308.53 rate · balance €17,908.53After 29 months: €1,357.24 rate · balance €17,957.24After 30 months: €1,405.95 rate · balance €18,005.95After 31 months: €1,454.66 rate · balance €18,054.67After 32 months: €1,503.38 rate · balance €18,103.38After 33 months: €1,552.09 rate · balance €18,152.09After 34 months: €1,600.80 rate · balance €18,200.80After 35 months: €1,649.52 rate · balance €18,249.52After 36 months: €1,698.23 rate · balance €18,298.23After 37 months: €1,748.55 rate · balance €18,348.55After 38 months: €1,798.87 rate · balance €18,398.87After 39 months: €1,849.19 rate · balance €18,449.19After 40 months: €1,899.51 rate · balance €18,499.51After 41 months: €1,949.83 rate · balance €18,549.83After 42 months: €2,000.15 rate · balance €18,600.15After 43 months: €2,050.47 rate · balance €18,650.47After 44 months: €2,100.79 rate · balance €18,700.79After 45 months: €2,151.11 rate · balance €18,751.11After 46 months: €2,201.43 rate · balance €18,801.43After 47 months: €2,251.75 rate · balance €18,851.75After 48 months: €2,302.07 rate · balance €18,902.07After 49 months: €2,354.05 rate · balance €18,954.05After 50 months: €2,406.03 rate · balance €19,006.03After 51 months: €2,458.01 rate · balance €19,058.01After 52 months: €2,509.99 rate · balance €19,109.99After 53 months: €2,561.97 rate · balance €19,161.97After 54 months: €2,613.95 rate · balance €19,213.95After 55 months: €2,665.93 rate · balance €19,265.93After 56 months: €2,717.91 rate · balance €19,317.91After 57 months: €2,769.90 rate · balance €19,369.90After 58 months: €2,821.88 rate · balance €19,421.88After 59 months: €2,873.86 rate · balance €19,473.86After 60 months: €2,925.84 rate · balance €19,525.84
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,926After 1 month: €45.65 rate · balance €16,645.65After 2 months: €91.30 rate · balance €16,691.30After 3 months: €136.95 rate · balance €16,736.95After 4 months: €182.60 rate · balance €16,782.60After 5 months: €228.25 rate · balance €16,828.25After 6 months: €273.90 rate · balance €16,873.90After 7 months: €319.55 rate · balance €16,919.55After 8 months: €365.20 rate · balance €16,965.20After 9 months: €410.85 rate · balance €17,010.85After 10 months: €456.50 rate · balance €17,056.50After 11 months: €502.15 rate · balance €17,102.15After 12 months: €547.80 rate · balance €17,147.80After 13 months: €594.96 rate · balance €17,194.96After 14 months: €642.11 rate · balance €17,242.11After 15 months: €689.27 rate · balance €17,289.27After 16 months: €736.43 rate · balance €17,336.43After 17 months: €783.58 rate · balance €17,383.58After 18 months: €830.74 rate · balance €17,430.74After 19 months: €877.89 rate · balance €17,477.89After 20 months: €925.05 rate · balance €17,525.05After 21 months: €972.21 rate · balance €17,572.21After 22 months: €1,019.36 rate · balance €17,619.36After 23 months: €1,066.52 rate · balance €17,666.52After 24 months: €1,113.68 rate · balance €17,713.68After 25 months: €1,162.39 rate · balance €17,762.39After 26 months: €1,211.10 rate · balance €17,811.10After 27 months: €1,259.81 rate · balance €17,859.81After 28 months: €1,308.53 rate · balance €17,908.53After 29 months: €1,357.24 rate · balance €17,957.24After 30 months: €1,405.95 rate · balance €18,005.95After 31 months: €1,454.66 rate · balance €18,054.67After 32 months: €1,503.38 rate · balance €18,103.38After 33 months: €1,552.09 rate · balance €18,152.09After 34 months: €1,600.80 rate · balance €18,200.80After 35 months: €1,649.52 rate · balance €18,249.52After 36 months: €1,698.23 rate · balance €18,298.23After 37 months: €1,748.55 rate · balance €18,348.55After 38 months: €1,798.87 rate · balance €18,398.87After 39 months: €1,849.19 rate · balance €18,449.19After 40 months: €1,899.51 rate · balance €18,499.51After 41 months: €1,949.83 rate · balance €18,549.83After 42 months: €2,000.15 rate · balance €18,600.15After 43 months: €2,050.47 rate · balance €18,650.47After 44 months: €2,100.79 rate · balance €18,700.79After 45 months: €2,151.11 rate · balance €18,751.11After 46 months: €2,201.43 rate · balance €18,801.43After 47 months: €2,251.75 rate · balance €18,851.75After 48 months: €2,302.07 rate · balance €18,902.07After 49 months: €2,354.05 rate · balance €18,954.05After 50 months: €2,406.03 rate · balance €19,006.03After 51 months: €2,458.01 rate · balance €19,058.01After 52 months: €2,509.99 rate · balance €19,109.99After 53 months: €2,561.97 rate · balance €19,161.97After 54 months: €2,613.95 rate · balance €19,213.95After 55 months: €2,665.93 rate · balance €19,265.93After 56 months: €2,717.91 rate · balance €19,317.91After 57 months: €2,769.90 rate · balance €19,369.90After 58 months: €2,821.88 rate · balance €19,421.88After 59 months: €2,873.86 rate · balance €19,473.86After 60 months: €2,925.84 rate · balance €19,525.84
Per year
AfterInterest up to thenBalance
1 year€548€17,148
2 years€1,114€17,714
3 years€1,698€18,298
4 years€2,302€18,902
5 years€2,926€19,526

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.30% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20263.30%current
2 Sep 20263.00%16 Sep 2026

All historic rates of Alisa Bank →All savings products of Alisa Bank →

  • 16 Sep 2026Alisa Bank – Termijndeposito (60 mo): 3.00% → 3.30%
  • 2 Sep 2026New: Alisa Bank – Termijndeposito (60 mo) 3.00%

Rate checked on 18 Sep 2026.