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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Alisa Bank
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Alisa BankTermijndeposito

Deposit · 5 years · Alisa Pankki Oyj · Finland · via Raisin
Open an account at Alisa Bank
Rate
3.30%
5 years fixed
since 16 Sep 2026
Your return on €16,800
€554
per year, annualised · €2,961 total over 5 years
Deposit guarantee
€16,800 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 5 years: €2,961.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,961

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,800 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Licence and verification
Institution
Alisa Pankki Oyj
Status
Verified European deposit guarantee scheme
Scheme
Talletussuoja (Rahoitusvakausvirasto) (Finland)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFinancial Stability Authority
source ↗ · 18 Sep 2026
Taxes
Country
Finland
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Finland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.00% from 2 Sep 2026 until 16 Sep 20263.30% from 16 Sep 2026 until now
2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.00% from 2 Sep 2026 until 16 Sep 2026

Other offers from Alisa Bank

Instant access · 1.25% · Raisin3 months · 2.20% · Raisin6 months · 2.30% · Raisin9 months · 2.40% · Raisin1 year · 2.50% · Raisin18 months · 2.75% · Raisin2 years · 3.00% · Raisin3 years · 3.10% · Raisin4 years · 3.20% · Raisin
After 1 month: €46.20 rate · balance €16,846.20After 2 months: €92.40 rate · balance €16,892.40After 3 months: €138.60 rate · balance €16,938.60After 4 months: €184.80 rate · balance €16,984.80After 5 months: €231 rate · balance €17,031After 6 months: €277.20 rate · balance €17,077.20After 7 months: €323.40 rate · balance €17,123.40After 8 months: €369.60 rate · balance €17,169.60After 9 months: €415.80 rate · balance €17,215.80After 10 months: €462.00 rate · balance €17,262After 11 months: €508.20 rate · balance €17,308.20After 12 months: €554.40 rate · balance €17,354.40After 13 months: €602.12 rate · balance €17,402.12After 14 months: €649.85 rate · balance €17,449.85After 15 months: €697.57 rate · balance €17,497.57After 16 months: €745.30 rate · balance €17,545.30After 17 months: €793.02 rate · balance €17,593.02After 18 months: €840.75 rate · balance €17,640.75After 19 months: €888.47 rate · balance €17,688.47After 20 months: €936.20 rate · balance €17,736.20After 21 months: €983.92 rate · balance €17,783.92After 22 months: €1,031.65 rate · balance €17,831.65After 23 months: €1,079.37 rate · balance €17,879.37After 24 months: €1,127.10 rate · balance €17,927.10After 25 months: €1,176.39 rate · balance €17,976.39After 26 months: €1,225.69 rate · balance €18,025.69After 27 months: €1,274.99 rate · balance €18,074.99After 28 months: €1,324.29 rate · balance €18,124.29After 29 months: €1,373.59 rate · balance €18,173.59After 30 months: €1,422.89 rate · balance €18,222.89After 31 months: €1,472.19 rate · balance €18,272.19After 32 months: €1,521.49 rate · balance €18,321.49After 33 months: €1,570.79 rate · balance €18,370.79After 34 months: €1,620.09 rate · balance €18,420.09After 35 months: €1,669.39 rate · balance €18,469.39After 36 months: €1,718.69 rate · balance €18,518.69After 37 months: €1,769.62 rate · balance €18,569.62After 38 months: €1,820.54 rate · balance €18,620.54After 39 months: €1,871.47 rate · balance €18,671.47After 40 months: €1,922.39 rate · balance €18,722.39After 41 months: €1,973.32 rate · balance €18,773.32After 42 months: €2,024.25 rate · balance €18,824.25After 43 months: €2,075.17 rate · balance €18,875.17After 44 months: €2,126.10 rate · balance €18,926.10After 45 months: €2,177.03 rate · balance €18,977.03After 46 months: €2,227.95 rate · balance €19,027.95After 47 months: €2,278.88 rate · balance €19,078.88After 48 months: €2,329.81 rate · balance €19,129.81After 49 months: €2,382.41 rate · balance €19,182.41After 50 months: €2,435.02 rate · balance €19,235.02After 51 months: €2,487.63 rate · balance €19,287.63After 52 months: €2,540.23 rate · balance €19,340.23After 53 months: €2,592.84 rate · balance €19,392.84After 54 months: €2,645.45 rate · balance €19,445.45After 55 months: €2,698.06 rate · balance €19,498.06After 56 months: €2,750.66 rate · balance €19,550.66After 57 months: €2,803.27 rate · balance €19,603.27After 58 months: €2,855.88 rate · balance €19,655.88After 59 months: €2,908.48 rate · balance €19,708.48After 60 months: €2,961.09 rate · balance €19,761.09
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,961After 1 month: €46.20 rate · balance €16,846.20After 2 months: €92.40 rate · balance €16,892.40After 3 months: €138.60 rate · balance €16,938.60After 4 months: €184.80 rate · balance €16,984.80After 5 months: €231 rate · balance €17,031After 6 months: €277.20 rate · balance €17,077.20After 7 months: €323.40 rate · balance €17,123.40After 8 months: €369.60 rate · balance €17,169.60After 9 months: €415.80 rate · balance €17,215.80After 10 months: €462.00 rate · balance €17,262After 11 months: €508.20 rate · balance €17,308.20After 12 months: €554.40 rate · balance €17,354.40After 13 months: €602.12 rate · balance €17,402.12After 14 months: €649.85 rate · balance €17,449.85After 15 months: €697.57 rate · balance €17,497.57After 16 months: €745.30 rate · balance €17,545.30After 17 months: €793.02 rate · balance €17,593.02After 18 months: €840.75 rate · balance €17,640.75After 19 months: €888.47 rate · balance €17,688.47After 20 months: €936.20 rate · balance €17,736.20After 21 months: €983.92 rate · balance €17,783.92After 22 months: €1,031.65 rate · balance €17,831.65After 23 months: €1,079.37 rate · balance €17,879.37After 24 months: €1,127.10 rate · balance €17,927.10After 25 months: €1,176.39 rate · balance €17,976.39After 26 months: €1,225.69 rate · balance €18,025.69After 27 months: €1,274.99 rate · balance €18,074.99After 28 months: €1,324.29 rate · balance €18,124.29After 29 months: €1,373.59 rate · balance €18,173.59After 30 months: €1,422.89 rate · balance €18,222.89After 31 months: €1,472.19 rate · balance €18,272.19After 32 months: €1,521.49 rate · balance €18,321.49After 33 months: €1,570.79 rate · balance €18,370.79After 34 months: €1,620.09 rate · balance €18,420.09After 35 months: €1,669.39 rate · balance €18,469.39After 36 months: €1,718.69 rate · balance €18,518.69After 37 months: €1,769.62 rate · balance €18,569.62After 38 months: €1,820.54 rate · balance €18,620.54After 39 months: €1,871.47 rate · balance €18,671.47After 40 months: €1,922.39 rate · balance €18,722.39After 41 months: €1,973.32 rate · balance €18,773.32After 42 months: €2,024.25 rate · balance €18,824.25After 43 months: €2,075.17 rate · balance €18,875.17After 44 months: €2,126.10 rate · balance €18,926.10After 45 months: €2,177.03 rate · balance €18,977.03After 46 months: €2,227.95 rate · balance €19,027.95After 47 months: €2,278.88 rate · balance €19,078.88After 48 months: €2,329.81 rate · balance €19,129.81After 49 months: €2,382.41 rate · balance €19,182.41After 50 months: €2,435.02 rate · balance €19,235.02After 51 months: €2,487.63 rate · balance €19,287.63After 52 months: €2,540.23 rate · balance €19,340.23After 53 months: €2,592.84 rate · balance €19,392.84After 54 months: €2,645.45 rate · balance €19,445.45After 55 months: €2,698.06 rate · balance €19,498.06After 56 months: €2,750.66 rate · balance €19,550.66After 57 months: €2,803.27 rate · balance €19,603.27After 58 months: €2,855.88 rate · balance €19,655.88After 59 months: €2,908.48 rate · balance €19,708.48After 60 months: €2,961.09 rate · balance €19,761.09
Per year
AfterInterest up to thenBalance
1 year€554€17,354
2 years€1,127€17,927
3 years€1,719€18,519
4 years€2,330€19,130
5 years€2,961€19,761

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.30% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20263.30%current
2 Sep 20263.00%16 Sep 2026

All historic rates of Alisa Bank →All savings products of Alisa Bank →

  • 16 Sep 2026Alisa Bank – Termijndeposito (60 mo): 3.00% → 3.30%
  • 2 Sep 2026New: Alisa Bank – Termijndeposito (60 mo) 3.00%

Rate checked on 18 Sep 2026.