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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Alisa Bank
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Alisa BankTermijndeposito

Deposit · 5 years · Alisa Pankki Oyj · Finland · via Raisin
Open an account at Alisa Bank
Rate
3.30%
5 years fixed
since 16 Sep 2026
Your return on €25,000
€825
per year, annualised · €4,406 total over 5 years
Deposit guarantee
€25,000 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 5 years: €4,406.
Interest built up over 5 years
€ 0€ 2k€ 4kstart2 yrs4 yrs€4,406

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€25,000 fully protected
Finnish scheme

Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank

Licence and verification
Institution
Alisa Pankki Oyj
Status
Verified European deposit guarantee scheme
Scheme
Talletussuoja (Rahoitusvakausvirasto) (Finland)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFinancial Stability Authority
source ↗ · 18 Sep 2026
Taxes
Country
Finland
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Finland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.00% from 2 Sep 2026 until 16 Sep 20263.30% from 16 Sep 2026 until now
2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.00% from 2 Sep 2026 until 16 Sep 2026

Other offers from Alisa Bank

Instant access · 1.25% · Raisin3 months · 2.20% · Raisin6 months · 2.30% · Raisin9 months · 2.40% · Raisin1 year · 2.50% · Raisin18 months · 2.75% · Raisin2 years · 3.00% · Raisin3 years · 3.10% · Raisin4 years · 3.20% · Raisin
After 1 month: €68.75 rate · balance €25,068.75After 2 months: €137.50 rate · balance €25,137.50After 3 months: €206.25 rate · balance €25,206.25After 4 months: €275 rate · balance €25,275After 5 months: €343.75 rate · balance €25,343.75After 6 months: €412.50 rate · balance €25,412.50After 7 months: €481.25 rate · balance €25,481.25After 8 months: €550 rate · balance €25,550After 9 months: €618.75 rate · balance €25,618.75After 10 months: €687.50 rate · balance €25,687.50After 11 months: €756.25 rate · balance €25,756.25After 12 months: €825 rate · balance €25,825After 13 months: €896.02 rate · balance €25,896.02After 14 months: €967.04 rate · balance €25,967.04After 15 months: €1,038.06 rate · balance €26,038.06After 16 months: €1,109.08 rate · balance €26,109.08After 17 months: €1,180.09 rate · balance €26,180.09After 18 months: €1,251.11 rate · balance €26,251.11After 19 months: €1,322.13 rate · balance €26,322.13After 20 months: €1,393.15 rate · balance €26,393.15After 21 months: €1,464.17 rate · balance €26,464.17After 22 months: €1,535.19 rate · balance €26,535.19After 23 months: €1,606.21 rate · balance €26,606.21After 24 months: €1,677.23 rate · balance €26,677.23After 25 months: €1,750.59 rate · balance €26,750.59After 26 months: €1,823.95 rate · balance €26,823.95After 27 months: €1,897.31 rate · balance €26,897.31After 28 months: €1,970.68 rate · balance €26,970.68After 29 months: €2,044.04 rate · balance €27,044.04After 30 months: €2,117.40 rate · balance €27,117.40After 31 months: €2,190.76 rate · balance €27,190.76After 32 months: €2,264.12 rate · balance €27,264.12After 33 months: €2,337.49 rate · balance €27,337.49After 34 months: €2,410.85 rate · balance €27,410.85After 35 months: €2,484.21 rate · balance €27,484.21After 36 months: €2,557.57 rate · balance €27,557.57After 37 months: €2,633.36 rate · balance €27,633.36After 38 months: €2,709.14 rate · balance €27,709.14After 39 months: €2,784.92 rate · balance €27,784.92After 40 months: €2,860.71 rate · balance €27,860.71After 41 months: €2,936.49 rate · balance €27,936.49After 42 months: €3,012.27 rate · balance €28,012.27After 43 months: €3,088.06 rate · balance €28,088.06After 44 months: €3,163.84 rate · balance €28,163.84After 45 months: €3,239.62 rate · balance €28,239.62After 46 months: €3,315.41 rate · balance €28,315.41After 47 months: €3,391.19 rate · balance €28,391.19After 48 months: €3,466.97 rate · balance €28,466.97After 49 months: €3,545.26 rate · balance €28,545.26After 50 months: €3,623.54 rate · balance €28,623.54After 51 months: €3,701.83 rate · balance €28,701.83After 52 months: €3,780.11 rate · balance €28,780.11After 53 months: €3,858.40 rate · balance €28,858.40After 54 months: €3,936.68 rate · balance €28,936.68After 55 months: €4,014.96 rate · balance €29,014.96After 56 months: €4,093.25 rate · balance €29,093.25After 57 months: €4,171.53 rate · balance €29,171.53After 58 months: €4,249.82 rate · balance €29,249.82After 59 months: €4,328.10 rate · balance €29,328.10After 60 months: €4,406.38 rate · balance €29,406.38
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs€4,406After 1 month: €68.75 rate · balance €25,068.75After 2 months: €137.50 rate · balance €25,137.50After 3 months: €206.25 rate · balance €25,206.25After 4 months: €275 rate · balance €25,275After 5 months: €343.75 rate · balance €25,343.75After 6 months: €412.50 rate · balance €25,412.50After 7 months: €481.25 rate · balance €25,481.25After 8 months: €550 rate · balance €25,550After 9 months: €618.75 rate · balance €25,618.75After 10 months: €687.50 rate · balance €25,687.50After 11 months: €756.25 rate · balance €25,756.25After 12 months: €825 rate · balance €25,825After 13 months: €896.02 rate · balance €25,896.02After 14 months: €967.04 rate · balance €25,967.04After 15 months: €1,038.06 rate · balance €26,038.06After 16 months: €1,109.08 rate · balance €26,109.08After 17 months: €1,180.09 rate · balance €26,180.09After 18 months: €1,251.11 rate · balance €26,251.11After 19 months: €1,322.13 rate · balance €26,322.13After 20 months: €1,393.15 rate · balance €26,393.15After 21 months: €1,464.17 rate · balance €26,464.17After 22 months: €1,535.19 rate · balance €26,535.19After 23 months: €1,606.21 rate · balance €26,606.21After 24 months: €1,677.23 rate · balance €26,677.23After 25 months: €1,750.59 rate · balance €26,750.59After 26 months: €1,823.95 rate · balance €26,823.95After 27 months: €1,897.31 rate · balance €26,897.31After 28 months: €1,970.68 rate · balance €26,970.68After 29 months: €2,044.04 rate · balance €27,044.04After 30 months: €2,117.40 rate · balance €27,117.40After 31 months: €2,190.76 rate · balance €27,190.76After 32 months: €2,264.12 rate · balance €27,264.12After 33 months: €2,337.49 rate · balance €27,337.49After 34 months: €2,410.85 rate · balance €27,410.85After 35 months: €2,484.21 rate · balance €27,484.21After 36 months: €2,557.57 rate · balance €27,557.57After 37 months: €2,633.36 rate · balance €27,633.36After 38 months: €2,709.14 rate · balance €27,709.14After 39 months: €2,784.92 rate · balance €27,784.92After 40 months: €2,860.71 rate · balance €27,860.71After 41 months: €2,936.49 rate · balance €27,936.49After 42 months: €3,012.27 rate · balance €28,012.27After 43 months: €3,088.06 rate · balance €28,088.06After 44 months: €3,163.84 rate · balance €28,163.84After 45 months: €3,239.62 rate · balance €28,239.62After 46 months: €3,315.41 rate · balance €28,315.41After 47 months: €3,391.19 rate · balance €28,391.19After 48 months: €3,466.97 rate · balance €28,466.97After 49 months: €3,545.26 rate · balance €28,545.26After 50 months: €3,623.54 rate · balance €28,623.54After 51 months: €3,701.83 rate · balance €28,701.83After 52 months: €3,780.11 rate · balance €28,780.11After 53 months: €3,858.40 rate · balance €28,858.40After 54 months: €3,936.68 rate · balance €28,936.68After 55 months: €4,014.96 rate · balance €29,014.96After 56 months: €4,093.25 rate · balance €29,093.25After 57 months: €4,171.53 rate · balance €29,171.53After 58 months: €4,249.82 rate · balance €29,249.82After 59 months: €4,328.10 rate · balance €29,328.10After 60 months: €4,406.38 rate · balance €29,406.38
Per year
AfterInterest up to thenBalance
1 year€825€25,825
2 years€1,677€26,677
3 years€2,558€27,558
4 years€3,467€28,467
5 years€4,406€29,406

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.30% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20263.30%current
2 Sep 20263.00%16 Sep 2026

All historic rates of Alisa Bank →All savings products of Alisa Bank →

  • 16 Sep 2026Alisa Bank – Termijndeposito (60 mo): 3.00% → 3.30%
  • 2 Sep 2026New: Alisa Bank – Termijndeposito (60 mo) 3.00%

Rate checked on 18 Sep 2026.