Alisa BankSpaarrekening
Instant access · Alisa Pankki Oyj · Finland · via Raisin
- Rate
- 1.25%
- variable
- EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
- 1.26%
- for €25,000
- Your return on €25,000
- €314
- interest per year
- Deposit guarantee
- €25,000 fully protectedFinnish scheme
Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 1 year: €314.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 1.25% |
- Interest payout
- quarterly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 23 Dec 2025
- Access
- Instant access
- Minimum deposit
- €1
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt elk kwartaal bijgeschreven op de spaarrekening
Deposit guarantee
€25,000 fully protected
Finnish scheme
Alisa Pankki Oyj · Talletussuoja (Rahoitusvakausvirasto) · €100,000 per person per bank
Licence and verification
- Institution
- Alisa Pankki Oyj
- Status
- Verified European deposit guarantee scheme
- Scheme
- Talletussuoja (Rahoitusvakausvirasto) (Finland)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 18 Sep 2026
details
Financial Stability Authority
Taxes
- Country
- Finland
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Finland heft geen bronbelasting op spaarrente van niet-ingezetenen.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Rate history
1.25% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of Alisa Bank →All savings products of Alisa Bank →
- 2 Sep 2026New: Alisa Bank – Spaarrekening 1.25%
Rate checked on 18 Sep 2026.