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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Fjord Bank
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Fjord BankTermijndeposito

Deposit · 1 year · AB Fjord Bank · Lithuania · via Raisin
Open an account at Fjord Bank
Rate
3.25%
1 year fixed
since 15 Sep 2026
Your return on €16,800
€546
interest per year
Deposit guarantee
€16,800 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 1 year: €546.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€546After 1 month: €45.50 rate · balance €16,845.50After 2 months: €91 rate · balance €16,891After 3 months: €136.50 rate · balance €16,936.50After 4 months: €182 rate · balance €16,982After 5 months: €227.50 rate · balance €17,027.50After 6 months: €273 rate · balance €17,073After 7 months: €318.50 rate · balance €17,118.50After 8 months: €364 rate · balance €17,164After 9 months: €409.50 rate · balance €17,209.50After 10 months: €455 rate · balance €17,255After 11 months: €500.50 rate · balance €17,300.50

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
end of term, paid out
Fees
none
Rate valid since
15 Sep 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€10,000
Maximum deposit
€95,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,800 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Licence and verification
Institution
AB Fjord Bank
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 18 Sep 2026
Taxes
Country
Lithuania
Withholding tax
Withholding tax applies
Standard rate
15.00%
For a Dutch saver
10.00% (after paperwork)
Notes
Litouwen heft 15%; met een Litouwse woonplaatsverklaring (uiterlijk 4 weken voor de vervaldatum) verlaagd naar 10%.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.25%3.40% from 2 Sep 2026 until 15 Sep 20263.25% from 15 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.25%3.40% from 2 Sep 2026 until 15 Sep 20263.25% from 15 Sep 2026 until now

Other offers from Fjord Bank

3 months · 1.90% · Raisin6 months · 2.85% · Raisin9 months · 3.00% · Raisin18 months · 3.35% · Raisin2 years · 3.35% · Raisin3 years · 3.20% · Raisin4 years · 3.20% · Raisin5 years · 3.30% · Raisin
After 12 months: €546 rate · balance €17,346
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€546After 1 month: €45.50 rate · balance €16,845.50After 2 months: €91 rate · balance €16,891After 3 months: €136.50 rate · balance €16,936.50After 4 months: €182 rate · balance €16,982After 5 months: €227.50 rate · balance €17,027.50After 6 months: €273 rate · balance €17,073After 7 months: €318.50 rate · balance €17,118.50After 8 months: €364 rate · balance €17,164After 9 months: €409.50 rate · balance €17,209.50After 10 months: €455 rate · balance €17,255After 11 months: €500.50 rate · balance €17,300.50After 12 months: €546 rate · balance €17,346

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
15 Sep 20263.25%current
2 Sep 20263.40%15 Sep 2026

All historic rates of Fjord Bank →All savings products of Fjord Bank →

  • 15 Sep 2026Fjord Bank – Termijndeposito (12 mo): 3.40% → 3.25%
  • 2 Sep 2026New: Fjord Bank – Termijndeposito (12 mo) 3.40%

Rate checked on 18 Sep 2026.